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Urbain Holding

Active
Private limited companyfounded 2017active for 8 yearsEgied De Jonghestraat(WIN) 158A, 2880 Bornem, BelgiumKBO/BCE: BE 0685.531.068
Summary

Urbain Holding has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,977 and a net result of €95,660. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 75% of 17,145 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-11-2017 Normal situation
Activity
Real estate agency activities NACE 68310and 4 others
Establishment unit
2.270.377.545 2880 Bornem, since 30-11-2017
Financial year end
30 September
Peppol
Reachable since 09-01-2026

Board and ownership

Board

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-09-2025
Gross margin
€142,100
▲ 176%
Turnover
≈ €250,000
estimated
Profit
€95,660
▲ 182%
Equity
€118,977
▲ 233%
Total assets
€185,547
▲ 146%
Staff
≈ 0.4 FTE
estimated
Filed on 30-04-2026, on time
Score breakdownraises risk2 of the last 3 accounts late1 change of registered office in 24 monthslowers riskLiquidity: current ratio 2.39, cash €51,734Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 86% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 89+17
equity 64.1% of total assets
Liquidity 69-5
short-term debt 35.7% · cash 27.9%
Profitability 100=
return on assets 51.6%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.2%▼ -0.2 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.2 percentage points vs 04-2026 06-2026: 0.2%▼ -0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.39 (1.9 in 2024), above the usual 1.5. Short-term debt is 35.7% and cash 27.9% of total assets. 35.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 74% of them on solvency, 79% on liquidity, 95% on profitability and 96% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.39, cash €51,734
NBB · annual accounts
raises risk · 2 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €118,977
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
on the day
2024
33 days late
2023
31 days late
2022
31 days late
2021
9 days late
2020
29 days early
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 31 May (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €33,874 to €95,660 ▲ 182% View
  • Caution: Board changedlatest change 08-09-2026 · 1 in office 1 joined · 2 left View
  • Positive: Higher net result than 90% of companies in real estatesector median €6,034 · 17,135 companies €95,660 View

Recent changes

  1. · Gazette deed Registered office moved from Edegem to BornemResignation: Karin Thijs (manager)
  2. · Gazette deed Miscellaneous
  3. · Gazette deed Appointment: Management, Training & Consulting (director)Permanent representative: Pieter Lys · Resignation: Jens Urbain (director)
All 17 events

Comparable companies

These companies have the same main activity as Urbain Holding: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €159,000 and €227,000, founded between 2016 and 2018.

CompanyTotal assetsGross margin
Urbain Holding Bornem€185,547€142,100
PepperTree Real Estate Antwerpen€186,577€125,395
BizWings Oud-Turnhout€191,588€136,577
LAHUIS VASTGOED Wuustwezel€159,378€122,916
Ravel Estate Elsene€184,384€142,847
Maison Celine Temse€184,875€129,651
MDNGROUP MONS Mons€227,121€158,130
Full comparison

Key facts about Urbain Holding

What is the company number of Urbain Holding?
The company number of Urbain Holding is 0685.531.068. The VAT number is the same number with BE in front: BE 0685.531.068.
Where is Urbain Holding based?
The registered office is at Egied De Jonghestraat(WIN) 158A, 2880 Bornem.Company details
What does Urbain Holding do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of Urbain Holding?
The legal form of Urbain Holding is Private limited company (BV).
When was Urbain Holding founded?
Urbain Holding was founded on 30-11-2017.
Is Urbain Holding still active?
Yes, Urbain Holding is an active enterprise in the KBO register.
What is the turnover of Urbain Holding?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €142,100 and 31 comparable companies (NACE 68310). It probably lies between €210,000 and €390,000.Financials
Is Urbain Holding profitable?
In financial year 2025, Urbain Holding made a profit of €95,660.
Where can I find the annual accounts of Urbain Holding?
Urbain Holding filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Urbain Holding due?
Urbain Holding must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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