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UserZero

Active Private limited companyfounded 2019active for 7 yearsChaussée de Nivelles 133, 7181 SeneffeKBO/BCE: BE 0720.971.207
UserZero
Financial year 2025
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Annual accounts 2025

micro format, filed on 31-08-2026, 31 days late
€50,207
▼ 41.7%
€40,485
▼ 46.9%
€49,462
▼ 41.6%
€39,856
▼ 42.0%
17.0%
▲ 3.9 percentage points
1.11
▼ 0.12

Money flows

no detail for 2025

Balance sheet

balance sheet total €120,279 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

17.0%

Higher than 25% of 10,252 companies in 2025.

1.11

Higher than 31% of 9,835 companies in 2025.

25.7%

Higher than 71% of 9,977 companies in 2025.

UserZero Middle half of the sector 80% of the sector Micro accounts in office administrative support (NACE 82)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019
Balance sheet: assets
20/58 120,279156,296125,694258,395221,883155,80575,350
21/28 9,90718,389349423881,022635
22/27 9,87718,35931912358992605
23 53618431912358992605
24 9,34118,174-----
28 30303030303030
29/58 110,372137,908125,345258,353221,495154,78374,715
40/41 54,27451,203111,986126,350130,73876,87811,175
40 53,51251,20363,75345,75396,04461,256-
41 761-48,23380,59734,69515,62211,175
54/58 54,33184,24012,979129,89489,60876,65160,478
490/1 1,7682,4653812,1091,1491,2533,062
Balance sheet: equity and liabilities
10/49 120,279156,296125,694258,395221,883155,80575,350
10/15 20,46020,46020,46020,460170,103110,41653,285
10/11 18,60018,60018,60018,6006,2006,2006,200
100 ------18,600
101 ------12,400
11 -18,600-----
1109/19 -18,600-----
13 1,8601,8601,8601,860163,903104,21647,085
130/1 -1,8601,8601,8601,8601,860-
130 -1,860----1,860
1311 --1,8601,8601,8601,860-
133 1,860---162,043102,35645,225
17/49 99,819135,836105,234237,93551,78045,38922,066
42/48 99,255111,636105,234237,93551,03044,63921,316
44 10,7851,81316,3881,5169,6785,2984,514
440/4 10,7851,81316,3881,5169,6785,2984,514
45 34,01836,16640,46725,47841,35239,34016,801
450/3 34,01836,16640,46725,47838,70236,69014,151
454/9 ----2,6502,6502,650
47/48 54,45173,65748,379210,941---
492/3 56424,200--750750750
Income statement
70 ------130,000
9900 50,20786,18875,86762,79376,15572,86861,946
60/61 ------70,550
630 8,9778,46097346635623298
640/8 7451,477-698---
9901 40,48576,25075,77061,75075,52072,24661,648
75/76B 4101,427681,8361,1491,253262
75 4101,427681,8361,1491,253262
65/66B 1,1973262,2811,4371,2581,147886
65 1,1973262,2811,4371,2581,147886
9903 39,69877,35173,55762,14875,41272,35261,024
67/77 8,81917,12916,64013,25015,72515,22013,939
9904 30,87960,22256,91748,89859,68757,13147,085
9905 30,87960,22256,91748,89859,68757,13147,085
Appropriation of the result
9906 30,87960,22256,91748,89859,68757,13147,085
791/2 -1,860-162,043---
691/2 -1,860--59,68757,13147,085
6920 -1,860----1,860
6921 ----59,68757,13145,225
694/7 30,87960,22256,917210,941---
694 30,87960,22256,917210,941---
Document PDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

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Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00486947.

Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00486947 PDF
31-12-2024 micro format 30-07-2025 2025-00346267 PDF
31-12-2023 micro format 01-07-2024 2024-00220198 PDF
31-12-2022 micro format 04-08-2023 2023-00317838 PDF
31-12-2021 micro format 11-07-2022 2022-20176481 PDF
31-12-2020 micro format 19-08-2021 2021-50500490 PDF
31-12-2019 micro format 26-06-2020 2020-22800293 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019
49,46284,71075,86762,09576,15572,86861,946
39,85668,68357,01449,24460,32157,75447,383
49526,500404001,010933
-29,90971,261-116,91640,28712,95716,173-
11,11726,27120,11120,418170,465110,14453,399
------47.4%
17.0%13.1%16.3%7.9%76.7%70.9%70.7%
1.111.241.191.094.343.473.51
4.886.645.1411.630.300.410.41
150.9%294.3%278.2%239.0%35.1%51.7%88.4%
25.7%38.5%45.3%18.9%26.9%36.7%62.5%
41.31over 10033.2643.2060.54--
------31 days
------23 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€495€26,500€404--
€8,977€8,460€97€346€635

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on UserZero

The operating result for 2025 is 47% lower than in 2024 and the lowest since 2019.

Debt's share of the balance-sheet total falls from 86.9% to 83.0%. Debt is lower.

Next steps

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