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UNILOVI

Active
Private limited companyfounded 2024active for 2 yearsIeperstraat 60A, 8700 Tielt, BelgiumKBO/BCE: BE 1009.037.847

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

UNILOVI has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,818 and a net result of €5,661. Its solvency ranks better than 29% of 2,598 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 02-05-2024 Normal situation
Activity
Sports and recreation education NACE 85510and 2 others
Establishment unit
2.359.684.158 8700 Tielt, since 02-05-2024
Financial year end
30 September
Peppol
Reachable since 17-09-2025

Board and ownership

Board

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-09-2025
Gross margin
€37,430
▼ 2.0%
Turnover
≈ €150,000
estimated
Profit
€5,661
▼ 70.4%
Equity
€27,818
▲ 25.5%
Total assets
€159,896
▼ 5.7%
Filed on 30-04-2026, on timeat the National Bank
Score breakdownraises riskFounded in 2024lowers riskSector: Education (NACE 85)Size: total assets €159,896Figures for financial year 2025 (filed on 30-04-2026)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of micro companies in education (NACE 85)
Financial strength · tick: 2024
Weak
Solvency 42+4
equity 17.4% of total assets
Liquidity 17+3
short-term debt 82.6% · cash 10.0%
Profitability 73-10
return on assets 3.5%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,820 companies, NACE 85, micro)
Last 24 months 06-2025: 0.2%lowest value 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%▲ +0.3 percentage points vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.8%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.6 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.29 (0.27 in 2024), below 1. Short-term debt is 82.6% and cash 10% of total assets. 82.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 28% of them on solvency, 9% on liquidity, 47% on profitability and 74% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Education (NACE 85)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €159,896
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
on the day
2024
16 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 8 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Comparable companies

These companies have the same main activity as UNILOVI: sports and recreation education (NACE 85510). They are comparable in size and age: total assets between €102,000 and €174,000, founded between 2023 and 2025.

CompanyTotal assetsGross margin
UNILOVI Tielt€159,896€37,430
Chup Harelbeke€101,961€36,061
W R B Lede€154,959€26,876
VAN LAEKE Eeklo€117,133€48,478
L' Exclusif Mons€174,264€35,673
A.S. Consult Malmedy€119,813€56,993
Phoenix Sint-Truiden€154,067€60,910
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about UNILOVI

What is the company number of UNILOVI?
The company number of UNILOVI is 1009.037.847. The VAT number is the same number with BE in front: BE 1009.037.847.
Where is UNILOVI based?
The registered office is at Ieperstraat 60A, 8700 Tielt.Company details
What does UNILOVI do?
According to the KBO register, the main activity is sports and recreation education (NACE 85510).
What is the legal form of UNILOVI?
The legal form of UNILOVI is Private limited company (BV).
When was UNILOVI founded?
UNILOVI was founded on 02-05-2024.
Is UNILOVI still active?
Yes, UNILOVI is an active enterprise in the KBO register.
What is the turnover of UNILOVI?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €37,430 and 2,949 comparable companies of the same size. It probably lies between €91,000 and €270,000. It is a rough estimate.Financials
Is UNILOVI profitable?
In financial year 2025, UNILOVI made a profit of €5,661.
Where can I find the annual accounts of UNILOVI?
UNILOVI filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of UNILOVI due?
UNILOVI must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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