Uniliving Antwerp

Active

Private limited companyfounded 20242 yrs activeWaterlaatstraat 49, 2970 Schilde, BelgiumKBO/BCE: BE 1005.614.539

Uniliving Antwerp has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.18M and a net result of €19k. Its solvency ranks better than 31% of 1893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

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Checked score

Score 2025

54 / 100

Fair▲ +18 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability8▲+8

Solvency39▼-18

Growth78

Stability82

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €65k at 30 days only on tighter terms

Liquidity short (current ratio 0.06 against 0.13 in 2024), and 68.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 63

Relative position

BE, all sectors

reference

Sector 63

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

31.4%

Return on assets

0.5%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

22 d early

2024

1 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€1.18M▲ 2.3%

2024 · €1.15M

2024: €1.15M

2024 → 2025

Total assets

€3.75M▲ 45.7%

2024 · €2.57M

2024: €2.57M

2024 → 2025

Net result

€19k

2024 · €-75k

2024: €-75k

2024 → 2025

Working capital

€-1.44M▼ 121%

2024 · €-651k

2024: €-651k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€1.15M-€1.18M▲ 2.3%

Operating result€-59k-€45k

Net result€-75k-€19k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €45k after a loss of €59k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €3.75M

97.4%

Fixed assets €3.65M▲ 47.4%

Current assets €97k▲ 2.2%

Equity and liabilities €3.75M

31.4%

65.5%

Equity €1.18M▲ 2.3%

Provisions €113k▼ 9.6%

Debt €2.46M▲ 89.7%

The debt ratio rises from 50.4% to 65.5%: debt grows faster than equity.

Key figures and ratios

2025 value · change against 2024

EBITDA

€137k▲

2024 · €101k

Cash flow

€112k▲

2024 · €85k

Solvency

31.4%▼

2024 · 44.8%

Current ratio

0.06▼

2024 · 0.13

Quick ratio

0.06▼

2024 · 0.13

Debt / equity

2.09▲

2024 · 1.12

ROE

1.6%▲

2024 · -6.5%

ROA

0.5%▲

2024 · -2.9%

Interest coverage

4.51▼

2024 · 6.23

Debt

€2.46M▲

2024 · €1.29M

Debt ≤ 1 year

€1.53M▲

2024 · €746k

Debt > 1 year

€916k▲

2024 · €549k

Income taxes

€259▲

2024 · €255

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€2.57M€3.75M▲

Fixed assets21/28€2.48M€3.65M▲

Tangible fixed assets22/27€2.48M€3.65M▲

Land and buildings22€2.44M€3.60M▲

Furniture and vehicles24€39k€49k▲

Financial fixed assets28€590€590=

Current assets29/58€95k€97k▲

Amounts receivable within one year40/41€75k€50k▼

Trade receivables40€63k€50k▼

Other amounts receivable41€12k-

Cash at bank and in hand54/58€17k€43k▲

Deferred charges and accrued income490/1€3k€4k▲

Equity and liabilities

Total equity and liabilities10/49€2.57M€3.75M▲

Equity10/15€1.15M€1.18M▲

Contributions10/11€39k€39k=

Reserves13€1.19M€1.16M▼

Non-distributable reserves130/1€131k€127k▼

Reserves not available under the articles1311€131k€127k▼

Tax-exempt reserves132€278k€251k▼

Distributable reserves133€779k€783k▲

Profit (loss) carried forward14€-75k€-22k▲

Provisions and deferred taxes16€125k€113k▼

Deferred taxes168€125k€113k▼

Amounts payable17/49€1.29M€2.46M▲

Amounts payable after more than one year17€549k€916k▲

Financial debts170/4€549k€916k▲

Amounts payable within one year42/48€746k€1.53M▲

Current portion of amounts payable after more than one year42€31k€55k▲

Trade debts44€4k€14k▲

Suppliers440/4€4k€14k▲

Taxes, remuneration and social security45€11k€8k▼

Taxes450/3€11k€8k▼

Other amounts payable47/48€700k€1.46M▲

Accrued charges and deferred income492/3-€7k

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€160k€92k▼

Other operating charges640/8€25k€7k▼

Gross operating margin9900€126k€144k▲

Operating profit (loss)9901€-59k€45k▲

Financial income75/76B€10€60▲

Recurring financial income75€10€60▲

Financial charges65/66B€16k€30k▲

Recurring financial charges65€16k€30k▲

Profit (loss) for the period before taxes9903€-75k€15k▲

Transfer from deferred taxes780-€5k

Income taxes67/77€255€259▲

Profit (loss) for the period9904€-75k€19k▲

Transfer from tax-exempt reserves789-€11k

Profit (loss) for the period to be appropriated9905€-75k€30k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-75k€-22k▲

Profit (loss) brought forward from the previous period14P-€-53k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

09-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Back to profitnet €19k

Net result €19k after one loss-making year.

30-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schilde · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Waterlaatstraat 492970 Schilde

Ground area

281 m²

Building footprint

96 m²

Volume, LiDAR

640 m³

Parcel 11922B0570/00F007, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Uniliving Antwerp

Waterlaatstraat 49, 2970 SchildeAccommodation

since 20242.355.468.024

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11922B0570/00F007	Flanders	281 m²	1 · 96 m²	10.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

L.V.D.C.

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MEDISCH KABINET UYTTENDAELE LUC - HUISARTS

BE 0446.942.841

Evergem · Eq €1.14M

Of 3,140 companies in sector 63920 we hold annual accounts for 1,516. 646 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded05-02-2024

Fiscal year end31-12

Activities, NACEBEL

63920Other information service activities

63990Computing infrastructure, data processing, hosting and other information service activities

55900Accommodation

62900Other information technology and computer services

64200Holdings

64210Activities of holding companies

68201Renting and operating of own or leased residential real estate, excluding social housing

70210Activities of head offices; management consultancy activities

73300Public relations and communication consultancy

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.