URBAAN
ActiveSummary
URBAAN has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €273,316 and a net result of €126,650. Equity has been growing by about 17% per year since 2022. Its solvency ranks better than 29% of 2,815 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 20-10-2022 Normal situation
- Activity
- Other business support services NACE 82990and 4 others
- Establishment unit
- 2.344.239.481 2000 Antwerpen, since 20-10-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 01-12-2025
Board and ownership
Board
- CORNELIS Laurens Annie RaymondDirector · since 19-10-2022
- RAMMELOO Alain Gaby AndréDirector · since 19-10-2022
- VAN GESTEL Joris Jan MoniqueDirector · since 19-10-2022
- Holdings
- Shares in 4 companies including URBAAN CONSTRUCT and URBAAN LAND
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
Annual accounts 2025
- Gross margin
- €182,105
- ▲ 39×
- Turnover
- ≈ €270,000
- estimated
- Profit
- €126,650
- ▲ 43×
- Equity
- €273,316
- ▲ 86.4%
- Total assets
- €1.4m
- ▼ 6.8%
Score breakdownraises riskLiquidity: current ratio 25.45, cash €43,465, halvedlowers riskSize: total assets €1.4mSector: Office administrative, office support and other business support activities (NACE 82)Figures for financial year 2025 (filed on 22-06-2026)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Average
Solvency
44+9
equity 19.2% of total assets
Liquidity
54+14
short-term debt 3.6% · cash 3.0%
Profitability
80+11
return on assets 8.9%
Bankruptcy probability within 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025lowest value
08-2025: 0.1%● unchanged vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.2%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 25.45 (1.44 in 2024), above the usual 1.5. Short-term debt is 3.6% and cash 3% of total assets. However, 80.8% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 27% of them on solvency, 47% on liquidity, 52% on profitability and 87% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
39 days early
2024
37 days early
2023
37 days early
2022
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 37 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Recent changes
- · Gazette deed IncorporationStarting capital €135,000 · Appointments: VAN GESTEL Joris Jan Monique, RAMMELOO Alain Gaby André and CORNELIS Laurens Annie Raymond
Companies linked to URBAAN
Comparable companies
These companies have the same main activity as URBAAN: other business support services (NACE 82990). They are comparable in size and age: total assets between €915,000 and €2.3m, founded between 2022 and 2023.
| Company | Total assets | Gross margin |
|---|---|---|
| URBAAN Antwerpen | €1.4m | €0.2m |
| S2P INVEST Herselt | €1.5m | €0.1m |
| LICOR Advies Rumst | €1.2m | €0.2m |
| Vincent De Moor Antwerpen | €2.2m | €0.2m |
| BL8 Antwerpen | €2.3m | €0.2m |
| Zeno Charged Antwerpen | €1.1m | €0.3m |
| LUNO Invest Lille | €0.9m | €0.2m |
Key facts about URBAAN
- What is the company number of URBAAN?
- The company number of URBAAN is 0792.688.750. The VAT number is the same number with BE in front: BE 0792.688.750.
- Where is URBAAN based?
- The registered office is at Scheldestraat 89, 2000 Antwerpen.Company details
- What does URBAAN do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of URBAAN?
- The legal form of URBAAN is Private limited company (BV).
- When was URBAAN founded?
- URBAAN was founded on 20-10-2022.
- Is URBAAN still active?
- Yes, URBAAN is an active enterprise in the KBO register.
- What is the turnover of URBAAN?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €182,105 and 31 comparable companies (NACE 82990). It probably lies between €220,000 and €380,000.Financials
- Is URBAAN profitable?
- In financial year 2025, URBAAN made a profit of €126,650.
- Where can I find the annual accounts of URBAAN?
- URBAAN filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of URBAAN due?
- URBAAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.