Skip to content
Checked.be
Complete company report
Generated 25-07-2026
Active BE 0459.961.330Private limited company (pre-2019)

UNION MULTISERVICE

Rittwegerlaan 42-44 ·1830 Machelen (Brab.), Belgium· 29 yrs active
Sector: Specialised construction (43130)
Conclusion Checked

The computed 12-month bankruptcy probability of UNION MULTISERVICE is 0.6% (low). The 2024 annual accounts show equity of €3.21M and a net result of €575k. Equity is growing by ~51.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 11067 sector peers (fiscal year 2024). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €3.21M
Net result €575k
Staff (FTE) 39
Better than sector 77%
Snowflake analysis 5 axes · computed by Checked
Health88Profitability89Solvency86Growth78Stability100
88 / 100

Exceptional profile, strong across almost every axis.

Health 88
Profitability 89
Solvency 86
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1997, 29 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
88 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 05-07-2025 with the NBB · fiscal year 2024 · micro
€0€500k€1.00M€1.50MOperating result 2020: €178k€178kNet result 2020: €621k€621kOperating result 2021: €318k€318kNet result 2021: €261k€261kOperating result 2022: €1.18M€1.18MNet result 2022: €884k€884kOperating result 2023: €1.26M€1.26MNet result 2023: €863k€863kOperating result 2024: €870k€870kNet result 2024: €575k€575k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~51.4%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€5.00M€10.00M2025: €5.01M (€4.75M - €5.27M)2026: €7.58M (€7.33M - €7.84M)2027: €11.49M (€11.13M - €11.84M)2018: €266k2019: €506k2020: €629k2021: €890k2022: €1.77M2023: €2.64M2024: €3.21M2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 64.6% 40.9%
better than 77% of 11067 sector peers
Net result €575k €11k
better than 95% of 11049 sector peers
Equity €3.21M €34k
better than 95% of 11070 sector peers
Gross operating margin €2.96M €35k
better than 95% of 11040 sector peers
Staff costs €1.39M €25k
higher than 95% of 4028 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€1.52M
-12.2% far above sector median
Net profit
€575k
-33.4% far above sector median
Cash flow
€1.23M
-8.4% far above sector median
Total assets
€4.97M
-28.6% far above sector median
Equity
€3.21M
+21.8% far above sector median
Working capital
€323k
- far above sector median
Employees (FTE)
39
+5.4% 18-24
Staff costs
€1.39M
+5.0% 18-24
Income taxes
€210k
-29.7% far above sector median
Debt
€1.76M
-59.4% far above sector median
Debt ≤ 1y
€890k
-72.5% far above sector median
Debt > 1y
€867k
-20.4% far above sector median
Current ratio
1.36
+43.2% -18% vs sector
Quick ratio
1.36
+43.2% +22% vs sector
Solvency
64.6%
+70.6% +105% vs sector
Debt / equity
0.55
-66.6% -75% vs sector
ROE
17.9%
-45.3% -62% vs sector
ROA
11.6%
-6.7% -39% vs sector
Interest coverage
11.18
-28.4% -43% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€1.52M
Net profit€575k
Cash flow€1.23M
Staff costs€1.39M
Income taxes€210k
Dividends-
Total assets€4.97M
Equity€3.21M
Debt€1.76M
of which ≤ 1y€890k
of which > 1y€867k
Working capital€323k
Employees (FTE)39.0
Ratios (computed)
2024
Current ratio1.36
Quick ratio1.36
Working capital ratio6.5%
Solvency64.6%
Debt / equity0.55
Long-term debt ratio0.27
Interest coverage11.18
Gross margin-
Net margin-
ROA11.6%
ROE17.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€4.97M
Fixed assets 21/28€3.76M
Tangible fixed assets 22/27€3.10M
Financial fixed assets 28€652k
Current assets 29/58€1.21M
Amounts receivable within one year 40/41€1.02M
Cash & bank 54/58€112k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€4.97M
Equity 10/15€3.21M
Contributions / capital 10/11€6k
Reserves 13€2k
Accumulated profits (losses) 14€3.20M
Amounts payable 17/49€1.76M
Amounts payable after one year 17€867k
Amounts payable within one year 42/48€890k
Trade debts payable within one year 44€174k
Income statement
Gross operating margin 9900€2.96M
Operating result 9901€870k
Financial income 75€51k
Financial charges 65€136k
Result before taxes 9903€785k
Income taxes 67/77€210k
Net result for the period 9904€575k
Result to be appropriated 9905€575k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43130)
Legal form Private limited company (pre-2019)(015)
Incorporation31-01-1997
StatusActive
Postal code1830
Establishment units 1 location
Rittwegerlaan 42-44, 1830 Machelen (Brab.)
het reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden
since 19972.080.644.951
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23047A0435/00S009 Flanders 3,205 m² 1 · 2,450 m² 14.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
05-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
18-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
03-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
23-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
17-06-2022
State Gazette act Capital & shares
2021
24-12-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
27-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
31-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
25-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
17-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
29-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
Capital history · 1
17-06-2022
Capital change
All acts · 1 updated 4 years ago
2022
17-06-2022 Restructuring of share classes Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "MUSA ERKURU",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 100,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_class_creation",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "MUSA ERKURU",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 100,
          "contribution_amount_eur": null
        }
      ],
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": 100,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-06-09",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-06-09",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-01-01"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0459.961.330",
    "name_full": "UNION MULTISERVICE",
    "legal_form": "BV",
    "_kbo_filled_from_list": true,
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "MUSA ERKURU",
      "role": "aandeelhouder",
      "n_shares": 100,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Proefboren en boren43130Proefboren en boren43130Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Installatie van isolatie43230Isolatiewerkzaamheden43291Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Dakwerkzaamheden43410Dakwerkzaamheden43910Dakbedekking en bouw van dakconstructies45220Isolatiewerkzaamheden45320Overige werkzaamheden in verband met de afwerking van gebouwen45450
Primary activity highlighted.
Names & trade names
Legal nameFR UNION MULTISERVICE
Registered office
Rittwegerlaan 42-44
1830 Machelen (Brab.), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
DIEPSONDERINGEN FUNDERINGSADVIES VERBEKE BE 0843.750.837 · Ledegem
BOMATBORINGEN BE 0783.649.439 · Langemark-Poelkapelle
GEFOR BE 0465.949.693 · Grâce-Hollogne
DRILLING SOLUTIONS BE 0635.534.397 · Grobbendonk
KALE-TECH BE 0767.763.116 · Lokeren
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative