GVLKL MANAGEMENT
ActiveGVLKL MANAGEMENT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €38k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 63% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+85
Solvency92▲+31
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.95 against 1.49 in 2024; short-term debt: 33.2% and cash: 0.7% of total assets), and 33.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.8%
Return on assets
37.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
57 d late
2023
27 d late
2022
2 d late
2021
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€38k
2024 · €-8k
2021: €22k
2022: €5k
2023: €6k
2024: €-8k
2021 → 2025
Working capital
€67k▲ 155%
2024 · €26k
2021: €23k
2022: €28k
2023: €34k
2024: €26k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€32k▲ 20.3%€38k▲ 17.6%€30k▼ 20.1%€69k▲ 128%
Operating result€27k-€8k▼ 71.6%€8k▲ 3.8%€-7k€52k
Net result€22k-€5k▼ 75.0%€6k▲ 4.2%€-8k€38k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €52k after a loss of €7k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€2k▼ 49.4%
Current assets
€101k▲ 26.8%
Equity and liabilities €103k
Equity
€69k▲ 128%
Debt
€34k▼ 36.0%
The debt ratio falls from 63.8% to 33.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k
Cash flow
€39k
Solvency
66.8%▲
2024 · 36.2%
Current ratio
2.95▲
2024 · 1.49
Quick ratio
2.95▲
2024 · 1.49
Debt / equity
0.50▼
2024 · 1.77
ROE
56.1%▲
2024 · -25.1%
ROA
37.5%▲
2024 · -9.1%
Interest coverage
51.36
Debt
€34k▼
2024 · €53k
Debt ≤ 1 year
€34k▼
2024 · €53k
Income taxes
€12k▲
2024 · €58
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€103k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Financial fixed assets28€4k-
Current assets29/58€79k€101k▲
Amounts receivable within one year40/41€75k€100k▲
Trade receivables40€23k€5k▼
Other amounts receivable41€51k€95k▲
Cash at bank and in hand54/58€5k€681▼
Equity and liabilities
Total equity and liabilities10/49€83k€103k▲
Equity10/15€30k€69k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€25k€64k▲
Amounts payable17/49€53k€34k▼
Amounts payable within one year42/48€53k€34k▼
Trade debts44€23k€4k▼
Suppliers440/4€23k€4k▼
Taxes, remuneration and social security45€11k€18k▲
Taxes450/3€11k€18k▲
Other amounts payable47/48€19k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€506
Other operating charges640/8€175€1k▲
Gross operating margin9900€-7k€54k▲
Operating profit (loss)9901€-7k€52k▲
Financial charges65/66B€221€1k▲
Recurring financial charges65€221€1k▲
Profit (loss) for the period before taxes9903€-8k€51k▲
Income taxes67/77€58€12k▲
Profit (loss) for the period9904€-8k€38k▲
Profit (loss) for the period to be appropriated9905€-8k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€64k▲
Profit (loss) brought forward from the previous period14P€33k€25k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 57 days late
2024
31-12
Financial
Weakest financial yearnet €-8k ▼234%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 2 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozenstraat 41000 BrusselGround area
4,460 m²
Building footprint
2,117 m²
Volume, LiDAR
16,545 m³
2 parcels, Brussels, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GVLKL MANAGEMENT
since 20202.312.512.860
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23057C0017/00F000 | Flanders | 4,108 m² | 1 · 1,765 m² | 7.9 m · 2 fl. |
| 21802B0792/00B000 ProtectedMonumentGebouwen aan het Martelaarsplein alsook het Martelarenmonument |
Brussels | 352 m² | 1 · 351 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
LB Conseil Digital
BE 0731.848.172
Ukkel · Eq €69k
ROAR CONSULTING
BE 1000.718.217
Lochristi · Eq €69k
IPEC
BE 0806.338.927
Boechout · Eq €69k
MM. CONCEPT
BE 0762.696.449
Buggenhout · Eq €69k
Uptional Consulting
BE 0784.942.707
Ath · Eq €69k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,574 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.