UNIDAY
ActiveSummary
UNIDAY has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.7m and a net result of -€156,241. Equity is growing by ~70.9% per year across the filed fiscal years. Its solvency ranks better than 71% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability64▼-4
Solvency93▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200,000 at 30 days acceptable
Liquidity ample (current ratio 3.97 against 6.65 in 2024; short-term debt: 3.4% and cash: 0.6% of total assets), and 31.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.2%
Return on assets
-3.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
26 d late
2022
16 d late
2021
on the day
2020
10 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#2 company by equity in Linkebeek#2 company by total assets in Linkebeek, Wholesale and retail trade sector#5 oldest company in Linkebeek, Wholesale and retail trade sector
Equity
€2.7m▲ 27.6%
2024 · €2.2m
Total assets
€4.0m▲ 61.0%
2024 · €2.5m
Net result
-€156,241▼ 1,100%
2024 · -€13,023
Working capital
€402,989▼ 34.1%
2024 · €611,787
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,286▼ 99.5%€20,369▲ 375%-€40,908-€25,157▲ 38.5%-€175,863▼ 599%
Net result€8,693within the sector's middle half▼ 98.5%€19,731within the sector's middle half▲ 127%-€28,431below the sector's middle half-€13,023below the sector's middle half▲ 54.2%-€156,241below the sector's middle half▼ 1,100%
Equity€620,154above the sector's middle half▲ 1.4%€639,885above the sector's middle half▲ 3.2%€2.2mabove the sector's middle half▲ 239%€2.2mabove the sector's middle half▼ 0.6%€2.7mabove the sector's middle half▲ 27.6%
Total assets€913,730above the sector's middle half▲ 2.6%€949,872above the sector's middle half▲ 4.0%€2.5mabove the sector's middle half▲ 161%€2.5mabove the sector's middle half▲ 1.0%€4.0mabove the sector's middle half▲ 61.0%
Debt€47,800▲ 44.0%€64,211▲ 34.3%€71,373▲ 11.2%€120,959▲ 69.5%€1.1m▲ 781%
Working capital€555,531above the sector's middle half▼ 35.5%€585,848above the sector's middle half▲ 5.5%€573,888above the sector's middle half▼ 2.0%€611,787above the sector's middle half▲ 6.6%€402,989above the sector's middle half▼ 34.1%
Solvency67.9%above the sector's middle half▼ 0.8pp67.4%above the sector's middle half▼ 0.5pp87.4%above the sector's middle half▲ 20.1pp86.1%above the sector's middle half▼ 1.4pp68.2%within the sector's middle half▼ 17.9pp
Current ratio16.81above the sector's middle half▼ 14.4514.46above the sector's middle half▼ 2.3610.78above the sector's middle half▼ 3.686.65above the sector's middle half▼ 4.133.97above the sector's middle half▼ 2.68
Return on assets (ROA)1.0%within the sector's middle half▼ 64.9pp2.1%within the sector's middle half▲ 1.1pp-1.1%within the sector's middle half▼ 3.2pp-0.5%within the sector's middle half▲ 0.6pp-3.9%below the sector's middle half▼ 3.4pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €175,863 in 2025 against €25,157 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.0m
Fixed assets
€3.5m ▲ 95.8%
Current assets
€538,802 ▼ 25.2%
Equity and liabilities €4.0m
Equity
€2.7m ▲ 27.6%
Provisions
€215,763 ▼ 5.4%
Debt
€1.1m ▲ 781%
Debt's share of the balance-sheet total rises from 4.8% to 26.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€107,136▲
2024 · €38,053
Cash flow
€126,758▲
2024 · €50,188
Debt to equity
0.39▲
2024 · 0.06
ROE
-5.7%▼
2024 · -0.6%
Interest coverage
533.76▲
2024 · 209.12
Debt ≤ 1 year
€135,813▲
2024 · €108,286
Debt > 1 year
€930,091▲
2024 · €12,673
Income taxes
-€2,234▼
2024 · €9,683
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.1%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €715 | €2,586 | €34,555 | €63,211 | €282,999 | ▲ 348% |
| Other operating charges640/8 | - | €1,011 | €12,178 | €3,610 | €7,942 | ▲ 120% |
| Non-recurring operating charges66A | - | - | €216 | - | €53 | - |
| Gross operating margin9900 | €12,942 | €23,966 | €6,041 | €41,663 | €115,131 | ▲ 176% |
| Operating profit (loss)9901 | €4,286 | €20,369 | -€40,908 | -€25,157 | -€175,863 | ▼ 599% |
| Financial income75/76B | - | €8,987 | €7,234 | €9,711 | €5,301 | ▼ 45.4% |
| Recurring financial income75 | €9,997 | €8,987 | €7,234 | €9,711 | €5,301 | ▼ 45.4% |
| Financial charges65/66B | - | €214 | €192 | €182 | €201 | ▲ 10.3% |
| Recurring financial charges65 | €284 | €214 | €192 | €182 | €201 | ▲ 10.3% |
| Profit (loss) for the period before taxes9903 | €13,999 | €29,142 | -€33,866 | -€15,629 | -€170,764 | ▼ 993% |
