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Complete company report
Generated 12-08-2026
Active BE 1016.642.944Private limited company

URBANODRIVE

Brusselsesteenweg 292 ·3090 Overijse, Belgium· 1 yrs active
Sector: Diensten voor personenvervoer op aanvraag per voertuig met chauffeur (49330)
Conclusion Checked

The computed 12-month bankruptcy probability of URBANODRIVE is 5.5% (elevated). The 2025 annual accounts show equity of €10k and a net result of €8k. Its solvency ranks better than 72% of 425 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €10k
Net result €8k
Staff (FTE) 1
Better than sector 72%
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health68Profitability100Solvency65Growth-Stability51
71 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 68
Profitability 100
Solvency 65
Growth -
Stability 51
Bankruptcy probability (12 mo) Checked model v1 · free
5.5% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Recent warning signals +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
3 / 100
Low risk
Components
· 1 administrative flag (+3)
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 2 events
Address struckAddress strikeout annulled
Health barometer FY 2025 · computed
68 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 07-06-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 50.2% 30.5%
better than 72% of 425 sector peers
Net result €8k €9k
better than 47% of 421 sector peers
Equity €10k €25k
better than 30% of 425 sector peers
Gross operating margin €40k €48k
better than 46% of 421 sector peers
Staff costs €23k €59k
higher than 35% of 198 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€14k
Net profit€8k
Cash flow€12k
Staff costs€23k
Income taxes€3k
Dividends-
Total assets€19k
Equity€10k
Debt€10k
of which ≤ 1y€10k
of which > 1y-
Working capital€-4k
Employees (FTE)1.0
Ratios (computed)
2025
Current ratio0.62
Quick ratio0.62
Working capital ratio-19.2%
Solvency50.2%
Debt / equity0.99
Long-term debt ratio-
Interest coverage104.09
Gross margin-
Net margin-
ROA39.9%
ROE79.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€19k
Fixed assets 21/28€13k
Tangible fixed assets 22/27€13k
Current assets 29/58€6k
Amounts receivable within one year 40/41€694
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€19k
Equity 10/15€10k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€8k
Amounts payable 17/49€10k
Amounts payable within one year 42/48€10k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€40k
Operating result 9901€10k
Financial charges 65€137
Result before taxes 9903€10k
Income taxes 67/77€3k
Net result for the period 9904€8k
Result to be appropriated 9905€8k
Ratios computed by Checked.
Directors & mandates 7 directors
Current directors & mandates
  • Benali Abdellah
    Director
    State Gazette act 26003905 (09-01-2026)
    Current
    01-01-2026 → present
  • Tennaz Rachid
    Director
    State Gazette act 26003905 (09-01-2026)
    Current
    01-01-2026 → present
  • Koparan Mehmet
    Director
    State Gazette act 25125785 (06-10-2025)
    Current
    25-09-2025 → present
  • Benali Nabil
    Director
    State Gazette act 25018495 (05-02-2025)
    Current
    15-01-2025 → present
Former directors (3)
  • El Barjraji Younes
    Director
    State Gazette act 26003905 (09-01-2026)
    Former
    - → 01-01-2026
  • Hamdani Abdelmounim
    Director
    State Gazette act 25116579 (16-09-2025)
    Former
    06-09-2025 → 01-01-2026
    2 events
    • 01-01-2026 Resigned· Director
    • 06-09-2025 Appointed· Director
  • Lakhal Ahmed
    Director
    State Gazette act 25085406 (08-07-2025)
    Former
    - → 16-06-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Diensten voor personenvervoer op aanvraag per voertuig met chauffeur(49330)
Legal form Private limited company(610)
Incorporation26-11-2024
StatusActive
Postal code3090
Connections & network 34 connected companies
Network connections
ABT CONSEIL
Shared address
→
ADS
Shared address
→
ALADIN STORE
Shared address
→
ALMAR RENOVATION
Shared address
→
AMANA CONSULT
Shared address
→
ASSISTAUTO
Shared address
→
AUTO DANI
Shared address
→
BALTA STONE
Shared address
→
BP CONSTRUCT
Shared address
→
CONCEPT MVP GROUP
Shared address
→
COSMO CARS
Shared address
→
D.H.A.
Shared address
→
DECOR HOME DM
Shared address
→
DENIS CONSTRUCT
Shared address
→
EK SOCIETY
Shared address
→
EXPRESSLINE
Shared address
→
FTB COMPANY
Shared address
→
ILARIO
Shared address
→
KNETO RENOV
Shared address
→
KOUSSY
Shared address
→
L&S Services
Shared address
→
M & H PARTNERS
Shared address
→
MASS-IMMO INVEST
Shared address
→
MBK INVEST GROUP
Shared address
→
MNK TRANSPORT
Shared address
→
NIS PROJECT
Shared address
→
OMESAY
Shared address
→
OZ RENOVATION
Shared address
→
PUK'S
Shared address
→
R & B SERVICES
Shared address
→
SENZANOME
Shared address
→
TENDANCE PEINTURE
Shared address
→
→
WORK PERFECT
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
URBANODRIVE
Augustijnernonnenstraat 57, 1090 JetteDiensten voor personenvervoer op aanvraag per voertuig met chauffeur
since 20252.375.117.353
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23062B0376/02D005 Flanders 1,934 m² 1 · 198 m² 6.6 m · 1 fl.
21463D0298/00Y004 Brussels 101 m² 1 · 76 m² 13.8 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
07-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
09-01-2026
State Gazette act Director changes
v3.2
2025
31-10-2025
KBO administration Address strikeout annulled
20-10-2025
KBO administration Address struck
06-10-2025
State Gazette act Director changes
v3.2
16-09-2025
State Gazette act Director changes
v3.2
08-07-2025
State Gazette act Director changes
v3.2
05-02-2025
State Gazette act Director changes
v3.2
2024
28-11-2024
State Gazette act Incorporation
oprichting
Lifecycle & Insolvency Signals 2 events
31-10-2025
KBO administration Address strikeout annulled
