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Generated 31-07-2026
Active BE 0799.444.405Private limited company

URBAIN

Drijvelingslos 65 ·1741 Ternat, Belgium· 3 yrs active
Sector: Computer programming & consultancy (62200)
Conclusion Checked

The computed 12-month bankruptcy probability of URBAIN is 0.8% (low). The 2023 annual accounts show equity of €8k and a net result of €6k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €8k
Net result €6k
Active 3 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health93Profitability100Solvency88Growth50Stability79
82 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 88
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 23-06-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Revenue-
EBITDA€9k
Net profit€6k
Cash flow€7k
Staff costs-
Income taxes€2k
Dividends-
Total assets€17k
Equity€8k
Debt€8k
of which ≤ 1y€8k
of which > 1y-
Working capital€5k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.66
Quick ratio1.66
Working capital ratio32.6%
Solvency50.5%
Debt / equity0.98
Long-term debt ratio-
Interest coverage82.45
Gross margin-
Net margin-
ROA38.6%
ROE76.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€17k
Fixed assets 21/28€2k
Formation expenses 20€593
Tangible fixed assets 22/27€2k
Financial fixed assets 28€225
Current assets 29/58€14k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€15
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€17k
Equity 10/15€8k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€6k
Amounts payable 17/49€8k
Amounts payable within one year 42/48€8k
Trade debts payable within one year 44€609
Income statement
Gross operating margin 9900€9k
Operating result 9901€9k
Financial income 75€0
Financial charges 65€107
Result before taxes 9903€8k
Income taxes 67/77€2k
Net result for the period 9904€6k
Result to be appropriated 9905€6k
Ratios computed by Checked.
Legal Structure
NACE primary Computer programming & consultancy(62200)
Legal form Private limited company(610)
Incorporation13-03-2023
StatusActive
Postal code1741
Establishment units 1 location
URBAIN
Drijvelingslos 65, 1741 TernatOntwerpen en programmeren van computerprogramma's
since 20232.343.180.795
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23091B0600/00H000 Flanders 536 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-12-2025
State Gazette act Registered-office change
v3.2
23-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
17-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
15-03-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
Address history · 1
30-12-2025
v3.2
All acts · 2 updated 7 months ago
2025
30-12-2025 Registered office moved within Wambeek Registered-office change
  • Langestraat 11, 1741 Wambeek → Drijvelingslos 65, 1741 Wambeek
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Wambeek",
        "region": null,
        "street": "Drijvelingslos",
        "country": "BE",
        "postcode": "1741",
        "box_number": null,
        "street_number": "65"
      },
      "old_address": {
        "city": "Wambeek",
        "region": null,
        "street": "Langestraat",
        "country": "BE",
        "postcode": "1741",
        "box_number": null,
        "street_number": "11"
      },
      "effective_date": "2025-12-01",
      "evidence_quote": "Het bestuur beslist dat de zetel van de vennootschap zal worden verplaatst van Langestraat 11, 1741 Wambeek naar Drijvelingslos 65, 1741 Wambeek, en dit vanaf 01/12/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0799.444.405",
    "name_full": "URBAIN",
    "legal_form": "BV"
  }
}
2023
15-03-2023 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1741 Wambeek (Ternat), Langestraat 11",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1992-08-22",
        "name": "DE TROCH Simen Joannes",
        "niss": null,
        "address": "1761 Roosdaal (Borchtlombeek), Bosstraat 2A"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "DE TROCH Simen Joannes",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2000,
  "subject_company": {
    "kbo": "0799.444.405",
    "name_full": "URBAIN",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-03-08",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Ontwerpen en programmeren van computerprogramma's62010Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62090Ontwerpen van computerprogramma’s62100Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990
Primary activity highlighted.
Names & trade names
Legal nameNL URBAIN
Registered office
Drijvelingslos 65
1741 Ternat, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative