DEWILDE TOM
ActiveSummary
DEWILDE TOM has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €652,576 and a net result of €101,729. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 807 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability82▲+2
Solvency92▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 2.53 against 2.81 in 2023; short-term debt: 23.5% and cash: 15.3% of total assets), and 32.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
67.1%
Return on assets
10.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
15 d early
2023
31 d early
2022
68 d early
2021
89 d early
2020
18 d late
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
In the rankings
#4 oldest company in Sint-Laureins, Manufacturing sector#5 company by total assets in Sint-Laureins, Manufacturing sector
Equity
€652,576▲ 9.6%
2023 · €595,210
Total assets
€971,961▲ 14.3%
2023 · €850,593
Net result
€101,729▲ 32.6%
2023 · €76,724
Working capital
€350,702▼ 1.0%
2023 · €354,377
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€110,726▲ 61.0%€99,377▼ 10.3%€365,127▲ 267%€125,781▼ 65.6%€146,738▲ 16.7%
Net result€74,032within the sector's middle half▲ 72.3%€50,866within the sector's middle half▼ 31.3%€243,544above the sector's middle half▲ 379%€76,724within the sector's middle half▼ 68.5%€101,729within the sector's middle half▲ 32.6%
Equity€401,691within the sector's middle half▲ 22.6%€333,379within the sector's middle half▼ 17.0%€576,923within the sector's middle half▲ 73.1%€595,210within the sector's middle half▲ 3.2%€652,576within the sector's middle half▲ 9.6%
Total assets€965,992within the sector's middle half▲ 22.5%€826,105within the sector's middle half▼ 14.5%€849,553within the sector's middle half▲ 2.8%€850,593within the sector's middle half▲ 0.1%€971,961within the sector's middle half▲ 14.3%
Debt€563,452▲ 22.7%€492,263▼ 12.6%€272,289▼ 44.7%€255,043▼ 6.3%€319,045▲ 25.1%
Working capital-€83,859below the sector's middle half▼ 76.0%-€153,641below the sector's middle half▼ 83.2%€336,207within the sector's middle half€354,377within the sector's middle half▲ 5.4%€350,702within the sector's middle half▼ 1.0%
Solvency41.6%within the sector's middle half=40.4%within the sector's middle half▼ 1.2pp67.9%above the sector's middle half▲ 27.6pp70.0%above the sector's middle half▲ 2.1pp67.1%above the sector's middle half▼ 2.8pp
Current ratio0.74below the sector's middle half▼ 0.040.51below the sector's middle half▼ 0.232.90above the sector's middle half▲ 2.392.81above the sector's middle half▼ 0.092.53above the sector's middle half▼ 0.28
Return on assets (ROA)7.7%within the sector's middle half▲ 2.2pp6.2%within the sector's middle half▼ 1.5pp28.7%above the sector's middle half▲ 22.5pp9.0%within the sector's middle half▼ 19.6pp10.5%within the sector's middle half▲ 1.4pp
Staff (FTE)7within the sector's middle half▼ 13.6%6.8within the sector's middle half▼ 2.9%7.4within the sector's middle half▲ 8.8%7.5within the sector's middle half▲ 1.4%6.4within the sector's middle half▼ 14.7%
above
within
below
the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 17% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €971,961
Fixed assets
€392,742 ▲ 30.7%
Current assets
€579,220 ▲ 5.3%
Equity and liabilities €971,961
Equity
€652,576 ▲ 9.6%
Provisions
€340 =
Debt
€319,045 ▲ 25.1%
Debt's share of the balance-sheet total rises from 30.0% to 32.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€200,436▲
2023 · €182,753
Cash flow
€155,427▲
2023 · €133,696
Debt to equity
0.49▲
2023 · 0.43
ROE
15.6%▲
2023 · 12.9%
Interest coverage
24.30▲
2023 · 18.96
Debt ≤ 1 year
€228,518▲
2023 · €195,713
Debt > 1 year
€90,509▲
