Summary
UNITEA has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €23.1m and a net result of -€774,691. Equity remains stable across the filed fiscal years (±1.6% per year). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
49 d early
2024
45 d early
2023
41 d early
2022
31 d early
2021
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?CREAFUND · 26 companies What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, full schema
In the rankings
#5 company by total assets in Sint-Martens-Latem, Professional and technical services sector#10 company by equity in Sint-Martens-Latem, Professional and technical services sector
Turnover
€991,000▼ 13.1%
2023 · €1.1m
EBIT margin
50.8%▼ 20.5pp
2023 · 71.4%
Net result
-€774,691▼ 114%
2023 · -€362,320
Working capital
€266,956▼ 85.1%
2023 · €1.8m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Turnover€761,500-€1.3m▲ 64.3%€1.1m▼ 8.8%€991,000▼ 13.1%
Operating result-€125,477-€1.0m€814,219▼ 21.5%€503,820▼ 38.1%
Net result€15.5mabove the sector's middle half--€39,543below the sector's middle half-€362,320below the sector's middle half▼ 816%-€774,691below the sector's middle half▼ 114%
EBIT margin-16.5%-82.9%▲ 99.3pp71.4%▼ 11.5pp50.8%▼ 20.5pp
Equity€22.3mabove the sector's middle half-€22.3mabove the sector's middle half▼ 0.2%€23.9mabove the sector's middle half▲ 7.4%€23.1mabove the sector's middle half▼ 3.2%
Total assets€39.8mabove the sector's middle half-€42.3mabove the sector's middle half▲ 6.5%€50.3mabove the sector's middle half▲ 18.9%€49.4mabove the sector's middle half▼ 1.8%
Debt€17.4m-€20.1m▲ 15.0%€26.4m▲ 31.8%€26.3m▼ 0.5%
Working capital€54,277within the sector's middle half--€1.2mbelow the sector's middle half€1.8mabove the sector's middle half€266,956within the sector's middle half▼ 85.1%
Solvency56.1%within the sector's middle half-52.6%within the sector's middle half▼ 3.5pp47.5%within the sector's middle half▼ 5.1pp46.8%within the sector's middle half▼ 0.7pp
Current ratio1.18within the sector's middle half-0.43below the sector's middle half▼ 0.751.56within the sector's middle half▲ 1.131.07within the sector's middle half▼ 0.49
Return on assets (ROA)39.0%above the sector's middle half--0.1%below the sector's middle half▼ 39.1pp-0.7%below the sector's middle half▼ 0.6pp-1.6%below the sector's middle half▼ 0.8pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 38% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €49.4m
Fixed assets
€45.3m =
Current assets
€4.1m ▼ 18.0%
Equity and liabilities €49.4m
Equity
€23.1m ▼ 3.2%
Debt
€26.3m ▼ 0.5%
Debt's share of the balance-sheet total rises from 52.5% to 53.2%. Equity and debt are lower.
