LICOR Advies
ActiveLICOR Advies has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223k and a net result of €95k. Equity is growing by ~52.1% per year across the filed fiscal years. Its solvency ranks better than 26% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-21
Solvency44▼-56
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.61 against 4.06 in 2024; short-term debt: 22.2% and cash: 4.6% of total assets), and 80.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.3%
Return on assets
8.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
23 d early
2024
30 d early
2023
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€223k▲ 25.6%
2024 · €178k
2023: €38k
2024: €178k
2023 → 2025
Total assets
€1.16M▲ 399%
2024 · €232k
2023: €86k
2024: €232k
2023 → 2025
Net result
€95k▼ 31.8%
2024 · €140k
2023: €33k
2024: €140k
2023 → 2025
Working capital
€-102k
2024 · €166k
2023: €18k
2024: €166k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€38k-€178k▲ 369%€223k▲ 25.6%
Operating result€42k-€182k▲ 333%€146k▼ 20.0%
Net result€33k-€140k▲ 325%€95k▼ 31.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.16M
Fixed assets
€1.00M▲ 8,628%
Current assets
€156k▼ 29.5%
Equity and liabilities €1.16M
Equity
€223k▲ 25.6%
Debt
€936k▲ 1,620%
The debt ratio rises from 23.4% to 80.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€154k▼
2024 · €190k
Cash flow
€104k▼
2024 · €148k
Solvency
19.3%▼
2024 · 76.6%
Current ratio
0.61▼
2024 · 4.06
Quick ratio
0.61▼
2024 · 4.06
Debt / equity
4.19▲
2024 · 0.31
ROE
42.7%▼
2024 · 78.7%
ROA
8.2%▼
2024 · 60.3%
Interest coverage
9.23▼
2024 · 3112.57
Debt
€936k▲
2024 · €54k
Debt ≤ 1 year
€257k▲
2024 · €54k
Debt > 1 year
€678k
Income taxes
€33k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€232k€1.16M▲
Fixed assets21/28€11k€1.00M▲
Tangible fixed assets22/27€11k€3k▼
Furniture and vehicles24€11k€3k▼
Financial fixed assets28€0€1.00M▲
Current assets29/58€221k€156k▼
Amounts receivable within one year40/41€13k€102k▲
Trade receivables40€13k€100k▲
Other amounts receivable41€0€2k▲
Cash at bank and in hand54/58€117k€53k▼
Deferred charges and accrued income490/1€90k€632▼
Equity and liabilities
Total equity and liabilities10/49€232k€1.16M▲
Equity10/15€178k€223k▲
Contributions10/11€5k€5k=
Reserves13€173k€218k▲
Distributable reserves133€173k€218k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€54k€936k▲
Amounts payable after more than one year17-€678k
Financial debts170/4-€678k
Amounts payable within one year42/48€54k€257k▲
Current portion of amounts payable after more than one year42-€105k
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€48k€109k▲
Taxes450/3€48k€109k▲
Other amounts payable47/48€5k€42k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€1k€971▼
Gross operating margin9900€191k€155k▼
Operating profit (loss)9901€182k€146k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€61€17k▲
Recurring financial charges65€61€17k▲
Profit (loss) for the period before taxes9903€182k€129k▼
Income taxes67/77€42k€33k▼
Profit (loss) for the period9904€140k€95k▼
Profit (loss) for the period to be appropriated9905€140k€95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€140k€95k▼
Transfer from equity791/2-€50k
Transfer to equity691/2€140k€95k▼
To other reserves6921€140k€95k▼
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €223k ▲25.6%
3 profitable years in a row build equity to €223k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €140k ▲325%
Operating result €182k, net result €140k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.06
Current ratio from 1.36 to 4.06.
31-12
Financial
Equity above €150kEq €178k ▲369%
2 profitable years in a row build equity to €178k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenveld 742840 RumstGround area
285 m²
Building footprint
92 m²
Volume, LiDAR
634 m³
Parcel 11037D0019/00Z000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LICOR Advies
since 20232.344.914.226
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037D0019/00Z000 | Flanders | 285 m² | 1 · 92 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MOLITOR
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PANTARHEI
BE 0421.921.888
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SIEMO
BE 1016.952.849
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MKHL
BE 0765.878.247
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BVBA MAKI
BE 0892.455.230
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,397. 6,826 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2023
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.