UNIZON
ActiveThe computed 12-month bankruptcy probability of UNIZON is 2.4% (moderate). The 2024 annual accounts show equity of €83k and a net result of €9k. Equity is growing by ~53.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 36373 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-5
Solvency47▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.96 against 1.15 in 2023; short-term debt: 70.8% and cash: 8.2% of total assets), and 78.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.7%
Return on assets
2.4%
Age of the figures
24 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 36373 sector peers (2024).
NBB · sector comparisonPosition among 36373 sector peers
Solvency
better than 23%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 144 days later.
NBB · 5 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline21-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 30-04-2025, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not filed
2024
on the day
2023
307 d late
2022
235 d late
2021
182 d late
2020
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€468k
EBIT margin
8.4%
Net result
€9k▼ 64.1%
2023 · €26k
2020: €9k
2021: €10k
2022: €10k
2023: €26k
2020 → 2024
Working capital
€-10k
2023 · €22k
2020: €10k
2021: €3k
2022: €17k
2023: €22k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€468k
Equity€15k-€25k▲ 69.1%€35k▲ 39.4%€61k▲ 73.1%€83k▲ 35.5%
Operating result€14k-€16k▲ 13.2%€17k▲ 10.2%€39k▲ 126%€13k▼ 66.9%
Net result€9k-€10k▲ 18.2%€10k▼ 3.6%€26k▲ 159%€9k▼ 64.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 67% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €381k
Fixed assets
€121k▲ 98.0%
Current assets
€260k▲ 51.5%
Equity and liabilities €381k
Equity
€83k▲ 35.5%
Debt
€298k▲ 73.8%
The debt ratio rises from 73.8% to 78.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▼
2023 · €53k
Cash flow
€30k▼
2023 · €39k
Solvency
21.7%▼
2023 · 26.2%
Current ratio
0.96▼
2023 · 1.15
Quick ratio
0.96▼
2023 · 1.15
Debt / equity
3.61▲
2023 · 2.82
ROE
11.2%▼
2023 · 42.2%
ROA
2.4%▼
2023 · 11.1%
Interest coverage
8.94▼
2023 · 21.11
Debt
€298k▲
2023 · €172k
Debt ≤ 1 year
€270k▲
2023 · €149k
Debt > 1 year
€29k▲
2023 · €23k
Staff costs
€214k▲
2023 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€233k€381k▲
Fixed assets21/28€61k€121k▲
Tangible fixed assets22/27€61k€118k▲
Furniture and vehicles24€61k€92k▲
Leasing and similar rights25-€26k
Financial fixed assets28-€4k
Current assets29/58€171k€260k▲
Amounts receivable within one year40/41€145k€227k▲
Trade receivables40€103k€176k▲
Other amounts receivable41€42k€50k▲
Cash at bank and in hand54/58€25k€31k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€233k€381k▲
Equity10/15€61k€83k▲
Contributions10/11€6k€19k▲
Outside capital11-€19k
Other1109/19-€19k
Reserves13€55k€55k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€53k€53k=
Profit (loss) carried forward14-€9k
Amounts payable17/49€172k€298k▲
Amounts payable after more than one year17€23k€29k▲
Financial debts170/4€23k€29k▲
Amounts payable within one year42/48€149k€270k▲
Current portion of amounts payable after more than one year42-€43k
Trade debts44€71k€202k▲
Suppliers440/4€71k€202k▲
Advances received on contracts in progress46€45k-
Taxes, remuneration and social security45€34k€25k▼
Taxes450/3€21k€10k▼
Remuneration and social security454/9€12k€15k▲
Income statement
Code20232024
Turnover70€468k-
Goods, raw materials, services and sundry goods60/61€283k-
Remuneration, social security and pensions62€131k€214k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€21k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€185k€253k▲
Operating profit (loss)9901€39k€13k▼
Financial income75/76B€5€3▼
Recurring financial income75€5€3▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€37k€9k▼
Income taxes67/77€11k-
Profit (loss) for the period9904€26k€9k▼
Profit (loss) for the period to be appropriated9905€26k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€9k▼
Transfer to equity691/2€26k-
To other reserves6921€26k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
03-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 307 days late
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 235 days late
30-09
Financial
Highest result since 2020net €26k ▲159%
Operating result €39k, net result €26k, both a record.
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 182 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Heerweg 849160 LokerenGround area
166 m²
Building footprint
94 m²
Volume, LiDAR
595 m³
Parcel 46014A0494/00G002, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UNIZON
since 20182.281.690.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0494/00G002 | Flanders | 166 m² | 1 · 93 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0801.429.638
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DANOVI
BE 0887.640.961
Dilbeek · Eq €82k
Algemene Aanneming Kristof
BE 0836.013.997
Aartselaar · Eq €83k
Terrassement Construction Démolition GIRARDI
BE 0758.717.667
Florennes · Eq €83k
DROUET Entreprise
BE 0805.791.272
La Roche-en-Ardenne · Eq €83k
Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,619 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2018
Fiscal year end30-09
Activities, NACEBEL
43120Site preparation
42219Civil engineering
42220Construction of utility projects for electricity and telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.