Key figures and ratios
ROE
-3.3%▼
2023 · -1.5%
Debt ≤ 1 year
€3.8m▲
2023 · €3.2m
Debt > 1 year
€21.6m▼
2023 · €22.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Operating income70/76A | €761,500 | €1.3m | €1.1m | €991,000 | ▼ 13.1% |
| Turnover70 | €761,500 | €1.3m | €1.1m | €991,000 | ▼ 13.1% |
| Operating charges60/66A | €886,977 | €214,295 | €326,781 | €487,180 | ▲ 49.1% |
| Services and other goods61 | €344,771 | €111,316 | €190,079 | €363,961 | ▲ 91.5% |
| Other operating charges640/8 | €745 | €579 | €1,312 | €2,269 | ▲ 72.9% |
| Non-recurring operating charges66A | €541,461 | €102,400 | €135,391 | €120,951 | ▼ 10.7% |
| Operating profit (loss)9901 | -€125,477 | €1.0m | €814,219 | €503,820 | ▼ 38.1% |
| Financial income75/76B | €30.3m | €0 | €241,221 | €543,980 | ▲ 126% |
| Recurring financial income75 | €30.3m | €0 | €241,221 | €543,980 | ▲ 126% |
| Income from financial fixed assets750 | €30.3m | €0 | €74,016 | €257,227 | ▲ 248% |
| Income from current assets751 | - | - | €167,206 | €286,753 | ▲ 71.5% |
| Other financial income752/9 | €1,507 | €0 | €0 | €0 | ▲ 200% |
| Financial charges65/66B | €14.6m | €1.1m | €1.4m | €1.8m | ▲ 28.5% |
| Recurring financial charges65 | €1.4m | €1.1m | €1.4m | €1.8m | ▲ 28.5% |
| Debt charges650 | €1.4m | €1.1m | €1.4m | €1.8m | ▲ 28.4% |
| Other financial charges652/9 | €547 | €199 | €1,459 | €3,440 | ▲ 136% |
| Non-recurring financial charges66B | €13.3m | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €15.5m | -€39,543 | -€362,320 | -€774,691 | ▼ 114% |
| Profit (loss) for the period9904 | €15.5m | -€39,543 | -€362,320 | -€774,691 | ▼ 114% |
| Profit (loss) for the period to be appropriated9905 | €15.5m | -€39,543 | -€362,320 | -€774,691 | ▼ 114% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €39.8m | €42.3m | €50.3m | €49.4m | ▼ 1.8% |
| Fixed assets21/28 | €39.4m | €41.4m | €45.3m | €45.3m | = |
| Financial fixed assets28 | €39.4m | €41.4m | €45.3m | €45.3m | = |
| Affiliated companies280/1 | €39.4m | €41.4m | €45.3m | €45.3m | = |
| Participating interests280 | €39.4m | €41.4m | €41.4m | €41.4m | = |
| Amounts receivable281 | - | - | €3.9m | €3.9m | = |
| Current assets29/58 | €352,633 | €903,173 | €5.0m | €4.1m | ▼ 18.0% |
| Stocks and contracts in progress3 | €0 | €0 | €0 | €0 | - |
| Amounts receivable within one year40/41 | €103,153 | €176,050 | €4.6m | €2.5m | ▼ 46.0% |
| Trade receivables40 | €103,153 | €176,050 | €1.2m | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | €3.5m | €2.5m | ▼ 27.9% |
| Cash at bank and in hand54/58 | €249,481 | €727,123 | €177,703 | €1.1m | ▲ 502% |
| Deferred charges and accrued income490/1 | - | - | €189,554 | €530,331 | ▲ 180% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €39.8m | €42.3m | €50.3m | €49.4m | ▼ 1.8% |
| Equity10/15 | €22.3m | €22.3m | €23.9m | €23.1m | ▼ 3.2% |
| Contributions10/11 | €6.8m | €6.8m | €8.8m | €8.8m | = |
| Capital10 | €6.8m | €6.8m | €8.8m | €8.8m | = |
| Issued capital100 | €6.8m | €6.8m | €8.8m | €8.8m | = |
| Reserves13 | €681,000 | €681,000 | €681,000 | €681,000 | = |
| Non-distributable reserves130/1 | €681,000 | €681,000 | €681,000 | €681,000 | = |
| Legal reserve130 | €681,000 | €681,000 | €681,000 | €681,000 | = |
| Profit (loss) carried forward14 | €14.8m | €14.8m | €14.4m | €13.6m | ▼ 5.4% |
| Amounts payable17/49 | €17.4m | €20.1m | €26.4m | €26.3m | ▼ 0.5% |
| Amounts payable after more than one year17 | €16.5m | €17.1m | €22.5m | €21.6m | ▼ 3.9% |
| Financial debts170/4 | €16.5m | €17.1m | €22.5m | €21.6m | ▼ 3.9% |
| Subordinated loans170 | €7.1m | €7.7m | €8.3m | €9.0m | ▲ 8.0% |
