Equity
-€10,451
Debts exceed assets in financial year 2024.
TMC-Projects
Lifetime
1 annual account with figurespeak -€14,971 (2024)
-€14,971
lowest -€17,951 (2024)
-€17,951
peak -€10,451 (2024)
-€10,451
€14,221
Board2 names since 2024
2 directorsFREJUT and 1 other
Documentsfilings and deeds
17-07-202514 days before the deadline
2024micro format
Loss of €17,951Incorporation 27-061 establishment registeredFirst year with figures
Key points
from the 2024 annual accountsStarting capital
€7,500 750 shares
Position in the sector
-277.3%
Lower solvency than 95% of companies in real estate. Sector median 31.1% · 19,156 companies.
Turnover not published (micro format)
Checked score
47
Fair
Financially stronger than 3% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.7%lowest value
08-2025: 0.9%▲ +0.2 percentage points vs 07-2025
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 1.0%▲ +0.1 percentage points vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.1%▲ +0.1 percentage points vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.2%▲ +0.1 percentage points vs 05-2026
07-2026: 1.4%▲ +0.2 percentage points vs 06-2026
08-2026: 1.9%▲ +0.5 percentage points vs 07-2026
09-2026: 2.1%▲ +0.2 percentage points vs 08-2026
10-2026: 3.5%▲ +1.4 percentage points vs 09-2026highest value
11-2026: 3.5%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Figures for financial year 2024 (filed on 17-07-2025)
Liquidity: current ratio 0.20
lowers risk
Size: total assets €3,769
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 0% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as TMC-Projects has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TMC-Projects itself: 3.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for TMC-Projects. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its 2024 accounts 14 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- COPPENS Annick Paula Marc 250 sharesdeed of 27-06-2024
- MOROBÉ Olivier Guy Robert Simon Joseph 250 sharesdeed of 27-06-2024
- THIERS Frederiek Renaat Lieven 250 sharesdeed of 27-06-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010717036
Amendment of the articles
General meeting of 15-12-2025 · Gazette deed
Incorporation
Founding capital of €7,500, 750 shares · Founders: COPPENS Annick Paula Marc, MOROBÉ Olivier Guy Robert Simon Joseph and THIERS Frederiek Renaat Lieven · Appointments: Latem Projects (director) and FreJuT (director) · published on 27-06-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TMC-Projects Ghent | €3,769 | -€14,971 | -277.3% | - |
| URBIZ.IMMO Watermael-Boitsfort | €4,425 | -€2,746 | -21.5% | - |
| LFP INVEST Gembloux | €3,337 | €837 | 83.8% | - |
| NEALYS Incourt | €6,396 | -€694 | 53.3% | - |
| BELLSYNKENS Herenthout | €6,721 | -€16,061 | -243.2% | - |
| BSG SOLUTIONS Ghent | €6,601 | €2,033 | 84.6% | - |
| BUTTERFLY SOLUTIONS Bredene | €2,174 | -€8,959 | -119.4% | - |
These companies have the same main activity as TMC-Projects: property management for co-owned buildings (syndics) (NACE 68321). They are comparable in size and age: total assets between €2,170 and €6,720, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 25-06-2024Normal situation
- Activity
- Property management for co-owned buildings (syndics)NACE 68321
- Establishment units
- 2.361.142.9209000 Ghent, since 25-06-2024
- 2.391.353.4708500 Kortrijk, since 01-07-2026
- Financial year end
- 31 December
- Peppol
- Reachable since 09-07-2026
Annual accounts 2024
- €3,769
- Filing
- Filed on 17-07-2025, 14 days before the end of the filing period
Insights on TMC-Projects
The computed 12-month bankruptcy probability of TMC-Projects is 3.5% (moderate). The 2024 annual accounts show negative equity (-€10,451) and a net result of -€17,951.
Its solvency ranks better than 5% of 19,156 sector peers (NACE 68, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TMC-Projects
- What is the company number of TMC-Projects?
- The company number of TMC-Projects is 1010.717.036. The VAT number is the same number with BE in front: BE 1010.717.036.
- Where is TMC-Projects based?
- The registered office is at Laurent Delvauxstraat 1, 9000 Ghent.Company details
- What does TMC-Projects do?
- According to the KBO register, the main activity is property management for co-owned buildings (syndics) (NACE 68321).
- What is the legal form of TMC-Projects?
- TMC-Projects is a private limited company (BV).
- When was TMC-Projects founded?
- TMC-Projects was founded on 25-06-2024.
- Is TMC-Projects still active?
- Yes, TMC-Projects is an active enterprise in the KBO register.
- What is the turnover of TMC-Projects?
- The annual accounts for financial year 2024 state no turnover. The micro format does not require it.Financials
- Is TMC-Projects profitable?
- In financial year 2024, TMC-Projects made a loss of €17,951.
- Where can I find the annual accounts of TMC-Projects?
- TMC-Projects filed 1 annual account with the National Bank of Belgium, for financial year 2024.
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