UNIMMOB
ActiveUNIMMOB has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €298k and a net result of €5k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-2
Solvency100▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.56 against 2.29 in 2024; short-term debt: 12.7% and cash: 8.1% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
1.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €298k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
29 d early
2023
26 d late
2022
62 d early
2021
34 d early
2020
61 d early
2019
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€298k▲ 0.2%
2024 · €298k
2018: €245k
2019: €377k
2020: €351k
2021: €345k
2022: €277k
2023: €270k
2024: €298k
2018 → 2025
Total assets
€374k▼ 17.5%
2024 · €454k
2018: €497k
2019: €464k
2020: €478k
2021: €486k
2022: €482k
2023: €468k
2024: €454k
2018 → 2025
Net result
€5k▼ 63.9%
2024 · €12k
2018: €-1k
2019: €76
2020: €-23k
2021: €-2k
2022: €-19k
2023: €60k
2024: €12k
2018 → 2025
Working capital
€74k▼ 47.5%
2024 · €141k
2018: €51k
2019: €212k
2020: €106k
2021: €79k
2022: €37k
2023: €17k
2024: €141k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€345k-€277k▼ 19.6%€270k▼ 2.7%€298k▲ 10.4%€298k▲ 0.2%
Operating result€2k-€4k▲ 164%€83k▲ 1,848%€15k▼ 82.5%€6k▼ 57.0%
Net result€-2k-€-19k▼ 1,120%€60k€12k▼ 79.1%€5k▼ 63.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €374k
Fixed assets
€253k▲ 24.1%
Current assets
€121k▼ 51.5%
Equity and liabilities €374k
Equity
€298k▲ 0.2%
Provisions
€26k▼ 4.5%
Debt
€50k▼ 61.1%
The debt ratio falls from 28.3% to 13.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▼
2024 · €29k
Cash flow
€24k▼
2024 · €27k
Solvency
79.7%▲
2024 · 65.6%
Current ratio
2.56▲
2024 · 2.29
Quick ratio
2.56▲
2024 · 2.29
Debt / equity
0.17▼
2024 · 0.43
ROE
1.5%▼
2024 · 4.2%
ROA
1.2%▼
2024 · 2.8%
Interest coverage
15.36▲
2024 · 14.62
Debt
€50k▼
2024 · €128k
Debt ≤ 1 year
€47k▼
2024 · €109k
Debt > 1 year
€3k▼
2024 · €19k
Income taxes
€55▲
2024 · €36
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€454k€374k▼
Fixed assets21/28€204k€253k▲
Intangible fixed assets21€27k€17k▼
Tangible fixed assets22/27€102k€161k▲
Land and buildings22€89k€84k▼
Plant, machinery and equipment23€13k€15k▲
Furniture and vehicles24€490€62k▲
Financial fixed assets28€75k€75k=
Current assets29/58€250k€121k▼
Amounts receivable after more than one year29€125k-
Other amounts receivable291€125k-
Amounts receivable within one year40/41€73k€91k▲
Trade receivables40€15k€12k▼
Other amounts receivable41€58k€78k▲
Cash at bank and in hand54/58€52k€30k▼
Equity and liabilities
Total equity and liabilities10/49€454k€374k▼
Equity10/15€298k€298k▲
Contributions10/11€30k€30k=
Outside capital11€30k€30k=
Other1109/19€30k€30k=
Reserves13€268k€269k▲
Tax-exempt reserves132€91k€87k▼
Distributable reserves133€177k€181k▲
Provisions and deferred taxes16€27k€26k▼
Provisions for liabilities and charges160/5€27k€26k▼
Taxes161€27k€26k▼
Amounts payable17/49€128k€50k▼
Amounts payable after more than one year17€19k€3k▼
Financial debts170/4€19k€3k▼
Amounts payable within one year42/48€109k€47k▼
Current portion of amounts payable after more than one year42€6k-
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€7k€1k▼
Taxes450/3€7k€1k▼
Other amounts payable47/48€89k€40k▼
Income statement
Code20242025
Non-recurring operating income76A€5k€5k▲
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€20k▲
Other operating charges640/8€2k€932▼
Non-recurring operating charges66A€45€63▲
Gross operating margin9900€31k€28k▼
Operating profit (loss)9901€15k€6k▼
Financial income75/76B€4€8▲
Recurring financial income75€4€8▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€13k€5k▼
Income taxes67/77€36€55▲
Profit (loss) for the period9904€12k€5k▼
Profit (loss) for the period to be appropriated9905€12k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€5k▼
Transfer to equity691/2€12k€5k▼
To other reserves6921€12k€5k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.29
Current ratio from 1.11 to 2.29; short-term debt falls from €151k to €109k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €60k
Net result €60k after 3 loss-making years.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-23k ▼30065%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €76
Net result €76 after one loss-making year.
31-12
Financial
Liquidity times 7current ratio 8.68
Current ratio from 1.27 to 8.68; short-term debt falls from €184k to €28k.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Résédalaan 161910 KampenhoutGround area
1,078 m²
Building footprint
93 m²
Volume, LiDAR
540 m³
Parcel 23008D0680/00R015, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UNIMMOB
since 19822.102.329.795
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23008D0680/00R015 | Flanders | 1,078 m² | 1 · 93 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bureau Immobilière Laurent Hoessen
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HOET Properties
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VANDERBEKEN IMMO & PROJECTS
BE 0425.973.223
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HUTIMO
BE 0434.182.985
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,965 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-1981
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.