URNUT
ActiveURNUT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €286. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 65% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-96
Solvency100▲+7
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 1.8 in 2024), and 29.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.6%
Return on assets
0.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
6 d early
2023
27 d early
2022
30 d late
2021
9 d late
2020
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 0.9%
2024 · €33k
2020: €13k
2021: €19k
2022: €22k
2023: €27k
2024: €33k
2020 → 2025
Total assets
€48k▼ 18.4%
2024 · €58k
2020: €24k
2021: €34k
2022: €40k
2023: €49k
2024: €58k
2020 → 2025
Net result
€286▼ 95.8%
2024 · €7k
2020: €10k
2021: €7k
2022: €3k
2023: €4k
2024: €7k
2020 → 2025
Working capital
€27k▲ 46.6%
2024 · €18k
2020: €15k
2021: €19k
2022: €22k
2023: €17k
2024: €18k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€22k▲ 16.3%€27k▲ 19.6%€33k▲ 25.5%€34k▲ 0.9%
Operating result€11k-€8k▼ 26.7%€11k▲ 45.1%€13k▲ 14.6%€4k▼ 68.1%
Net result€7k-€3k▼ 52.2%€4k▲ 39.8%€7k▲ 56.2%€286▼ 95.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 68% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€7k▼ 59.6%
Current assets
€41k▼ 0.7%
Equity and liabilities €48k
Equity
€34k▲ 0.9%
Debt
€14k▼ 44.0%
The debt ratio falls from 42.8% to 29.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€8k▼
2024 · €19k
Cash flow
€4k▼
2024 · €13k
Solvency
70.6%▲
2024 · 57.2%
Current ratio
2.90▲
2024 · 1.80
Quick ratio
2.90▲
2024 · 1.80
Debt / equity
0.42▼
2024 · 0.75
ROE
0.8%▼
2024 · 20.3%
ROA
0.6%▼
2024 · 11.6%
Interest coverage
28.59▼
2024 · 45.85
Debt
€14k▼
2024 · €25k
Debt ≤ 1 year
€14k▼
2024 · €23k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€48k▼
Fixed assets21/28€18k€7k▼
Tangible fixed assets22/27€18k€7k▼
Furniture and vehicles24€18k€7k▼
Current assets29/58€41k€41k▼
Amounts receivable within one year40/41€19k€37k▲
Trade receivables40€13k€35k▲
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€16k€3k▼
Deferred charges and accrued income490/1€6k€485▼
Equity and liabilities
Total equity and liabilities10/49€58k€48k▼
Equity10/15€33k€34k▲
Contributions10/11€3k€3k=
Reserves13€31k€31k▲
Distributable reserves133€31k€31k▲
Amounts payable17/49€25k€14k▼
Amounts payable within one year42/48€23k€14k▼
Financial debts43€7k€3k▼
Credit institutions430/8€7k€3k▼
Trade debts44€10k€2k▼
Suppliers440/4€10k€2k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€1k€375▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€21k€11k▼
Operating profit (loss)9901€13k€4k▼
Financial income75/76B€0€336▲
Recurring financial income75€0€336▲
Financial charges65/66B€420€282▼
Recurring financial charges65€420€282▼
Profit (loss) for the period before taxes9903€12k€4k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€7k€286▼
Profit (loss) for the period to be appropriated9905€7k€286▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€286▼
Transfer to equity691/2€7k€286▼
To other reserves6921€7k€286▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €286 ▼95.8%
Net result drops to €286, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabrieksstraat 73930 Hamont-AchelGround area
941 m²
Building footprint
202 m²
Volume, LiDAR
1,074 m³
Parcel 72012C1192/00P011, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
URNUT
since 20202.301.750.018
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72012C1192/00P011 | Flanders | 941 m² | 1 · 202 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 35,247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.