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Up Epi

Active
Private limited companyfounded 200620 years activeRue des Capucins 10, 6700 Arlon, BelgiumKBO/BCE: BE 0878.917.295
Summary

The computed 12-month bankruptcy probability of Up Epi is 1.9% (moderate). The 2025 annual accounts show equity of €227,067 and a net result of €22,696. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 979 sector peers (NACE 10, fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
#6 oldest company in Arlon, Manufacturing sector3 sites
Size
€775,407total assets 2025
Staff
7.4 FTE
Equity
€227,067
Profit
€22,696
Financial health
54 Fair Checked score 2025
Bankruptcy probability, 12 months
1.9%
Structure
Accounts filed 31 days late0 of 6 deeds read
Why 54- Latest accounts 31 days late; 1 of the last 3 late- Sector Manufacture of food products (NACE 10)- Size: 7.4 FTE, total assets €775,407+ Founded in 2006Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 49% of its sector peers (NACE 10, micro)
Financial strength · tick = 2024
Strong
Solvency 54+5
equity 29.3% of total assets
Liquidity 49-1
short-term debt 19.6% · cash 3.6%
Profitability 72+6
return on assets 2.9%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,069 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024lowest value 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.5 percentage points vs 07-2025 09-2025: 1.8%▲ +0.3 percentage points vs 08-2025 10-2025: 1.1%▼ -0.7 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.1%▼ -0.1 percentage points vs 05-2026 07-2026: 1.3%▲ +0.2 percentage points vs 06-2026 08-2026: 2.1%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 1.9%▼ -0.2 percentage points vs 08-2026 10-2026: 1.9%● unchanged vs 09-2026
Credit up to €12,000 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 0.86 in 2024; short-term debt: 19.6% and cash: 3.6% of total assets), and 70.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 46% on solvency, 44% on liquidity, 50% on profitability and 54% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
raises risk · Sector Manufacture of food products (NACE 10)
KBO
raises risk · Size: 7.4 FTE, total assets €775,407
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2006
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
28 days late
2023
29 days late
2022
29 days late
2021
61 days late
2020
16 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €22,696
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Oldest company in Arlon, Manufacturing sectorin the Checked rankings #6 View
  • Total assets 20256 fiscal years filed €775,407 View
  • Active since 2006founded 26-01-2006 20 years View

By topic

Financials

Fiscal year
2025
Total assets
€775,407
Profit
€22,696
Solvency
29.3%
Turnover▲ 55.0%
Net result
20182020
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 29-08-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 29-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
26-01-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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