L.V.D.C.
ActiveL.V.D.C. has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.18M and a net result of €78k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 60% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-2
Solvency91▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.26 in 2024; short-term debt: 12.9% and cash: 2.3% of total assets), and 33.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.3%
Return on assets
4.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
on the day
2021
4 d early
2020
1 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.18M▲ 7.1%
2024 · €1.10M
2019: €1.03M
2020: €1.03M
2021: €1.02M
2022: €1.08M
2023: €1.08M
2024: €1.10M
2019 → 2025
Total assets
€1.77M▲ 5.7%
2024 · €1.68M
2019: €1.68M
2020: €1.65M
2021: €1.59M
2022: €1.69M
2023: €1.72M
2024: €1.68M
2019 → 2025
Net result
€78k▲ 340%
2024 · €18k
2019: €671
2020: €1k
2021: €-3k
2022: €154k
2023: €2k
2024: €18k
2019 → 2025
Working capital
€-77k▲ 50.5%
2024 · €-156k
2019: €-109k
2020: €-183k
2021: €-171k
2022: €-74k
2023: €-219k
2024: €-156k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.02M-€1.08M▲ 5.2%€1.08M▲ 0.2%€1.10M▲ 1.6%€1.18M▲ 7.1%
Operating result€23k-€188k▲ 730%€22k▼ 88.3%€52k▲ 138%€42k▼ 19.6%
Net result€-3k-€154k€2k▼ 98.4%€18k▲ 633%€78k▲ 340%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.77M
Fixed assets
€1.62M▼ 0.2%
Current assets
€152k▲ 181%
Equity and liabilities €1.77M
Equity
€1.18M▲ 7.1%
Debt
€599k▲ 3.0%
The debt ratio falls from 34.6% to 33.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€85k▼
2024 · €94k
Cash flow
€121k▲
2024 · €60k
Solvency
66.3%▲
2024 · 65.4%
Current ratio
0.66▲
2024 · 0.26
Quick ratio
0.66▲
2024 · 0.26
Debt / equity
0.51▼
2024 · 0.53
ROE
6.6%▲
2024 · 1.6%
ROA
4.4%▲
2024 · 1.1%
Interest coverage
2.65▼
2024 · 3.29
Debt
€599k▲
2024 · €581k
Debt ≤ 1 year
€230k▲
2024 · €211k
Debt > 1 year
€350k=
2024 · €350k
Income taxes
€32k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.68M€1.77M▲
Fixed assets21/28€1.62M€1.62M▼
Tangible fixed assets22/27€1.62M€1.62M▼
Land and buildings22€1.49M€1.50M▲
Other tangible fixed assets26€130k€121k▼
Financial fixed assets28€439€439=
Current assets29/58€54k€152k▲
Amounts receivable within one year40/41€24k€112k▲
Trade receivables40€22k€109k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€30k€40k▲
Deferred charges and accrued income490/1€500€500=
Equity and liabilities
Total equity and liabilities10/49€1.68M€1.77M▲
Equity10/15€1.10M€1.18M▲
Contributions10/11€862k€862k=
Capital10€862k€862k=
Issued capital100€862k€862k=
Reserves13€28k€28k=
Non-distributable reserves130/1€28k€28k=
Legal reserve130€28k€28k=
Profit (loss) carried forward14€208k€286k▲
Amounts payable17/49€581k€599k▲
Amounts payable after more than one year17€350k€350k=
Financial debts170/4€350k€350k=
Amounts payable within one year42/48€211k€230k▲
Trade debts44€9k€998▼
Suppliers440/4€9k€998▼
Taxes, remuneration and social security45€8k€24k▲
Taxes450/3€8k€24k▲
Other amounts payable47/48€194k€204k▲
Accrued charges and deferred income492/3€21k€19k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€43k▲
Other operating charges640/8€7k€14k▲
Gross operating margin9900€102k€99k▼
Operating profit (loss)9901€52k€42k▼
Financial income75/76B-€100k
Recurring financial income75-€100k
Non-recurring financial income76B-€100k
Financial charges65/66B€29k€32k▲
Recurring financial charges65€29k€32k▲
Profit (loss) for the period before taxes9903€24k€110k▲
Income taxes67/77€6k€32k▲
Profit (loss) for the period9904€18k€78k▲
Profit (loss) for the period to be appropriated9905€18k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€208k€286k▲
Profit (loss) brought forward from the previous period14P€190k€208k▲
Transfer to equity691/2€0-
To the legal reserve6920€0-
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €154k
Net result €154k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Weakest financial yearnet €-3k ▼321%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 1 day late
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornstraat 809550 HerzeleGround area
6,562 m²
Building footprint
786 m²
Volume, LiDAR
3,835 m³
2 parcels, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Doornstraat 78, 9550 Herzele
since 19992.091.529.836
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41062A0151/00P000 | Flanders | 5,462 m² | 1 · 554 m² | 8.2 m · 2 fl. |
| 41062A0114/00L000 | Flanders | 1,100 m² | 1 · 232 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,150 companies in sector 63920 we hold annual accounts for 1,522. 648 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-01-1999
Fiscal year end30-06
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
74151
82990Other business support services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.