| Credit institutions173 | €9.4m | €9.4m | €14.1m | €12.6m | ▼ 10.9% |
| Amounts payable within one year42/48 | €298,357 | €2.1m | €3.2m | €3.8m | ▲ 19.4% |
| Current portion of amounts payable after more than one year42 | - | - | €1.5m | €1.5m | = |
| Financial debts43 | - | - | €1.5m | €1.5m | = |
| Credit institutions430/8 | - | - | €1.5m | €1.5m | = |
| Trade debts44 | €23,926 | €67,798 | €84,948 | €52,509 | ▼ 38.2% |
| Suppliers440/4 | €23,926 | €67,798 | €84,948 | €52,509 | ▼ 38.2% |
| Taxes, remuneration and social security45 | €10,136 | €12,399 | €30,381 | €0 | ▼ 100% |
| Taxes450/3 | €10,136 | €12,399 | €30,381 | €0 | ▼ 100% |
| Other amounts payable47/48 | €264,295 | €2.0m | €65,000 | €750,000 | ▲ 1,054% |
| Accrued charges and deferred income492/3 | €597,818 | €834,524 | €737,542 | €854,499 | ▲ 15.9% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15.5m | -€39,543 | -€362,320 | -€774,691 | ▼ 114% |
| Operating cash flow (approximation) | €15.5m | -€39,543 | -€362,320 | -€774,691 | ▼ 114% |
| Investment in fixed assets (approximation) | - | -€2.0m | -€3.9m | €0 | ▲ 100% |
| Change in cash | - | €477,642 | -€549,420 | €891,224 | ▲ 262% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
State Gazette act
Registered officeRegistered-office move · Power of attorney3 facts ▸
State Gazette act
Registered office
Registered-office move · Power of attorney3 facts ▸
- Board meeting, 08-05-2026
- Registered-office move, Kapitein Maenhoutstraat 77A,9830 Sint-Martens-Latem
- Power of attorney
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet -€774,691
Net result drops to -€774,691, the lowest in the series.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 1.56
Current ratio from 0.43 to 1.56.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 10 acts read
About the unread acts
Of the 10 Belgian State Gazette acts we know for this company, 1 has been read. The other 9 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2020
Ground area
1,219 m²
Building footprint
333 m²
Volume, LiDAR
1,263 m³
Parcel 44064B0425/00V000, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
UNITEA
since 20202.305.813.526
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0425/00V000 | Flanders | 1,219 m² | 1 · 333 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
CREAFUND
26 companies
Group, risk and exposure
Owners and holdings
1 owner · 1 holding · 7 subsidiaries in the treeChain of control
Highest known parent: CREAFUND. The sources do not say who stands above it.
Owners 1
- CREALOANparentSourceaccounts CREALOAN 202499.09%
Holdings 1
-
100%
All subsidiaries, including indirect ones 7
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
Moortgat Mometal 100%6 subsidiaries
- Limba 100%
REAL CORPORATION 100%2 subsidiaries
REAL VERHUUR 100%1 subsidiary
- MODULCO 100%
According to the 2024 annual accounts of UNITEA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
699400Q11I7SIDRM4R27
Similar companies · same sector, comparable size
DiBO Holding
BE 0466.237.527
Arendonk · Eq €23,152,235
Deloitte Consulting & Advisory
BE 0474.429.572
Zaventem · Eq €23,156,311
URBICOON
BE 0544.636.093
Sint-Pieters-Woluwe · Eq €23,166,556
SOCIETE PATRIMONIALE A PORTEFEUILLE
BE 0864.622.465
Charleroi · Eq €23,195,350
Rydoo Finance
BE 1011.804.327
Mechelen · Eq €23,062,468
Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 3,642 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded03-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Contact
E-mail
kenneth.depuydt@creafund.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0749793964
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.