 · Publications in State Gazette ↗
20-10-2025
KBO administration Address struck
 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-10-20 · KBO administration · Address struck2025-10-31 · KBO administration · Address strikeout annulled
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 6 acts
All acts · 6 updated 7 months ago
2026
09-01-2026 2 directors appointed, 2 resigning Director changes
  • Tennaz Rachid, Bestuurder
  • Benali Abdellah, Bestuurder
  • El Barjraji Younes, Bestuurder
  • Hamdani Abdelmounim, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Tennaz Rachid",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2026-01-01",
      "evidence_quote": "Benoeming van de heer Tennaz Rachid en de heer Benali Abdellah als bestuurders. Zij aanvaarden hun benoeming tot bestuurders van de vennootschap Hun mandaten vangt aan op 01 januari 2026."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Benali Abdellah",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2026-01-01",
      "evidence_quote": "Benoeming van de heer Tennaz Rachid en de heer Benali Abdellah als bestuurders. Zij aanvaarden hun benoeming tot bestuurders van de vennootschap Hun mandaten vangt aan op 01 januari 2026."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "El Barjraji Younes",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2026-01-01",
      "evidence_quote": "De Buitengewone Algemene Vergadering aanvaardt de be\u00EBindiging van de heer El Barjraji Younes en de heer Hamdani Abdelmounim, als bestuurders met ingang van 01 januari 2026, die aanvaardt."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Hamdani Abdelmounim",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2026-01-01",
      "evidence_quote": "De Buitengewone Algemene Vergadering aanvaardt de be\u00EBindiging van de heer El Barjraji Younes en de heer Hamdani Abdelmounim, als bestuurders met ingang van 01 januari 2026, die aanvaardt."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1016.642.944",
    "name_full": "URBANODRIVE",
    "legal_form": "BV"
  }
}
2025
06-10-2025 Koparan Mehmet appointed as director Director changes
  • Koparan Mehmet, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Koparan Mehmet",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-09-25",
      "evidence_quote": "Benoeming van de heer Koparan Mehmet als bestuurder. De betrokkene aanvaardt zijn benoeming tot bestuurder van de vennootschap URBANODRIVE. Zijn mandaat vangt aan op 25 SEPTEMBER 2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1016.642.944",
    "name_full": "URBANODRIVE",
    "legal_form": "BV"
  }
}
16-09-2025 Abdelmounim Hamdani appointed as director Director changes
  • Abdelmounim Hamdani, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Abdelmounim Hamdani",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-09-06",
      "evidence_quote": "Benoeming van de heer Abdelmounim Hamdani als bestuurder. De betrokkene aanvaardt zijn benoeming tot bestuurder van de vennootschap URBANODRIVE. Zijn mandaat vangt aan op 6 september 2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1016.642.944",
    "name_full": "URBANODRIVE",
    "legal_form": "BV"
  }
}
08-07-2025 Lakhal Ahmed resigns as director Director changes
  • Lakhal Ahmed, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lakhal Ahmed",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-06-16",
      "evidence_quote": "De Buitengewone Algemene Vergadering aanvaardt de be\u00EBindiging van de heer Lakhal Ahmed als bestuurder met ingang van 16/06/2025, die aanvaardt."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1016.642.944",
    "name_full": "URBANODRIVE",
    "legal_form": "BV"
  }
}
05-02-2025 Benali Nabil appointed as director Director changes
  • Benali Nabil, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Benali Nabil",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-01-15",
      "evidence_quote": "De Buitengewone Algemene Vergadering aanvaardt de benoeming van de heer Benali Nabil als bestuurder met ingang van 15.01.2025, die aanvaardt."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1016.642.944",
    "name_full": "URBANODRIVE",
    "legal_form": "BV"
  }
}
2024
28-11-2024 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "9400 Ninove, Leon Dauwstraat, 37",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "LAKHAL Ahmed",
        "niss": null,
        "address": "9400 Ninove, Leon Dauwstraat, 37"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "LAKHAL Ahmed",
      "is_subscriber_only": true,
      "n_shares_subscribed": 75,
      "amount_subscribed_eur": 1500,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "EL BARJRAJI Younes",
        "niss": null,
        "address": "1850 Grimbergen, Beigemsesteenweg, 99"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "EL BARJRAJI Younes",
      "is_subscriber_only": true,
      "n_shares_subscribed": 25,
      "amount_subscribed_eur": 500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2000,
  "subject_company": {
    "kbo": "1016.642.944",
    "name_full": "URBANODRIVE",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2024-11-20",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
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Company registry (CBE) Crossroads Bank
Activities
Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Personenvervoer te land binnen steden of voorsteden49310Personenvervoer over de weg volgens dienstregeling49310Personenvervoer over de weg zonder dienstregeling49320Overig personenvervoer te land, n.e.g.49390
Primary activity highlighted.
Names & trade names
Legal nameNL URBANODRIVE
Registered office
Brusselsesteenweg 292
3090 Overijse, Belgium
Registration history
  1. 31-10-2025 Address strikeout annulled
  2. 20-10-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative