Upstone Invest
The computed 12-month bankruptcy probability of Upstone Invest is 0.9% (low). The 2025 annual accounts show equity of €54k and a net result of €-3k. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 56% of 1362 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €54k |
| Net result | €-3k |
| Better than sector | 56% |
| Active | 3 yrs |
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 31.0% | 22.9% | |
| Net result | €-3k | €10k | |
| Equity | €54k | €44k | |
| Gross operating margin | €-2k | €39k | |
| Total assets | €174k | €293k |
Show 6 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-3k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €174k |
| Equity | €54k |
| Debt | €120k |
| of which ≤ 1y | €60k |
| of which > 1y | €60k |
| Working capital | €114k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 2.90 |
| Quick ratio | 2.90 |
| Working capital ratio | 65.5% |
| Solvency | 31.0% |
| Debt / equity | 2.22 |
| Long-term debt ratio | 1.11 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -2.0% |
| ROE | -6.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (17 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €174k |
| Current assets | 29/58 | €174k |
| Amounts receivable within one year | 40/41 | €487 |
| Cash & bank | 54/58 | €174k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €174k |
| Equity | 10/15 | €54k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €51k |
| Amounts payable | 17/49 | €120k |
| Amounts payable after one year | 17 | €60k |
| Amounts payable within one year | 42/48 | €60k |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-2k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €-3k |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
| NACE primary | Handel in eigen onroerend goed(68110) |
| Legal form | Private limited company(610) |
| Incorporation | 28-02-2023 |
| Status | Active |
| Postal code | 3220 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24043F0067/00A005 | Flanders | 235 m² | 1 · 233 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
07-05-2024 Publication in the Belgian Official Gazette, Miscellaneous
Technical details
{
"stage": null,
"notary": {
"name": "Carl Maere",
"firm_city": null,
"firm_name": null,
"office_city": "Leuven",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-05-07",
"filing_date": null,
"act_kind_objet": "VERBETERENDE AKTE - EERSTE BOEKJAAR"
},
"decision": {
"body": "notarieel_alleen",
"act_date": "2024-04-18",
"unanimous": null
},
"conversion": null,
"detected_kind": "other",
"report_waiver": null,
"restructuring": null,
"subject_company": {
"kbo": "0798.959.997",
"name_full": "UPSTONE INVEST",
"legal_form": "B.V.",
"_kbo_filled_from_list": true
},
"detected_kind_raw": "material_correction",
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Carl MAERE",
"org_rep_person_name": null
},
"summary_narrative": "Een verbeterende akte van de besloten vennootschap Upstone Invest, opgesteld door notaris Carl Maere op 18 april 2024, wordt ter griffie neergelegd. Deze akte bevestigt dat het eerste boekjaar van de vennootschap eindigt op 31 december 2023.",
"co_filed_documents": [
"Uitgifte van voormelde akte",
"Geco\u00F6rdineerde tekst van de statuten"
],
"detected_real_type": "other",
"referenced_correction": null,
"should_reroute_to_category": null
}| Legal nameNL | Upstone Invest |