UPIT
ActiveSummary
UPIT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,181 and a net result of €37,144. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 21% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency45▼-39
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.19 against 2.44 in 2024; short-term debt: 80.2% and cash: 42.2% of total assets), and 80.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.8%
Return on assets
31.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 17179 sector peers (2025).
NBB · sector comparisonPosition among 17179 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
14 d early
2024
35 d early
2023
9 d early
2022
18 d late
2021
5 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€0
2021 · €0
Total assets
€117,088▲ 50.4%
2024 · €77,860
Net result
€37,144▲ 67.5%
2024 · €22,180
Working capital
€18,292▼ 60.0%
2024 · €45,677
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€0-€0
Operating result€22,791-€6,780▼ 70.3%€7,728▲ 14.0%€33,036▲ 327%€47,198▲ 42.9%
Net result€15,841-€4,340▼ 72.6%€4,468▲ 2.9%€22,180▲ 396%€37,144▲ 67.5%
Equity€17,541-€21,081▲ 20.2%€24,716▲ 17.2%€46,037▲ 86.3%€23,181▼ 49.6%
Total assets€38,704-€83,871▲ 117%€48,636▼ 42.0%€77,860▲ 60.1%€117,088▲ 50.4%
Debt€21,163-€62,790▲ 197%€23,920▼ 61.9%€31,823▲ 33.0%€93,907▲ 195%
Working capital€14,501--€16,916-€237▲ 98.6%€45,677€18,292▼ 60.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117,088
Fixed assets
€4,889 ▲ 1,259%
Current assets
€112,199 ▲ 44.8%
Equity and liabilities €117,088
Equity
€23,181 ▼ 49.6%
Debt
€93,907 ▲ 195%
Debt's share of the balance-sheet total rises from 40.9% to 80.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€47,540▲
2024 · €33,630
Cash flow
€37,487▲
2024 · €22,774
Current ratio
1.19▼
2024 · 2.44
Debt to equity
4.05▲
2024 · 0.69
ROE
160.2%▲
2024 · 48.2%
ROA
31.7%▲
2024 · 28.5%
Interest coverage
118.47▼
2024 · 120.28
Debt ≤ 1 year
€93,907▲
2024 · €31,823
Income taxes
€9,652▼
2024 · €10,577
Staff costs
€0=
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,703 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,703 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €0 | €0 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €0 | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | €0 | €0 | €0 | €0 | €0 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €487 | €1,043 | €13,043 | €594 | €343 | ▼ 42.3% |
| Other operating charges640/8 | €446 | €361 | €1,749 | €20,757 | €890 | ▼ 95.7% |
| Gross operating margin9900 | €23,723 | €8,185 | €22,520 | €54,387 | €48,430 | ▼ 11.0% |
| Operating profit (loss)9901 | €22,791 | €6,780 | €7,728 | €33,036 | €47,198 | ▲ 42.9% |
| Financial income75/76B | - | €54 | - | €0 | - | - |
| Recurring financial income75 | - | €54 | - | €0 | - | - |
| Financial charges65/66B | - | €0 | €305 | €280 | €401 | ▲ 43.5% |
| Recurring financial charges65 | - | €0 | €305 | €280 | €401 | ▲ 43.5% |
| Profit (loss) for the period before taxes9903 | €22,791 | €6,834 | €7,423 | €32,757 | €46,797 | ▲ 42.9% |
| Income taxes67/77 | €6,950 | €2,494 | €2,955 | €10,577 | €9,652 | ▼ 8.7% |
| Profit (loss) for the period9904 | €15,841 | €4,340 | €4,468 | €22,180 | €37,144 | ▲ 67.5% |
| Profit (loss) for the period to be appropriated9905 | €15,841 | €4,340 | €4,468 | €22,180 | €37,144 | ▲ 67.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €38,704 | €83,871 | €48,636 | €77,860 | €117,088 | ▲ 50.4% |
| Fixed assets21/28 | €3,040 | €37,997 | €24,953 | €360 | €4,889 | ▲ 1,259% |
| Tangible fixed assets22/27 | €3,040 | €37,997 | €24,953 | €360 | €4,889 | ▲ 1,259% |
