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VMS FINE FOOD

Active
Private limited companyfounded 2012active for 14 yearsLe Chénia 13, 1460 Ittre, BelgiumKBO/BCE: BE 0845.817.432
Summary

VMS FINE FOOD has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €898,871 and a net result of €233,899. Equity has been growing by about 25% per year since 2019. Its solvency ranks better than 39% of 9,850 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-04-2012 Normal situation
Activity
Agents in the wholesale of food, beverages and tobacco NACE 46170and 3 others
Joint committees
201 Paritair Comité voor de zelfstandige kleinhandel
119 Paritair Comité voor de handel in voedingswaren · annual accounts 2025
Establishment unit
2.209.403.642 1620 Drogenbos, since 09-05-2012
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€836,408
Turnover
≈ €4.3m
estimated
Profit
€233,899
Equity
€898,871
Total assets
€2.8m
Staff
1 FTE
  • 2025 accounts filed 27 days after the deadline
Score breakdownraises riskLiquidity: current ratio 1.53, cash €65,720, halvedlowers riskSize: 1 FTE, total assets €2.8mFigures for financial year 2025 (filed on 01-09-2026)Founded in 2012Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 58+5
equity 32.5% of total assets
Liquidity 39+2
short-term debt 32.6% · cash 2.4%
Profitability 79+1
return on assets 8.5%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.5%▲ +0.2 percentage points vs 12-2024 02-2025: 0.8%▲ +0.3 percentage points vs 01-2025 03-2025: 0.1%▼ -0.7 percentage points vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.2%▲ +0.1 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.6%▲ +0.3 percentage points vs 01-2026 03-2026: 0.8%▲ +0.2 percentage points vs 02-2026 04-2026: 1.5%▲ +0.7 percentage points vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 2.0%▲ +0.5 percentage points vs 05-2026 07-2026: 3.0%▲ +1.0 percentage point vs 06-2026highest value 08-2026: 3.0%● unchanged vs 07-2026highest value 09-2026: 0.2%▼ -2.8 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.53 (1.32 in 2024), above the usual 1.5. Short-term debt is 32.6% and cash 2.4% of total assets. However, 67.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 42% of them on solvency, 36% on liquidity and 71% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: 1 FTE, total assets €2.8m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-09-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.53, cash €65,720, halved
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
4 days late
2023
on the day
2022
21 days late
2021
15 days late
2020
52 days late
2019
70 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 85% of companies in wholesale tradesector median €26,853 · 9,829 companies €233,899 View
  • Positive: 7 profitable years in a rowprofit 2025: €233,899 7 years View
  • Positive: Equity rose in 2025from €664,971 to €898,871 ▲ 35.2% View

Recent changes

  1. · Gazette deed Assemblee Generale - Annee ComptableGeneral meeting of 24-06-2025
  2. · Gazette deed Change of role: Jean-Michel Branche, from manager to director186 shares · Director discharge: Jean-Michel Branche · Registered office clause: Le Chénia 13, 1460 ITTRE
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as VMS FINE FOOD: agents in the wholesale of food, beverages and tobacco (NACE 46170). They are comparable in size and age: total assets between €2.2m and €3.6m, founded between 2002 and 2019.

CompanyTotal assetsGross margin
VMS FINE FOOD Ittre€2.8m€0.8m
FOODCO Zulte€3.6m€1.1m
LA CANTINA Lier€2.8m€0.8m
Ppak Antwerpen€2.3m€0.5m
ABC NUTS Vorst€2.7m€0.5m
DELGIRO Anzegem€2.2m€0.7m
VIN BINCHE Binche€2.7m€1.4m
Full comparison

Key facts about VMS FINE FOOD

What is the company number of VMS FINE FOOD?
The company number of VMS FINE FOOD is 0845.817.432. The VAT number is the same number with BE in front: BE 0845.817.432.
Where is VMS FINE FOOD based?
The registered office is at Le Chénia 13, 1460 Ittre.Company details
What does VMS FINE FOOD do?
According to the KBO register, the main activity is agents in the wholesale of food, beverages and tobacco (NACE 46170).
What is the legal form of VMS FINE FOOD?
The legal form of VMS FINE FOOD is Private limited company (BV).
When was VMS FINE FOOD founded?
VMS FINE FOOD was founded on 26-04-2012.
Is VMS FINE FOOD still active?
Yes, VMS FINE FOOD is an active enterprise in the KBO register.
How many employees does VMS FINE FOOD have?
VMS FINE FOOD had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VMS FINE FOOD fall under?
In its 2025 annual accounts, VMS FINE FOOD states joint committees 201 (Paritair Comité voor de zelfstandige kleinhandel) and 119 (Paritair Comité voor de handel in voedingswaren).
What is the turnover of VMS FINE FOOD?
The turnover in financial year 2025 is ≈ €4.3m. This figure is estimated from the gross margin of €836,408 and 138 comparable companies (NACE 46). It probably lies between €2.7m and €7.2m.
Is VMS FINE FOOD profitable?
In financial year 2025, VMS FINE FOOD made a profit of €233,899.
Where can I find the annual accounts of VMS FINE FOOD?
VMS FINE FOOD filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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