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UTILL

Active
Private limited companyfounded 2023active for 3 yearsCour Lemaire 14, 4651 Herve, BelgiumKBO/BCE: BE 0802.528.015
Summary

UTILL has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,486 and a net result of €48,121. Its solvency ranks better than 25% of 94 sector peers (NACE 29, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Manufacture of motor vehicles, trailers and semi-trailers
NACE 29100
1 site
Size
€316,575total assets 2025
Staff
2.4 FTE
Equity
€65,486
Profit
€48,121
Financial health
88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Largest shareholder
CHAPISTE Property, Investment and Management Company · 25.03%
Accounts 31 days early2 of 3 deeds read
Why 88raises risk1 change of registered office in 24 monthsFounded in 2023lowers riskLiquidity: current ratio 3.66, cash €81,315Sector: Manufacture of motor vehicles, trailers and semi-trailers (NACE 29)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 71% of its sector peers (NACE 29, micro)
Financial strength · tick = 2024
Strong
Solvency 46+14
equity 20.7% of total assets
Liquidity 73-11
short-term debt 24.0% · cash 25.7%
Profitability 88+47
return on assets 15.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (227 companies, NACE 29, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.3%▲ +0.2 percentage points vs 11-2024 01-2025: 1.4%▲ +0.1 percentage points vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.5%▲ +0.1 percentage points vs 04-2025 06-2025: 1.6%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.4%▼ -1.2 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.2%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.66, compared with 3.24 in 2024; short-term debt: 24% and cash: 25.7% of total assets), but 79.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 29, micro): better than 30% on solvency, 76% on liquidity, 80% on profitability and 97% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.66, cash €81,315
NBB · annual accounts
lowers risk · Sector: Manufacture of motor vehicles, trailers and semi-trailers (NACE 29)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 94 sector peers (2025).
NBB · sector comparison
Position among 94 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 days early
2024
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days before the deadline; the sector median (NACE 29) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Resignation: KOMVU INVEST SRL (director)Appointment: KOMVU INVEST SRL (director)…

Key points

  • Positive: Back in profit in 2025after -€12,635 in 2024 €48,121 View
  • A director leftlatest change 13-02-2026 · 0 in office 1 left View
  • Total assets 20252 financial years filed €316,575 View

By topic

Financials

Financial year
2025
Total assets
€316,575
Profit
€48,121
Solvency
20.7%
Total assets▲ 26.3%
Net result
20242025
Go to Financials

Timeline

Events
5
Since
2025
Next accounts
by 31-07-2027
  1. 31-12-2025Back to profit
  2. 30-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of motor vehicles, trailers and semi-trailersNACE 29100
Founded
08-06-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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