| Plant, machinery and equipment23 | €0 | - | €0 | - | €0 | - |
| Furniture and vehicles24 | €3,040 | €37,997 | €24,953 | €360 | €4,889 | ▲ 1,259% |
| Other tangible fixed assets26 | - | €0 | - | - | - | - |
| Assets under construction and advance payments27 | - | €0 | - | - | - | - |
| Current assets29/58 | €35,664 | €45,874 | €23,683 | €77,500 | €112,199 | ▲ 44.8% |
| Amounts receivable within one year40/41 | €14,956 | €7,236 | €9,217 | €47,929 | €61,055 | ▲ 27.4% |
| Trade receivables40 | €14,956 | €7,236 | €9,172 | €47,929 | €60,581 | ▲ 26.4% |
| Other amounts receivable41 | €0 | €0 | €45 | €0 | €474 | - |
| Cash at bank and in hand54/58 | €20,057 | €38,004 | €14,466 | €29,571 | €49,469 | ▲ 67.3% |
| Deferred charges and accrued income490/1 | €652 | €635 | €0 | - | €1,675 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €38,704 | €83,871 | €48,636 | €77,860 | €117,088 | ▲ 50.4% |
| Equity10/15 | €17,541 | €21,081 | €24,716 | €46,037 | €23,181 | ▼ 49.6% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €14,000 | €17,500 | €17,500 | €17,500 | €17,500 | = |
| Distributable reserves133 | €14,000 | €17,500 | €17,500 | €17,500 | €17,500 | = |
| Profit (loss) carried forward14 | €1,041 | €1,081 | €4,716 | €26,037 | €3,181 | ▼ 87.8% |
| Amounts payable17/49 | €21,163 | €62,790 | €23,920 | €31,823 | €93,907 | ▲ 195% |
| Amounts payable within one year42/48 | €21,163 | €62,790 | €23,920 | €31,823 | €93,907 | ▲ 195% |
| Trade debts44 | €3,614 | €48,041 | €9,639 | €3,825 | €14,301 | ▲ 274% |
| Suppliers440/4 | €3,614 | €48,041 | €9,639 | €3,825 | €14,301 | ▲ 274% |
| Taxes, remuneration and social security45 | €12,108 | €13,398 | €9,615 | €21,078 | €22,379 | ▲ 6.2% |
| Taxes450/3 | €10,308 | €13,398 | €9,615 | €16,078 | €13,079 | ▼ 18.7% |
| Remuneration and social security454/9 | €1,800 | €0 | €0 | €5,000 | €9,300 | ▲ 86.0% |
| Other amounts payable47/48 | €5,441 | €1,351 | €4,666 | €6,920 | €57,226 | ▲ 727% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,841 | €4,340 | €4,468 | €22,180 | €37,144 | ▲ 67.5% |
| + Depreciation and write-downs630 | €487 | €1,043 | €13,043 | €594 | €343 | ▼ 42.3% |
| Operating cash flow (approximation) | €16,327 | €5,384 | €17,511 | €22,774 | €37,487 | ▲ 64.6% |
| Investment in fixed assets (approximation) | - | -€36,000 | €0 | €24,000 | -€4,872 | ▼ 120% |
| Change in cash | - | €17,947 | -€23,538 | €15,105 | €19,898 | ▲ 31.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €37,144 ▲67.5%
Operating result €47,198, net result €37,144, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.44
Current ratio from 0.99 to 2.44.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Weakest financial yearnet €4,340 ▼72.6%
Net result drops to €4,340, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2021
Ground area
762 m²
Building footprint
73 m²
Volume, LiDAR
502 m³
Parcel 64069A0196/00L000, Wallonia · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UPIT
since 20212.317.162.922
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64069A0196/00L000 | Wallonia | 762 m² | 1 · 73 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500AE3C3C09465E53
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Of 16,910 companies in sector 62100 we hold annual accounts for 8,778. 6,024 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
16281Manufacture of other wood products
74120Graphic design and visual communication
E-invoicing
Reachable via Peppol
Peppol ID
0208:0767634739
Also
9925:BE0767634739
Registered
13-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.