Financials
- Financial year
- 2025
- Total assets
- €185,547
- Profit
- €95,660
- Solvency
- 64.1%
Total assets▲ 146%
Net result
20192025
Urbain Holding
ActiveSummary
Urbain Holding has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,977 and a net result of €95,660. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 75% of 17,080 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Real estate agency activities
NACE 68310
1 site
Size
≈ €250,000turnover 2025, estimated
- Staff
- ≈ 0.4 FTE, estimated
- Equity
- €118,977
- Profit
- €95,660
Turnover estimated from the gross margin
Structure
- Management, Training & ConsultingDirector · permanent representative Pieter Lys
2025 accounts on time4 of 5 deeds summarised
Why 89raises risk2 of the last 3 late1 change of registered office in 24 monthslowers riskLiquidity: current ratio 2.39, cash €51,734Sector: Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
89
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 86% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency
89+17
equity 64.1% of total assets
Liquidity
69-5
short-term debt 35.7% · cash 27.9%
Profitability
100=
return on assets 51.6%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.4%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 0.2%▼ -0.2 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.2 percentage points vs 04-2026
06-2026: 0.2%▼ -0.1 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.39, compared with 1.9 in 2024, above the usual 1.5; short-term debt: 35.7% and cash: 27.9% of total assets), and 35.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 74% on solvency, 79% on liquidity, 95% on profitability and 96% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €118,977
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
33 days late
2023
31 days late
2022
31 days late
2021
9 days late
2020
29 days early
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 31 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end29-10-2026 today30-04-2027 deadline
- Resignation: Karin Thijs (manager)Registered-office move
- MiscellaneousCorrection
- Appointment: Management, Training & Consulting (director)Permanent representative: Pieter Lys ·…
Key points
By topic
Board & ownership
- Board
- 1 member
- Management, Training & ConsultingDirector
Timeline
- Events
- 16
- Since
- 2019
- Next accounts
- by 30-04-2027
- 30-04-2026Annual accounts filed
- 30-09-2025Highest result from 2019 to 2025
- 30-09-2025Equity above €100,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 30-11-2017
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 15
- Purpose
- “Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het leveren van…” (deed in Dutch)
Key facts about Urbain Holding
- What is the company number of Urbain Holding?
- 0685.531.068. In Belgium the VAT number is the company number with BE in front: BE 0685.531.068.
- Where is Urbain Holding based?
- The registered office is at Egied De Jonghestraat(WIN) 158A, 2880 Bornem.Company details
- What does Urbain Holding do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of Urbain Holding?
- Private limited company (BV).
- When was Urbain Holding founded?
- On 30-11-2017.
- Is Urbain Holding still active?
- Yes, Urbain Holding is an active enterprise in the KBO register.
- What is the turnover of Urbain Holding?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is Urbain Holding profitable?
- In financial year 2025, Urbain Holding made a profit of €95,660.
- Where can I find the annual accounts of Urbain Holding?
- Urbain Holding filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Urbain Holding due?
- By 30-04-2027, for financial year 2026.Timeline
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