Financials
- Financial year
- 2025
- Total assets
- €25
- Loss
- -€2,980
- Solvency
- -437111.3%
Total assets▼ 98.3%
Net result
20192025
URBANI-WAL
ActiveSummary
The computed 12-month bankruptcy probability of URBANI-WAL is 3.8% (moderate). The 2025 annual accounts show negative equity (-€109,278) and a net result of -€2,980. Equity is shrinking by about 9% per year across the filed financial years. The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€25total assets 2025
- Equity
- -€109,278
- Loss
- -€2,980
Turnover not published (micro format)
Structure
Accounts filed 88 days late1 of 5 deeds read
Why 46raises riskLoss of €2,980, the second in a row (financial year 2025)Latest accounts 89 days late; 3 of the last 3 lateLiquidity: current ratio 0.00lowers riskSize: total assets €25Show the evidence
Checked score
Score 2025
46
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 3% of its sector peers (no NACE code, micro)
Financial strength
Weak
Solvency
0
equity -437111.3% of total assets
Liquidity
0
short-term debt 437211.3%
Profitability
0
return on assets -11921.4%
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 5.6%
12-2024: 5.6%● unchanged vs 11-2024
01-2025: 5.6%● unchanged vs 12-2024
02-2025: 7.7%▲ +2.1 percentage points vs 01-2025highest value
03-2025: 7.7%● unchanged vs 02-2025highest value
04-2025: 7.5%▼ -0.2 percentage points vs 03-2025
05-2025: 7.5%● unchanged vs 04-2025
06-2025: 7.5%● unchanged vs 05-2025
07-2025: 7.5%● unchanged vs 06-2025
08-2025: 7.5%● unchanged vs 07-2025
09-2025: 7.5%● unchanged vs 08-2025
10-2025: 7.5%● unchanged vs 09-2025
11-2025: 7.5%● unchanged vs 10-2025
12-2025: 7.5%● unchanged vs 11-2025
01-2026: 7.5%● unchanged vs 12-2025
02-2026: 7.0%▼ -0.5 percentage points vs 01-2026
03-2026: 7.0%● unchanged vs 02-2026
04-2026: 7.0%● unchanged vs 03-2026
05-2026: 7.0%● unchanged vs 04-2026
06-2026: 3.7%▼ -3.3 percentage points vs 05-2026lowest value
07-2026: 3.7%● unchanged vs 06-2026lowest value
08-2026: 3.7%● unchanged vs 07-2026lowest value
09-2026: 3.8%▲ +0.1 percentage points vs 08-2026
10-2026: 3.8%● unchanged vs 09-2026
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 1% on liquidity and 4% on profitability.
The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€109,278
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-04-2026, 88 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
88 days late
2024
453 days late
2023
819 days late
2022
1 day early
2021
42 days early
2020
1 day late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 188 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 29 April (4 of the last 5 filed years within 365 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end17-10-2026 today31-01-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
Key points
By topic
Timeline
- Events
- 21
- Since
- 2007
- Next accounts
- by 31-01-2027
- 02-01-2025Resignation: Joëlle HUUGHE (director)
- 30-01-2023Annual accounts filed
- 20-12-2021Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Founded
- 23-02-2005
- Year ends
- 30-06
- Peppol
- Not found in the Peppol directory
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