Active BE 1004.758.464Private limited company

UR Namur

Avenue d'Ecolys(RH) 2 ·5020 Namur, Belgium· 2 yrs active

Sector: NACE 93121 (93121)

Conclusion Checked

The computed 12-month bankruptcy probability of UR Namur is 1.0% (low). The 2025 annual accounts show equity of €12k and a net result of €-8k. Its solvency ranks better than 85% of 195 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€12k
Net result	€-8k
Better than sector	85%
Active	2 yrs

Snowflake analysis 5 axes · computed by Checked

56 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 65

Profitability 0

Solvency 100

Growth 50

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

1.0% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2025 · computed

65 / 100 Healthy

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · micro

Sector comparison

Fiscal year 2025 · NACE 93 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	72.6%	22.0%	better than 85% of 195 sector peers
Net result	€-8k	€6k	better than 21% of 195 sector peers
Equity	€12k	€22k	better than 42% of 196 sector peers
Gross operating margin	€-8k	€33k	better than 7% of 195 sector peers
Total assets	€17k	€127k	better than 10% of 195 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	-
EBITDA	-
Net profit	€-8k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€17k
Equity	€12k
Debt	€5k
of which ≤ 1y	€5k
of which > 1y	-
Working capital	€12k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	3.65
Quick ratio	3.65
Working capital ratio	72.6%
Solvency	72.6%
Debt / equity	0.38
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-44.9%
ROE	-61.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Equity & liabilities

Equity €12k · 72.6% Debt €5k · 27.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€17k
Current assets	29/58	€17k
Amounts receivable within one year	40/41	€12k
Cash & bank	54/58	€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€17k
Equity	10/15	€12k
Contributions / capital	10/11	€20k
Accumulated profits (losses)	14	€-8k
Amounts payable	17/49	€5k
Amounts payable within one year	42/48	€5k
Trade debts payable within one year	44	€5k
Income statement
Gross operating margin	9900	€-8k
Operating result	9901	€-8k
Financial income	75	€714
Financial charges	65	€93
Result before taxes	9903	€-8k
Net result for the period	9904	€-8k
Result to be appropriated	9905	€-8k

Ratios computed by Checked.

Directors & mandates 3 directors

Current directors & mandates

ANNET Bernard André Marie
Director
State Gazette act 25356723 (19-09-2025)

Current
19-09-2025 → present

Former directors (2)

BÉRODE Claude Auguste Simon Ghislain
Director
State Gazette act 25356723 (19-09-2025)

Former
- → 19-09-2025
OSTREGA Stephan Irène Gérard
Director
State Gazette act 25356723 (19-09-2025)

Former
- → 19-09-2025

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	93121
Legal form	Private limited company(610)
Incorporation	16-01-2024
Status	Active
Postal code	5020

Establishment units 1 location

UR Namur

Avenue d'Ecolys(RH) 2, 5020 NamurActiviteiten van voetbalclubs

since 20252.380.979.519

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92120F0142/00A000	Wallonia	3.4 ha	1 · 6,467 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

16-03-2026

State Gazette act Director changes

30-01-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

19-09-2025

State Gazette act Statutes amendment

v3.2

10-01-2025

State Gazette act Statutes amendment

v3.2

2024

18-01-2024

State Gazette act Incorporation

oprichting

Belgisch Staatsblad, acts 4 acts

All acts · 4 updated 4 months ago

2026

16-03-2026 3 directors appointed Director changes

Ostrega Stephan, Bestuurder
Jeunehomme Eric, Bestuurder
Bérode Claude, Bestuurder

Original publication ↗

Technical details

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  "notary": {
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  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2026-03-16",
    "filing_date": "2026-03-10",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2026-02-19",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1004.758.464",
    "name_full": "UR Namur",
    "legal_form": "SRL"
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  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Annet Bernard",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

2025

19-09-2025 Articles of association amended Statutes amendment

Summary: v3.2

Original publication ↗

Technical details

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  },
  "bedrijfsrevisor": null,
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    "kbo": "1004.758.464",
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  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}

10-01-2025 Articles of association amended Statutes amendment

Summary: v3.2

Original publication ↗

Technical details

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  "governance_change": {
    "admin_delegated_added": []
  }
}

2024

18-01-2024 Incorporation of a new SNC Incorporation

Summary: oprichting

Original publication ↗

Technical details

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  "seat": "5020 Namur, Avenue d\u2019Ecolys 2 / 30",
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      "person": {
        "dob": null,
        "name": "Monsieur ANNET Bernard Andr\u00E9 Marie",
        "niss": null,
        "address": "5101 Erpent (Namur), Rue de la Pav\u00E9e 23"
      },
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    },
    {
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      "person": {
        "dob": null,
        "name": "Monsieur B\u00C9RODE Claude Auguste Simon Ghislain",
        "niss": null,
        "address": "5310 Eghez\u00E9e, Route de La Bruy\u00E8re 11/11"
      },
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      "amount_subscribed_eur": 10000,
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      "person": {
        "dob": null,
        "name": "Monsieur ANNET Tanguy Marie",
        "niss": null,
        "address": "97232 le Lamentin (France - Martinique), R\u00E9sidence les Jardins de Tamaya - Haut Morne Pois, Quartier Acajou 3A"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
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      "amount_paid_in_eur": 10000,
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      "n_shares_subscribed": 98,
      "amount_subscribed_eur": 19600,
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    },
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  "subject_company": {
    "kbo": "1004.758.464",
    "name_full": "UR Namur",
    "legal_form": "SNC"
  },
  "initial_directors": [],
  "incorporation_date": "2024-01-12",
  "post_incorporation_mandates": []
}

Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Activiteiten van voetbalclubs93121

Primary activity highlighted.

Names & trade names

Legal nameFR

UR Namur

Registered office

Avenue d'Ecolys(RH) 2 bus 30

5020 Namur, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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