2023 · €59,301
Income taxes
€41,488▲
2023 · €39,929
Staff costs
€279,390▲
2023 · €269,956
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €3,000 | €250,931 | - | - | - |
| Remuneration, social security and pensions62 | - | €214,980 | €241,621 | €269,956 | €279,390 | ▲ 3.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €88,664 | €79,805 | €60,840 | €56,972 | €53,698 | ▼ 5.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €0 | - | - | - | - |
| Other operating charges640/8 | - | €15,597 | €7,941 | €11,095 | €12,520 | ▲ 12.8% |
| Non-recurring operating charges66A | - | €273 | €0 | - | - | - |
| Gross operating margin9900 | €426,786 | €410,031 | €675,529 | €463,804 | €492,345 | ▲ 6.2% |
| Operating profit (loss)9901 | €110,726 | €99,377 | €365,127 | €125,781 | €146,738 | ▲ 16.7% |
| Financial income75/76B | - | €2,834 | €944 | €510 | €4,728 | ▲ 827% |
| Recurring financial income75 | €1,870 | €2,834 | €944 | €510 | €4,728 | ▲ 827% |
| Financial charges65/66B | - | €12,582 | €11,769 | €9,637 | €8,249 | ▼ 14.4% |
| Recurring financial charges65 | €12,849 | €12,582 | €11,769 | €9,637 | €8,249 | ▼ 14.4% |
| Profit (loss) for the period before taxes9903 | €99,748 | €89,628 | €354,302 | €116,653 | €143,217 | ▲ 22.8% |
| Transfer from deferred taxes780 | - | €386 | €123 | - | - | - |
| Income taxes67/77 | €26,433 | €39,148 | €110,881 | €39,929 | €41,488 | ▲ 3.9% |
| Profit (loss) for the period9904 | €74,032 | €50,866 | €243,544 | €76,724 | €101,729 | ▲ 32.6% |
| Transfer from tax-exempt reserves789 | - | €58,575 | €238 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €75,426 | €109,441 | €243,782 | €76,724 | €101,729 | ▲ 32.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €965,992 | €826,105 | €849,553 | €850,593 | €971,961 | ▲ 14.3% |
| Fixed assets21/28 | €727,003 | €664,948 | €336,440 | €300,502 | €392,742 | ▲ 30.7% |
| Intangible fixed assets21 | €584 | €0 | - | €1,617 | €1,293 | ▼ 20.0% |
| Tangible fixed assets22/27 | €725,738 | €664,267 | €336,140 | €298,585 | €391,148 | ▲ 31.0% |
| Land and buildings22 | - | €572,893 | €264,652 | €252,043 | €248,062 | ▼ 1.6% |
| Plant, machinery and equipment23 | - | €29,468 | €33,221 | €31,106 | €50,091 | ▲ 61.0% |
| Furniture and vehicles24 | - | €61,906 | €38,267 | €15,436 | €92,996 | ▲ 502% |
| Financial fixed assets28 | €682 | €682 | €300 | €300 | €300 | = |
| Current assets29/58 | €238,990 | €161,157 | €513,113 | €550,090 | €579,220 | ▲ 5.3% |
| Amounts receivable within one year40/41 | €1,736 | €10,589 | €8,960 | €9,123 | €23,247 | ▲ 155% |
| Trade receivables40 | - | €6,225 | €8,610 | €6,267 | €22,715 | ▲ 262% |
| Other amounts receivable41 | - | €4,364 | €350 | €2,855 | €531 | ▼ 81.4% |
| Current investments50/53 | €43,378 | €19,055 | €19,055 | €366,090 | €404,907 | ▲ 10.6% |
| Cash at bank and in hand54/58 | €188,738 | €126,482 | €479,338 | €171,569 | €149,024 | ▼ 13.1% |
| Deferred charges and accrued income490/1 | - | €5,030 | €5,759 | €3,309 | €2,043 | ▼ 38.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €965,992 | €826,105 | €849,553 | €850,593 | €971,961 | ▲ 14.3% |
| Equity10/15 | €401,691 | €333,379 | €576,923 | €595,210 | €652,576 | ▲ 9.6% |
| Contributions10/11 | - | €27,000 | €27,000 | €27,000 | €27,000 | = |
| Reserves13 | €374,691 | €306,379 | €549,923 | €568,210 | €625,576 | ▲ 10.1% |
| Non-distributable reserves130/1 | - | €3,813 | €3,813 | €3,813 | €3,813 | = |
| Reserves not available under the articles1311 | - | €3,813 | €3,813 | €3,813 | €3,813 | = |
| Tax-exempt reserves132 | - | €14,899 | €14,661 | €14,661 | €14,661 | = |
| Distributable reserves133 | - | €287,667 | €531,449 | €549,735 | €607,102 | ▲ 10.4% |
