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TENSITY

Active
Public limited company·Vervaardiging van motorvoertuigen· 4 yrs active
Rue Saucin, Isnes 84 ·5032 Gembloux, Belgium
KBO/BCE: BE 0777.490.434
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs
Staff (FTE)1

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TENSITY is 1.1% (low). The 2024 annual accounts show equity of €65k and a net result of €7k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 37 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 37 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 16-09-2025 47 d late 2025-00499872
31-12-2023 31-07-2024 05-11-2024 97 d late 2024-00530749
31-12-2022 31-07-2023 13-05-2024 287 d late 2024-00088969

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.1% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-risk legal form Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€83k-46.6%
EBIT margin-15.0%-20.9pp
Net result€7k
Working capital€-249k+2.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 16-09-2025 with the NBB · fiscal year 2024 · micro
€-50k€0€50k€100k€150kRevenue 2022: €156k€156kOperating result 2022: €9k€9kNet result 2022: €9k€9kRevenue 2023: €83k€83kOperating result 2023: €-13k€-13kNet result 2023: €-13k€-13kOperating result 2024: €10k€10kNet result 2024: €7k€7k202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~4.8%/year over 3 fiscal years, indicative, assuming unchanged policy.
€50k€60k€70k2025: €62k (€56k - €67k)2026: €58k (€53k - €64k)2027: €55k (€50k - €60k)2022: €71k2023: €58k2024: €65k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 29 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 6.0% 21.1%
better than 21% of 37 sector peers
Net result €7k €10k
better than 44% of 38 sector peers
Equity €65k €44k
better than 67% of 38 sector peers
Gross operating margin €70k €35k
better than 70% of 38 sector peers
Total assets €1.08M €148k
better than 91% of 37 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€83k
-46.6% 22-24
EBITDA
€11k
-29.4% 22-24
Net profit
€7k
- 22-24
Cash flow
€8k
-47.3% 22-24
Total assets
€1.08M
+1.8% 22-24
Equity
€65k
+12.1% 22-24
Working capital
€-249k
+2.8% 22-24
Employees (FTE)
1
- 22-24
Staff costs
€59k
+5.8% 22-24
Income taxes
€2k
- 22-24
Debt
€1.01M
+1.2% 22-24
Debt ≤ 1y
€677k
+1.9% 22-24
Debt > 1y
€335k
-0.2% 22-24
Current ratio
0.63
+2.9% 22-24
Quick ratio
0.63
+2.9% 22-24
Solvency
6.0%
+10.2% 22-24
Debt / equity
15.65
-9.8% 22-24
ROE
10.8%
- 22-24
ROA
0.6%
- 22-24
Net margin
-15.9%
- 22-24
EBITDA margin
18.5%
-67.4% 22-24
Interest coverage
10.59
-46.0% 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€11k
Net profit€7k
Cash flow€8k
Staff costs€59k
Income taxes€2k
Dividends-
Total assets€1.08M
Equity€65k
Debt€1.01M
of which ≤ 1y€677k
of which > 1y€335k
Working capital€-249k
Employees (FTE)1.0
Ratios (computed)
2024
Current ratio0.63
Quick ratio0.63
Working capital ratio-23.1%
Solvency6.0%
Debt / equity15.65
Long-term debt ratio5.18
Interest coverage10.59
Gross margin-
Net margin-
ROA0.6%
ROE10.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.08M
Fixed assets 21/28€648k
Tangible fixed assets 22/27€648k
Current assets 29/58€428k
Amounts receivable within one year 40/41€228k
Cash & bank 54/58€439
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.08M
Equity 10/15€65k
Contributions / capital 10/11€62k
Reserves 13€444
Accumulated profits (losses) 14€2k
Amounts payable 17/49€1.01M
Amounts payable after one year 17€335k
Amounts payable within one year 42/48€677k
Trade debts payable within one year 44€650k
Income statement
Gross operating margin 9900€70k
Operating result 9901€10k
Financial income 75€0
Financial charges 65€1k
Result before taxes 9903€9k
Income taxes 67/77€2k
Net result for the period 9904€7k
Result to be appropriated 9905€7k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
56 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Former directors (1)
  • Alicia ORTEGA TORRES
    Managing director
    State Gazette act 24073623 (13-05-2024)
    Former
    - → 15-04-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Vervaardiging van motorvoertuigen(29100)
Legal form Public limited company(014)
Incorporation18-11-2021
StatusActive
Postal code5032

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
TENSITY
Rue Saucin, Isnes 84, 5032 GemblouxVervaardiging van motorvoertuigen
since 20212.324.669.138
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,472 m²
Buildings1
Building footprint1,007 m²
Volume (LiDAR)6,256 m³
Tallest building7.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92065B0049/00E000 Wallonia 3,472 m² 1 · 1,007 m² 7.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
13-05-2024 Alicia ORTEGA TORRES resigns as managing director Director changes·GILLET A
  • Alicia ORTEGA TORRES, Gedelegeerd bestuurder
Notary: GILLET A · Liège

Analysis

Snowflake analysis

financial profile on 5 axes
Health56Profitability54Solvency7Growth22Stability94
47 / 100

Mixed profile: strong on stability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 56
Profitability 54
Solvency 7
Growth 22
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Vervaardiging en assemblage van motorvoertuigen29100Vervaardiging van motorvoertuigen29100Vervaardiging van carrosserieën voor motorvoertuigen29201Vervaardiging van carrosserieën voor motorvoertuigen29201Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999
Primary activity highlighted.
Names & trade names
Legal nameFR TENSITY
Registered office
Rue Saucin, Isnes 84
5032 Gembloux, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.