UNIBAR
ActiveUNIBAR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €590k and a net result of €105k. Equity is growing by ~50.5% per year across the filed fiscal years. Its solvency ranks better than 22% of 5491 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 5491 sector peers (2025).
NBB · sector comparisonPosition among 5491 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
11 d early
2024
19 d early
2023
26 d early
2022
21 d early
2021
15 d early
2020
4 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€590k▲ 21.7%
2024 · €485k
2018: €97k
2019: €148k
2020: €25k
2021: €144k
2022: €270k
2023: €378k
2024: €485k
2018 → 2025
Net result
€105k▼ 2.1%
2024 · €108k
2018: €53k
2019: €52k
2020: €-123k
2021: €119k
2022: €127k
2023: €109k
2024: €108k
2018 → 2025
Total assets
€2.89M▲ 17.9%
2024 · €2.45M
2018: €262k
2019: €310k
2020: €2.01M
2021: €2.59M
2022: €2.55M
2023: €2.51M
2024: €2.45M
2018 → 2025
Solvency
20.4%▲ 0.6pp
2024 · 19.8%
2018: 36.9%
2019: 47.9%
2020: 1.2%
2021: 5.6%
2022: 10.6%
2023: 15.0%
2024: 19.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€270k▲ 87.4%€378k▲ 39.8%€485k▲ 28.2%€590k▲ 21.7%
Operating result€143k-€150k▲ 5.1%€144k▼ 4.4%€171k▲ 19.1%€164k▼ 4.5%
Net result€119k-€127k▲ 6.5%€109k▼ 14.5%€108k▼ 0.9%€105k▼ 2.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.89M
Fixed assets
€2.72M▲ 17.9%
Current assets
€169k▲ 18.2%
Equity and liabilities €2.89M
Equity
€590k▲ 21.7%
Debt
€2.30M▲ 16.9%
The debt ratio falls from 80.2% to 79.6%: equity grows faster than debt.
Key figures and ratios
Solvency
20.4%▲
2024 · 19.8%
ROE
17.8%▼
2024 · 22.2%
ROA
3.6%▼
2024 · 4.4%
Debt
€2.30M▲
2024 · €1.96M
Debt ≤ 1 year
€607k▲
2024 · €145k
Debt > 1 year
€1.69M▼
2024 · €1.82M
Income taxes
€39k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.45M€2.89M▲
Fixed assets21/28€2.31M€2.72M▲
Tangible fixed assets22/27€2.09M€2.30M▲
Land and buildings22€2.08M€2.29M▲
Plant, machinery and equipment23€2k€10k▲
Other tangible fixed assets26€2k€6k▲
Financial fixed assets28€220k€415k▲
Current assets29/58€143k€169k▲
Amounts receivable within one year40/41€31k€51k▲
Trade receivables40€12k€25k▲
Other amounts receivable41€19k€26k▲
Cash at bank and in hand54/58€109k€114k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€2.45M€2.89M▲
Equity10/15€485k€590k▲
Contributions10/11€19k€19k=
Reserves13€466k€571k▲
Distributable reserves133€466k€571k▲
Amounts payable17/49€1.96M€2.30M▲
Amounts payable after more than one year17€1.82M€1.69M▼
Financial debts170/4€1.82M€1.69M▼
Amounts payable within one year42/48€145k€607k▲
Current portion of amounts payable after more than one year42€108k€178k▲
Trade debts44-€200k
Suppliers440/4-€200k
Taxes, remuneration and social security45€18k€25k▲
Taxes450/3€18k€25k▲
Other amounts payable47/48€19k€204k▲
Accrued charges and deferred income492/3€2k€982▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89k€90k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€262k€255k▼
Operating profit (loss)9901€171k€164k▼
Financial income75/76B€3€3▲
Recurring financial income75€3€3▲
Financial charges65/66B€20k€19k▼
Recurring financial charges65€20k€19k▼
Profit (loss) for the period before taxes9903€151k€144k▼
Income taxes67/77€43k€39k▼
Profit (loss) for the period9904€108k€105k▼
Profit (loss) for the period to be appropriated9905€108k€105k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€105k▼
Transfer to equity691/2€107k€105k▼
To other reserves6921€107k€105k▼
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €590k ▲21.7%
5 profitable years in a row build equity to €590k.
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €127k ▲6.5%
Net result €127k, the highest in the series.
31-12
Financial
Equity above €200kEq €270k ▲87.4%
2 profitable years in a row build equity to €270k.
16-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €119k
Net result €119k after one loss-making year.
31-12
Financial
Equity above €100kEq €144k ▲475%
Equity rises from €25k to €144k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-123k ▼335%
Net result drops to €-123k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €148k ▲53.3%
2 profitable years in a row build equity to €148k.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Bart Vancoppenolle
CurrentDirector · since 06-12-2023
06-12-2023
Resigned as Manager
06-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Koekelare · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 778680 KoekelareGround area
1,155 m²
Building footprint
123 m²
Volume, LiDAR
649 m³
Parcel 32010A1298/00K000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UNIBAR
since 20162.254.015.526
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32010A1298/00K000 | Flanders | 1,155 m² | 1 · 123 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,460 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.