| Transfer from deferred taxes780 | - | - | €5,435 | €12,289 | €12,289 | = |
| Income taxes67/77 | €5,306 | €9,411 | - | €9,683 | -€2,234 | ▼ 123% |
| Profit (loss) for the period9904 | €8,693 | €19,731 | -€28,431 | -€13,023 | -€156,241 | ▼ 1,100% |
| Transfer from tax-exempt reserves789 | - | - | €16,305 | €29,255 | €29,255 | = |
| Profit (loss) for the period to be appropriated9905 | €8,693 | €19,731 | -€12,126 | €16,232 | -€126,985 | ▼ 882% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €913,730 | €949,872 | €2.5m | €2.5m | €4.0m | ▲ 61.0% |
| Fixed assets21/28 | €323,072 | €320,486 | €1.8m | €1.8m | €3.5m | ▲ 95.8% |
| Tangible fixed assets22/27 | €7,542 | €4,956 | €1.5m | €1.5m | €3.2m | ▲ 116% |
| Land and buildings22 | - | - | €1.5m | €1.5m | €3.2m | ▲ 116% |
| Furniture and vehicles24 | - | €4,956 | €2,394 | €113 | €9,546 | ▲ 8,335% |
| Financial fixed assets28 | €315,530 | €315,530 | €315,530 | €315,530 | €315,530 | = |
| Current assets29/58 | €590,658 | €629,386 | €632,588 | €720,073 | €538,802 | ▼ 25.2% |
| Amounts receivable after more than one year29 | - | - | €607,397 | €568,019 | €400,000 | ▼ 29.6% |
| Other amounts receivable291 | - | - | €607,397 | €568,019 | €400,000 | ▼ 29.6% |
| Amounts receivable within one year40/41 | €581,389 | €617,532 | €17,714 | €126,911 | €111,767 | ▼ 11.9% |
| Trade receivables40 | - | €15,570 | €3,436 | €16,737 | €46,780 | ▲ 179% |
| Other amounts receivable41 | - | €601,962 | €14,278 | €110,174 | €64,987 | ▼ 41.0% |
| Cash at bank and in hand54/58 | €6,579 | €10,098 | €4,920 | €22,007 | €22,537 | ▲ 2.4% |
| Deferred charges and accrued income490/1 | - | €1,756 | €2,557 | €3,136 | €4,498 | ▲ 43.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €913,730 | €949,872 | €2.5m | €2.5m | €4.0m | ▲ 61.0% |
| Equity10/15 | €620,154 | €639,885 | €2.2m | €2.2m | €2.7m | ▲ 27.6% |
| Contributions10/11 | - | €18,600 | €1.6m | €1.6m | €2.3m | ▲ 47.7% |
| Reserves13 | €586,969 | €586,969 | €570,665 | €541,409 | €512,154 | ▼ 5.4% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €585,109 | €568,805 | €539,549 | €510,294 | ▼ 5.4% |
| Profit (loss) carried forward14 | €14,585 | €34,316 | €22,189 | €38,422 | -€88,564 | ▼ 331% |
| Provisions and deferred taxes16 | €245,776 | €245,776 | €240,341 | €228,052 | €215,763 | ▼ 5.4% |
| Deferred taxes168 | - | €245,776 | €240,341 | €228,052 | €215,763 | ▼ 5.4% |
| Amounts payable17/49 | €47,800 | €64,211 | €71,373 | €120,959 | €1.1m | ▲ 781% |
| Amounts payable after more than one year17 | €12,673 | €20,673 | €12,673 | €12,673 | €930,091 | ▲ 7,239% |
| Other amounts payable178/9 | - | €20,673 | €12,673 | €12,673 | €930,091 | ▲ 7,239% |
| Amounts payable within one year42/48 | €35,127 | €43,538 | €58,700 | €108,286 | €135,813 | ▲ 25.4% |
| Trade debts44 | €27,446 | €32,656 | €57,721 | €89,515 | €93,597 | ▲ 4.6% |
| Suppliers440/4 | - | €32,656 | €57,721 | €89,515 | €93,597 | ▲ 4.6% |
| Taxes, remuneration and social security45 | - | €10,882 | €978 | €18,771 | €4,362 | ▼ 76.8% |
| Taxes450/3 | - | €10,882 | €978 | €18,771 | €4,362 | ▼ 76.8% |
| Other amounts payable47/48 | - | - | - | - | €37,855 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,693 | €19,731 | -€28,431 | -€13,023 | -€156,241 | ▼ 1,100% |
| + Depreciation and write-downs630 | €715 | €2,586 | €34,555 | €63,211 | €282,999 | ▲ 348% |
| Operating cash flow (approximation) | €9,408 | €22,317 | €6,124 | €50,188 | €126,758 | ▲ 153% |
| Investment in fixed assets (approximation) | - | €0 | -€1.6m | €0 | -€2.0m | - |
| Change in cash | - | €3,519 | -€5,178 | €17,087 | €530 | ▼ 96.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
RestructuringMerger · Capital · Shareholding12 facts ▸
State Gazette act
Restructuring
Merger · Capital · Shareholding12 facts ▸
- Merger, gehele vermogen, zowel de rechten als de verplichtingen, ontbinding zonder vereffening
- Capital
- Capital
- Shareholding
- Shareholding, 99
- Share issue, no new shares
- Other statement, no cash adjustment
- Share cancellation, register cancelled
- Other statement, exemption from report, art. 12:26 § 1 laatste lid WVV
- Other statement, no special advantage to board members
- Other statement, Bijlagen-bij het Belgisch-Staatsblad-07/09/2026-Annexes du Moniteur-belge
- Other statement, 21-08-2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet -€156,241
Net result drops to -€156,241, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
30-06
Financial
Equity above €2mEq €2.2m ▲239%
Equity rises from €639,885 to €2.2m.
