A.S. Consult
ActiveA.S. Consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €37k. Its solvency ranks better than 72% of 676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▼-1
Growth52
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 3.38 against 3.38 in 2024; short-term debt: 25.9% and cash: 32.1% of total assets), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.1%
Return on assets
30.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
33 d late
2024
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€89k▲ 71.0%
2024 · €52k
2024: €52k
2024 → 2025
Total assets
€120k▲ 77.6%
2024 · €67k
2024: €67k
2024 → 2025
Net result
€37k▼ 26.2%
2024 · €50k
2024: €50k
2024 → 2025
Working capital
€74k▲ 135%
2024 · €31k
2024: €31k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€52k-€89k▲ 71.0%
Operating result€63k-€48k▼ 23.5%
Net result€50k-€37k▼ 26.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€15k▼ 35.1%
Current assets
€105k▲ 135%
Equity and liabilities €120k
Equity
€89k▲ 71.0%
Debt
€31k▲ 99.6%
The debt ratio rises from 23.1% to 25.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▼
2024 · €64k
Cash flow
€45k▼
2024 · €51k
Solvency
74.1%▼
2024 · 76.9%
Current ratio
3.38▲
2024 · 3.38
Quick ratio
3.38▲
2024 · 3.38
Debt / equity
0.35▲
2024 · 0.30
ROE
41.5%▼
2024 · 96.1%
ROA
30.8%▼
2024 · 74.0%
Interest coverage
212.10▼
2024 · 1681.99
Debt
€31k▲
2024 · €16k
Debt ≤ 1 year
€31k▲
2024 · €13k
Debt > 1 year
€22▼
2024 · €2k
Income taxes
€11k▼
2024 · €13k
Staff costs
€344▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€67k€120k▲
Fixed assets21/28€23k€15k▼
Tangible fixed assets22/27€23k€15k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€18k€12k▼
Current assets29/58€45k€105k▲
Amounts receivable within one year40/41€8k€6k▼
Trade receivables40€8k€6k▼
Other amounts receivable41€125-
Current investments50/53-€60k
Cash at bank and in hand54/58€37k€38k▲
Deferred charges and accrued income490/1-€919
Equity and liabilities
Total equity and liabilities10/49€67k€120k▲
Equity10/15€52k€89k▲
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Profit (loss) carried forward14€50k€87k▲
Amounts payable17/49€16k€31k▲
Amounts payable after more than one year17€2k€22▼
Other amounts payable178/9€2k€22▼
Amounts payable within one year42/48€13k€31k▲
Trade debts44€320€2k▲
Suppliers440/4€320€2k▲
Taxes, remuneration and social security45€13k€29k▲
Taxes450/3€13k€29k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€344▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€8k▲
Other operating charges640/8€128€567▲
Gross operating margin9900€65k€57k▼
Operating profit (loss)9901€63k€48k▼
Financial charges65/66B€38€264▲
Recurring financial charges65€38€264▲
Profit (loss) for the period before taxes9903€63k€48k▼
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€50k€37k▼
Profit (loss) for the period to be appropriated9905€50k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€87k▲
Profit (loss) brought forward from the previous period14P-€50k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 33 days late
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 41 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mont-Route des Trôs Marèts 21A4960 Malmedy1 establishment unit
A.S. Consult
since 20242.370.320.803
Similar companies · same sector, comparable size
CoproLink
BE 0839.622.595
Profondeville · Eq €89k
WHYE
BE 0741.872.529
Zonhoven · Eq €89k
Shibumi
BE 0434.165.268
Beringen · Eq €89k
THE LUCKY PONY
BE 0789.520.711
Machelen (Brab.) · Eq €89k
Blooming Riders
BE 0691.838.147
Elsene · Eq €88k
Of 13,489 companies in sector 85510 we hold annual accounts for 717. 528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2024
Fiscal year end31-12
Activities, NACEBEL
85510Sports and recreation education
43990Other specialised construction activities
43999Specialised construction activities
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filings
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.