Financials
- Fiscal year
- 2025
- Total assets
- €4,425
- Loss
- -€3,451
- Solvency
- -21.5%
URBIZ.IMMO
ActiveSummary
The computed 12-month bankruptcy probability of URBIZ.IMMO is 1.7% (moderate). The 2025 annual accounts show negative equity (-€951) and a net result of -€3,451. Its solvency ranks better than 10% of 16759 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Property management for co-owned buildings (syndics)
NACE 68321
Size
€4,425total assets 2025
- Equity
- -€951
- Loss
- -€3,451
Turnover not published (abridged schema)
Structure
- Board
- 2 members
Accounts on time2 of 4 deeds read
Why 52- No establishment unit in the KBO- Founded in 2024+ Sector Real estate activities (NACE 68)+ Size: total assets €4,425Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 6% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
4
equity -21.5% of total assets
Liquidity
1
short-term debt 121.5% · cash 1.0%
Profitability
0
return on assets -78.0%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 1.2%lowest value
08-2025: 1.2%▲ +3.1% vs 07-2025
09-2025: 1.2%● 0.0% vs 08-2025
10-2025: 1.3%▲ +11.3% vs 09-2025
11-2025: 1.3%▲ +0.5% vs 10-2025
12-2025: 1.5%▲ +12.3% vs 11-2025
01-2026: 1.7%▲ +11.3% vs 12-2025
02-2026: 1.7%▲ +2.1% vs 01-2026
03-2026: 1.6%▼ -3.6% vs 02-2026
04-2026: 1.6%▲ +0.2% vs 03-2026
05-2026: 1.8%▲ +8.6% vs 04-2026
06-2026: 1.9%▲ +5.0% vs 05-2026
07-2026: 1.9%▲ +1.3% vs 06-2026highest value
08-2026: 1.7%▼ -12.3% vs 07-2026
09-2026: 1.7%● 0.0% vs 08-2026
10-2026: 1.7%● 0.0% vs 09-2026
- Sector Real estate activities (NACE 68) lowers the probability
- Size: total assets €4,425 lowers the probability for this profile
- No establishment unit in the KBO raises the probability
- Founded in 2024 raises the probability for this profile
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 10%, liquidity 5%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
- Appointment: Sébastien Cabolet (director)Power of attorney
- Annual accounts filedfiscal year 2025 · micro…
- Appointment: CEMCO (sole director)Resignation: Cédric LAUDERT (director) ·…
Key points
By topic
Board & ownership
- Board
- 2 members
Go to Board & ownership
Network & group
- Connected companies
- 2
Timeline
- Events
- 3
- Since
- 2026
- 06-10-2026Appointment: Sébastien Cabolet (director)
- 31-07-2026Annual accounts filed
- 18-02-2026Appointment: CEMCO (sole director)
Company details
- Legal form
- Private limited company
- Activity
- Property management for co-owned buildings (syndics)NACE 68321
- Founded
- 10-06-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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