Financials
- Fiscal year
- 2024
- Total assets
- €219,937
- Loss
- -€240,630
- Solvency
- -63.9%
United Defence
ActiveSummary
The computed 12-month bankruptcy probability of United Defence is 11.4% (high). The 2024 annual accounts show negative equity (-€140,630) and a net result of -€240,630. Its solvency ranks better than 11% of 26033 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail trade
NACE 47631Retail trade NACE 47783
1 site
Size
€219,937total assets 2024
- Staff
- 1.3 FTE
- Equity
- -€140,630
- Loss
- -€240,630
Turnover not published (abridged schema)
Structure
Accounts filed 34 d late1 of 2 deeds read
Why 28- 1 change of registered office in 24 months- Figures for FY 2024 (filed 10-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 34 days late; 1 of the last 3 late- Loss of €240,630 (FY 2024)Show the evidence
Checked score
Score 2024
28
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 5% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
0
equity -63.9% of total assets
Liquidity
1
short-term debt 163.9% · cash 0.5%
Profitability
0
return on assets -109.4%
Bankruptcy probability, 12 months
11.4%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.9%lowest value
12-2024: 1.9%▲ +2.0% vs 11-2024
01-2025: 2.3%▲ +22.8% vs 12-2024
02-2025: 2.3%▲ +0.5% vs 01-2025
03-2025: 2.6%▲ +10.3% vs 02-2025
04-2025: 2.9%▲ +10.4% vs 03-2025
05-2025: 2.9%● 0.0% vs 04-2025
06-2025: 2.8%▼ -1.4% vs 05-2025
07-2025: 2.8%▼ -1.1% vs 06-2025
08-2025: 3.0%▲ +8.7% vs 07-2025
09-2025: 3.2%▲ +4.2% vs 08-2025
10-2025: 4.7%▲ +47.9% vs 09-2025
11-2025: 4.7%● 0.0% vs 10-2025
12-2025: 4.7%● 0.0% vs 11-2025
01-2026: 4.6%▼ -0.8% vs 12-2025
02-2026: 4.6%● 0.0% vs 01-2026
03-2026: 4.5%▼ -3.0% vs 02-2026
04-2026: 4.5%▲ +0.3% vs 03-2026
05-2026: 7.9%▲ +76.4% vs 04-2026
06-2026: 8.0%▲ +0.6% vs 05-2026
07-2026: 8.0%● 0.0% vs 06-2026
08-2026: 8.5%▲ +5.9% vs 07-2026
09-2026: 8.6%▲ +1.8% vs 08-2026
10-2026: 11.4%▲ +32.6% vs 09-2026highest value
- 1 change of registered office in 24 months raises the probability
- Figures for FY 2024 (filed 10-09-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 34 days late; 1 of the last 3 late raises the probability
- Loss of €240,630 (FY 2024) raises the probability
No credit on open account
Liquidity short (current ratio 0.47; short-term debt: 163.9% and cash: 0.5% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 3%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-09-2025, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
34 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 34 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Registered officeRegistered-office move
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- 23-04-2026Registered office
- 03-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail tradeNACE 47631
- Founded
- 15-09-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Is the workforce growing, and do people stay?Employer check
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