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UNIVERSAL

Active
Private limited company (pre-2019)founded 200817 yrs activeRue du Casino 26, 7090 Braine-le-Comte, BelgiumKBO/BCE: BE 0808.597.542
Summary

The computed 12-month bankruptcy probability of UNIVERSAL is 2.6% (moderate). For UNIVERSAL, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €2,507 and a net result of -€25,292. Equity remains stable across the filed fiscal years (±1.8% per year). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0
Solvency100=
Growth55▼-17
Track record100
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Age of the figures
Age of the figures
35 mo
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-10-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-10-2024 close31-05-2025 deadline30-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-10-2023 was due by 31-05-2024 and was filed on 04-06-2024, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
4 d late
2022
6 d late
2021
64 d late
2020
34 d early
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 2 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 December 2008, UNIVERSAL was incorporated.1 Total assets went from EUR 30,403 in 2018 to EUR 2,507 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023

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Financials · fiscal year 2023, micro schema

Turnover
€877▲ 295%
2020 · €222
EBIT margin
-100.5%▼ 70.2pp
2020 · -30.3%
Net result
-€25,292▼ 2,353%
2021 · -€1,031
Working capital
€27,799=
2021 · €27,799
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120222023
Turnover€263▲ 79.4%€222▼ 15.7%€877▲ 295%
Operating result-€26▲ 97.6%-€67▼ 160%-€881▼ 1,212%-€25,292
Net result-€193▲ 86.3%-€234▼ 21.5%-€1,031▼ 340%-€25,292
EBIT margin-9.8%▲ 727.6pp-30.3%▼ 20.4pp-100.5%▼ 70.2pp
Equity€29,064▼ 0.7%€28,829▼ 0.8%€27,799▼ 3.6%€27,799=€2,507▼ 91.0%
Total assets€29,064▼ 4.4%€28,829▼ 0.8%€28,159▼ 2.3%€28,159=€2,507▼ 91.1%
Debt€360€360=
Working capital€27,799€27,799=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2019: -€26-€26Net result 2019: -€193-€193Operating result 2020: -€67-€67Net result 2020: -€234-€234Operating result 2021: -€881-€881Net result 2021: -€1,031-€1,031Operating result 2023: -€25,292-€25,292Net result 2023: -€25,292-€25,29220192020202120222023-€30,000-€20,000-€10,000€0Operating result 2021: -€881-€881Net result 2021: -€1,031-€1,030Operating result 2023: -€25,292-€25,300Net result 2023: -€25,292-€25,300202120222023
The operating result is -€25,292 in 2023, compared with -€881 in 2021. Comparable figures for the intervening years are unavailable.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 27 lines
Balance sheet Code20222023
Assets
Total assets20/58€28,159€2,507▼
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Plant, machinery and equipment23€0-
Furniture and vehicles24€0-
Current assets29/58€28,159€2,507▼
Amounts receivable within one year40/41€25,652-
Other amounts receivable41€25,652-
Cash at bank and in hand54/58€2,507€2,507=
Equity and liabilities
Total equity and liabilities10/49€28,159€2,507▼
Equity10/15€27,799€2,507▼
Contributions10/11€18,200€18,200=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€7,739-€17,553▼
Amounts payable17/49€360-
Amounts payable within one year42/48€360-
Trade debts44€360-
Suppliers440/4€360-
Income statement Code20222023
Non-recurring operating charges66A-€25,292
Operating profit (loss)9901--€25,292
Profit (loss) for the period before taxes9903--€25,292
Profit (loss) for the period9904--€25,292
Profit (loss) for the period to be appropriated9905--€25,292
Appropriation of the result
Profit (loss) to be appropriated9906€7,739-€17,553▼
Profit (loss) brought forward from the previous period14P€7,739€7,739=

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023Change
Turnover70€263€222€877---
Goods, raw materials, services and sundry goods60/61--€121---
Other operating charges640/8--€1,637---
Non-recurring operating charges66A----€25,292-
Gross operating margin9900-€26-€67€756---
Operating profit (loss)9901-€26-€67-€881--€25,292-
Financial charges65/66B--€150---
Recurring financial charges65€167€167€150---
Profit (loss) for the period before taxes9903-€193-€234-€1,031--€25,292-
Profit (loss) for the period9904-€193-€234-€1,031--€25,292-
Profit (loss) for the period to be appropriated9905-€193-€234-€1,031--€25,292-
Line20192020202120222023Change
Assets
Total assets20/58€29,064€28,829€28,159€28,159€2,507▼ 91.1%
Fixed assets21/28---€0--
Tangible fixed assets22/27---€0--
Plant, machinery and equipment23--€0€0--
Furniture and vehicles24--€0€0--
Current assets29/58€29,064€28,829€28,159€28,159€2,507▼ 91.1%
Amounts receivable within one year40/41€29,036€28,813€25,652€25,652--
Other amounts receivable41--€25,652€25,652--
Cash at bank and in hand54/58€28€16€2,507€2,507€2,507=
Equity and liabilities
Total equity and liabilities10/49€29,064€28,829€28,159€28,159€2,507▼ 91.1%
Equity10/15€29,064€28,829€27,799€27,799€2,507▼ 91.0%
Contributions10/11€18,200-€18,200€18,200€18,200=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1--€1,860€1,860€1,860=
Reserves not available under the articles1311--€1,860€1,860€1,860=
Profit (loss) carried forward14€9,004€8,769€7,739€7,739-€17,553▼ 327%
Amounts payable17/49--€360€360--
Amounts payable within one year42/48--€360€360--
Trade debts44--€360€360--
Suppliers440/4--€360€360--
Line20192020202120222023Change
Profit (loss) for the period9904-€193-€234-€1,031--€25,292-
Operating cash flow (approximation)-€193-€234-€1,031--€25,292-
Change in cash--€12€2,491€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2024
04-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
2023
31-10
Financial Weakest financial yearnet -€25,292
Net result drops to -€25,292, the lowest in the series.
06-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 6 days late
2022
03-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 64 days late
2021
27-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
27-04
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
28-04
NBB filing Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
71 m²
Building footprint
34 m²
Parcel 55004H0309/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Universal
Rue du Casino 26, 7090 Braine-le-ComteCivil engineering
since 20092.175.549.751
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55004H0309/00V000 Wallonia 71 m² 1 · 34 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-2008
Fiscal year end31-10
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.