UpSteam Services
ActiveSummary
The computed 12-month bankruptcy probability of UpSteam Services is 2.7% (moderate). The 2025 annual accounts show negative equity (€-25k) and a net result of €724. Its solvency ranks better than 8% of 2566 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability43▲+43
Solvency0=
Growth78
Track record82
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.56 against 0.7 in 2024; short-term debt: 173.2% and cash: 25.4% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-73.2%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 2566 sector peers (2025).
NBB · sector comparisonPosition among 2566 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
17 d late
2024
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-25k▲ 2.8%
2024 · €-26k
2024: €-26k
2025: €-25k▲ +2.8% vs 2024
2024 → 2025
Total assets
€35k▼ 42.3%
2024 · €60k
2024: €60k
2025: €35k▼ -42.3% vs 2024
2024 → 2025
Net result
€724
2024 · €-36k
2024: €-36k
2025: €724▲ +102% vs 2024
2024 → 2025
Working capital
€-27k▼ 1.8%
2024 · €-26k
2024: €-26k
2025: €-27k▼ -1.8% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€-26k-€-25k▲ 2.8%
2024: €-26k
2025: €-25k▲ +2.8% vs 2024
Operating result€-36k-€959
2024: €-36k
2025: €959▲ +103% vs 2024
Net result€-36k-€724
2024: €-36k
2025: €724▲ +102% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €959 after a loss of €36k in 2024.
Balance-sheet composition
Assets €35k
Fixed assets
€1k
Current assets
€33k
Key figures and ratios
Solvency
-73.2%▼
2024 · -43.5%
Current ratio
0.56▼
2024 · 0.70
Debt to equity
-2.37▲
2024 · -3.30
ROA
2.1%▲
2024 · -60.2%
Debt
€60k▼
2024 · €86k
Debt ≤ 1 year
€60k▼
2024 · €86k
Staff costs
€21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€60k€35k▼
Fixed assets21/28-€1k
Financial fixed assets28-€1k
Current assets29/58€60k€33k▼
Amounts receivable within one year40/41€39k€24k▼
Trade receivables40€39k€24k▼
Cash at bank and in hand54/58€21k€9k▼
Deferred charges and accrued income490/1-€190
Equity and liabilities
Total equity and liabilities10/49€60k€35k▼
Equity10/15€-26k€-25k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-36k€-35k▲
Amounts payable17/49€86k€60k▼
Amounts payable within one year42/48€86k€60k▼
Trade debts44€60k€35k▼
Suppliers440/4€60k€35k▼
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€14k€6k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€12k€16k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€21k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k-
Other operating charges640/8€101€66▼
Gross operating margin9900€-31k€22k▲
Operating profit (loss)9901€-36k€959▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€37€238▲
Recurring financial charges65€37€238▲
Profit (loss) for the period before taxes9903€-36k€724▲
Profit (loss) for the period9904€-36k€724▲
Profit (loss) for the period to be appropriated9905€-36k€724▲
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-35k▲
Profit (loss) brought forward from the previous period14P-€-36k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €21k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | - | - |
| Other operating charges640/8 | €101 | €66 | ▼ 35.0% |
| Gross operating margin9900 | €-31k | €22k | ▲ 172% |
| Operating profit (loss)9901 | €-36k | €959 | ▲ 103% |
| Financial income75/76B | - | €3 | - |
| Recurring financial income75 | - | €3 | - |
| Financial charges65/66B | €37 | €238 | ▲ 544% |
| Recurring financial charges65 | €37 | €238 | ▲ 544% |
| Profit (loss) for the period before taxes9903 | €-36k | €724 | ▲ 102% |
| Profit (loss) for the period9904 | €-36k | €724 | ▲ 102% |
| Profit (loss) for the period to be appropriated9905 | €-36k | €724 | ▲ 102% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €60k | €35k | ▼ 42.3% |
| Fixed assets21/28 | - | €1k | - |
| Financial fixed assets28 | - | €1k | - |
| Current assets29/58 | €60k | €33k | ▼ 44.3% |
| Amounts receivable within one year40/41 | €39k | €24k | ▼ 37.2% |
| Trade receivables40 | €39k | €24k | ▼ 37.2% |
| Cash at bank and in hand54/58 | €21k | €9k | ▼ 58.2% |
| Deferred charges and accrued income490/1 | - | €190 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €60k | €35k | ▼ 42.3% |
| Equity10/15 | €-26k | €-25k | ▲ 2.8% |
| Contributions10/11 | €10k | €10k | = |
| Profit (loss) carried forward14 | €-36k | €-35k | ▲ 2.0% |
| Amounts payable17/49 | €86k | €60k | ▼ 30.3% |
| Amounts payable within one year42/48 | €86k | €60k | ▼ 30.3% |
| Trade debts44 | €60k | €35k | ▼ 41.7% |
| Suppliers440/4 | €60k | €35k | ▼ 41.7% |
| Taxes, remuneration and social security45 | €14k | €9k | ▼ 35.7% |
| Taxes450/3 | €14k | €6k | ▼ 55.1% |
| Remuneration and social security454/9 | - | €3k | - |
| Other amounts payable47/48 | €12k | €16k | ▲ 34.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-36k | €724 | ▲ 102% |
| + Depreciation and write-downs630 | €5k | - | - |
| Operating cash flow (approximation) | €-31k | €724 | ▲ 102% |
| Change in cash | - | €-12k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Back to profitnet €724
Net result €724 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
Ground area
1,666 m²
Parcel 21807G0149/00W000, Brussels. Linked by address, not a title deed.
162
companies at this address
See who is registered here
1 establishment unit
UpSteam Services
since 20232.350.218.245
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0149/00W000 | Brussels | 1,666 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
BILAL BROTHERS
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EXCELLIUM SERVICES 786
BE 1012.712.068
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F CLEANING
BE 1028.653.623
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Fabrice ROGER
BE 0460.652.208
Elsene
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,208 companies in sector 95316 we hold annual accounts for 751. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.