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
30-06
Financial
Highest result since 2019net €586,729 ▲5,144%
Operating result €834,601, net result €586,729, both a record.
30-06
Financial
Liquidity times 9current ratio 31.26
Current ratio from 3.58 to 31.26; short-term debt falls from €35,972 to €28,450.
30-06
Financial
Equity above €500,000Eq €611,461 ▲2,372%
2 profitable years in a row build equity to €611,461.
Show earlier events
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 4 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 1 establishment unit since 1991
Ground area
1,887 m²
Building footprint
226 m²
Volume, LiDAR
1,242 m³
Parcel 22003B0024/00B002, Flanders · tallest building 16.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UNIDAY
since 19912.052.595.719
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003B0024/00B002 | Flanders | 1,887 m² | 1 · 226 m² | 16.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
A)De aankoop, verkoop, taxatie, verkaveling, ontwikkeling in alle vormen en met alle technieken, met inbegrip van de promotie van alle onbebouwde en bebouwde onroerende goederen…
Full purpose (11 activities)
- A)De aankoop, verkoop, taxatie, verkaveling, ontwikkeling in alle vormen en met alle technieken, met inbegrip van de promotie van alle onbebouwde en bebouwde onroerende goederen, de huur en verhuur, het beheer en de exploitatie in alle vormen van deze gebouwen.
- B)Het bouwen, verbouwen, inrichten en alle interieurdecoratie en installatie van alle particuliere en openbare gebouwen en constructies, met alle materialen en technieken en voor alle doeleinden.
- C)Het verlenen van advies, adviezen en technische bijstand, alsmede alle diensten aan personen en ondernemingen waarvan de activiteiten verband houden met de onder a) en b) genoemde activiteiten.
- D)Tussenkomst en bijstand bij het afsluiten van alle verzekerings-, financierings- en kredietovereenkomsten met of zonder hypotheekgarantie.
- E)Tussenkomst en bijstand bij alle investerings- en plaatsingsoperaties, zowel in onroerende als in roerende goederen, alsook bij de aankoop, verkoop en exploitatie van alle octrooien en subsidies.
- Het beheren, intekenen, overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, obligaties, certificaten, schulden, kapitaal en andere effecten, uitgegeven door Belgische of buitenlandse ondernemingen, ongeacht of het gaat om commerciële of financiële ondernemingen.
- Het beheer van investeringen en deelnemingen in dochterondernemingen, de uitoefening van bestuursfuncties, het verlenen van advies, management en andere diensten in het kader van de door de vennootschap uitgeoefende activiteiten. Deze diensten kunnen worden verleend via contractuele of wettelijke aanstellingen en als externe adviseurs of organen van de cliënt.
- Het verstrekken van leningen en voorschotten, onder welke vorm en voor welke duur ook, aan verbonden ondernemingen of aan ondernemingen waarin de vennootschap een deelneming heeft, alsmede het garanderen van alle leningen die door derden aan deze verbonden ondernemingen worden toegekend.
- Advies op economisch, financieel, marketing- en managementgebied.
- Administratieve, computer- en juridische diensten.
- Het beheer, de registratie en de verhandeling, in welke vorm dan ook, van alle intellectuele eigendomsrechten, auteursrechten, tekeningen en modellen, handelsmerken, octrooien, enz.
Other statement
5 provisions in the deed
Structure & network
Owners and holdings
1 holdingOwners 0
No owner stated in the accounts, acts or LEI register we read.
Holdings 1
- IPSO FACTOsubsidiary100%
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionTook over:IPSO FACTO
Capital and shareholders
Capital over the years
- 07-09-2026 Capital stated in the act · 1,970 shares
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Of 583 companies in sector 46496 we hold annual accounts for 384. 175 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-04-1991
Fiscal year end30-06
Activities, NACEBEL 2025
46496Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0443947224
Registered
30-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.