| Profit (loss) carried forward14 | - | €0 | €0 | - | - | - |
| Provisions and deferred taxes16 | €849 | €463 | €340 | €340 | €340 | = |
| Deferred taxes168 | - | €463 | €340 | €340 | €340 | = |
| Amounts payable17/49 | €563,452 | €492,263 | €272,289 | €255,043 | €319,045 | ▲ 25.1% |
| Amounts payable after more than one year17 | €238,447 | €175,868 | €95,384 | €59,301 | €90,509 | ▲ 52.6% |
| Financial debts170/4 | - | €175,868 | €95,384 | €59,301 | €90,509 | ▲ 52.6% |
| Amounts payable within one year42/48 | €322,849 | €314,798 | €176,905 | €195,713 | €228,518 | ▲ 16.8% |
| Current portion of amounts payable after more than one year42 | - | €67,193 | €42,984 | €36,083 | €36,624 | ▲ 1.5% |
| Trade debts44 | €21,967 | €20,454 | €19,652 | €39,178 | €67,199 | ▲ 71.5% |
| Suppliers440/4 | - | €20,454 | €19,652 | €39,178 | €67,199 | ▲ 71.5% |
| Taxes, remuneration and social security45 | - | €102,465 | €107,976 | €71,460 | €71,642 | ▲ 0.3% |
| Taxes450/3 | - | €47,191 | €62,223 | €13,472 | €14,955 | ▲ 11.0% |
| Remuneration and social security454/9 | - | €55,274 | €45,753 | €57,987 | €56,687 | ▼ 2.2% |
| Other amounts payable47/48 | - | €124,687 | €6,293 | €48,993 | €53,053 | ▲ 8.3% |
| Accrued charges and deferred income492/3 | - | €1,597 | €0 | €29 | €18 | ▼ 36.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €74,032 | €50,866 | €243,544 | €76,724 | €101,729 | ▲ 32.6% |
| + Depreciation and write-downs630 | €88,664 | €79,805 | €60,840 | €56,972 | €53,698 | ▼ 5.7% |
| Operating cash flow (approximation) | €162,696 | €130,671 | €304,384 | €133,696 | €155,427 | ▲ 16.3% |
| Investment in fixed assets (approximation) | - | -€17,750 | €267,668 | -€21,035 | -€145,937 | ▼ 594% |
| Change in cash | - | -€62,256 | €352,856 | -€307,769 | -€22,545 | ▲ 92.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €243,544 ▲379%
Operating result €365,127, net result €243,544, both a record.
31-12
Financial
Liquidity times 6current ratio 2.90
Current ratio from 0.51 to 2.90; short-term debt falls from €314,798 to €176,905.
31-12
Financial
Equity above €500,000Eq €576,923 ▲73.1%
5 profitable years in a row build equity to €576,923.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 18 days late
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
01-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 2 establishment units since 2003
Ground area
341 m²
Building footprint
284 m²
Volume, LiDAR
2,640 m³
2 parcels, Flanders · tallest building 22.4 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
BROOD- EN BANKETBAKKERIJ TOM DEWILDE
since 20032.132.705.643
BROOD- EN BANKETBAKKERIJ TOM DEWILDE
since 20032.132.705.940
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43017B0655/00G000 | Flanders | 198 m² | 1 · 198 m² | 10.8 m · 2 fl. |
| 43352E0897/00F000 | Flanders | 143 m² | 1 · 86 m² | 22.4 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,320 EUR awarded · 2,320 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
| 2024 | 1 | 1,874 EUR | 1,874 EUR |
| 2023 | 1 | 0 EUR | 270 EUR |
| 2022 | 1 | 270 EUR | 0 EUR |
Recognitions · licences · registrations
Food safety, FASFC
2 sites · 2 with a smileySint-Laureins2.132.705.643
Eeklo2.132.705.940
Legal Entity Identifier
699400WDPHX7WETMHA75
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Of 4,226 companies in sector 10712 we hold annual accounts for 1,875. 1,132 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-07-2003
Fiscal year end31-12
Activities, NACEBEL 2025
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0859703080
Also
9925:BE0859703080
Registered
23-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.