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Complete company report
Generated 09-08-2026
Active BE 0891.053.282Private limited company

UNIVERSEM

Avenue des Dessus de Lives(LO) 2 ·5101 Namur, Belgium· 19 yrs active
Sector: Computer programming & consultancy (62200)
Conclusion Checked

The computed 12-month bankruptcy probability of UNIVERSEM is 0.3% (very low). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 19 yrs
Locations 2
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Multiple establishment units +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2007, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-07-2025 2025-00336161
31-12-2023 micro 10-06-2024 2024-00117862
31-12-2022 micro 31-07-2023 2023-00306756
31-12-2021 micro 30-06-2022 2022-20111574
31-12-2020 volledig 30-07-2021 2021-43400262
31-12-2019 volledig 11-06-2020 2020-16300394
31-12-2018 volledig 09-07-2019 2019-31700159
31-12-2017 volledig 31-07-2018 2018-41100392
31-12-2016 volledig 03-05-2017 2017-11400496
31-12-2015 volledig 24-05-2016 2016-13200078
Legal Structure
NACE primary Computer programming & consultancy(62200)
Legal form Private limited company(610)
Incorporation25-07-2007
StatusActive
Postal code5101
Establishment units 2 locations
Universem Gembloux
Avenue des Dessus de Lives(LO) 2, 5101 NamurPostorderbedrijven
since 20072.164.067.426
Universem Brussels
Herrmann-Debrouxlaan 40, 1160 OudergemBemiddelingsactiviteiten in verband met de niet-gespecialiseerde detailhandel
since 20152.245.152.102
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21332B0424/00D008
ProtectedSite or landscapePark van BergojeSource ↗
 Brussels 5,192 m² 1 · 2,419 m² 27.6 m · 7 fl.
92078A0002/02G002 Wallonia 2,634 m² 1 · 1,021 m² 18.2 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
24-06-2024
State Gazette act Registered-office change
10-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
31-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
30-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
11-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
09-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
31-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
03-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
24-05-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
Address history · 1
24-06-2024
Registered-office move
All acts · 1 updated 2 years ago
2024
24-06-2024 Registered office moved from Isnes to Namur Registered-office change
  • Rue Camille Hubert 13 - 5032 Isnes → Avenue des Dessus-de-Lives, 2 à 5101 Namur
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Avenue des Dessus-de-Lives, 2 \u00E0 5101 Namur",
        "city": "Namur",
        "region": "waals_gewest",
        "street": "Avenue des Dessus-de-Lives",
        "country": "BE",
        "postcode": "5101",
        "box_number": null,
        "street_number": "2",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rue Camille Hubert 13 - 5032 Isnes",
        "city": "Isnes",
        "region": "waals_gewest",
        "street": "Rue Camille Hubert",
        "country": "BE",
        "postcode": "5032",
        "box_number": "5",
        "street_number": "13",
        "locality_suffix": null
      },
      "effective_date": "2024-06-13",
      "evidence_quote": "d\u00E9cide de transf\u00E9rer le si\u00E8ge de la soci\u00E9t\u00E9 \u00E0 partir de ce jour.",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-06-24",
    "filing_date": "2024-06-13",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2024-06-06",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0891.053.282",
    "name_full": "UNIVERSEM",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "de Cartier d\u0027Yves Hubert",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige uitgeverijen van software58290Uitgeven van overige software58290Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Overige activiteiten in verband met computers72600Reclamebureaus73110Activiteiten van reclamebureaus73110Overige vormen van onderwijs85599Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameFR UNIVERSEM
Registered office
Avenue des Dessus de Lives(LO) 2
5101 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative