Uptional Consulting
ActiveUptional Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €76k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency46▼-54
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 6.07 in 2024; short-term debt: 79% and cash: 20.4% of total assets), and 79% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21%
Return on assets
23.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31584 sector peers (2025).
NBB · sector comparisonPosition among 31584 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
8 d early
2024
29 d late
2023
27 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▼ 69.2%
2024 · €223k
2022: €69k
2023: €138k
2024: €223k
2022 → 2025
Total assets
€327k▲ 22.9%
2024 · €266k
2022: €111k
2023: €175k
2024: €266k
2022 → 2025
Net result
€76k▼ 10.1%
2024 · €85k
2022: €67k
2023: €69k
2024: €85k
2022 → 2025
Working capital
€68k▼ 69.4%
2024 · €221k
2022: €69k
2023: €135k
2024: €221k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€69k-€138k▲ 99.4%€223k▲ 61.3%€69k▼ 69.2%
Operating result€85k-€88k▲ 3.7%€109k▲ 23.8%€96k▼ 12.1%
Net result€67k-€69k▲ 3.1%€85k▲ 23.1%€76k▼ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€934▼ 55.1%
Current assets
€326k▲ 23.5%
Equity and liabilities €327k
Equity
€69k▼ 69.2%
Debt
€259k▲ 491%
The debt ratio rises from 16.4% to 79.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€97k▼
2024 · €110k
Cash flow
€77k▼
2024 · €86k
Solvency
21.0%▼
2024 · 83.6%
Current ratio
1.26▼
2024 · 6.07
Quick ratio
1.26▼
2024 · 6.07
Debt / equity
3.77▲
2024 · 0.20
ROE
110.9%▲
2024 · 38.0%
ROA
23.2%▼
2024 · 31.8%
Interest coverage
62.32▼
2024 · 65.61
Debt
€259k▲
2024 · €44k
Debt ≤ 1 year
€259k▲
2024 · €44k
Income taxes
€20k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€266k€327k▲
Fixed assets21/28€2k€934▼
Tangible fixed assets22/27€2k€934▼
Furniture and vehicles24€2k€934▼
Current assets29/58€264k€326k▲
Amounts receivable within one year40/41€18k€17k▼
Trade receivables40€18k€16k▼
Other amounts receivable41-€180
Current investments50/53€149k€239k▲
Cash at bank and in hand54/58€97k€67k▼
Deferred charges and accrued income490/1€317€5k▲
Equity and liabilities
Total equity and liabilities10/49€266k€327k▲
Equity10/15€223k€69k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€220k€66k▼
Amounts payable17/49€44k€259k▲
Amounts payable within one year42/48€44k€259k▲
Trade debts44€861€4k▲
Suppliers440/4€861€4k▲
Taxes, remuneration and social security45€34k€65k▲
Taxes450/3€34k€65k▲
Other amounts payable47/48€9k€190k▲
Accrued charges and deferred income492/3€270-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€64€465▲
Gross operating margin9900€110k€97k▼
Operating profit (loss)9901€109k€96k▼
Financial income75/76B€10€2k▲
Recurring financial income75€10€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€107k€96k▼
Income taxes67/77€22k€20k▼
Profit (loss) for the period9904€85k€76k▼
Profit (loss) for the period to be appropriated9905€85k€76k▼
Appropriation of the result
Profit (loss) to be appropriated9906€220k€296k▲
Profit (loss) brought forward from the previous period14P€135k€220k▲
Profit to be distributed694/7-€230k
Return on contributions (dividend)694-€230k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2022net €85k ▲23.1%
Operating result €109k, net result €85k, both a record.
31-12
Financial
Equity above €200kEq €223k ▲61.3%
3 profitable years in a row build equity to €223k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Equity above €100kEq €138k ▲99.4%
2 profitable years in a row build equity to €138k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Delmée 227800 AthGround area
523 m²
Building footprint
84 m²
Volume, LiDAR
657 m³
Parcel 51004B0811/00S085, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
UPTIONAL CONSULTING
since 20222.331.205.651
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51004B0811/00S085 | Wallonia | 523 m² | 1 · 84 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,574 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:eric.dury4@gmail.com
Phone:0474940202