NOSEI
ActiveNOSEI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €590k and a net result of €122k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 57% of 7954 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
2 d early
2022
8 d early
2021
on the day
2020
10 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€590k▲ 14.7%
2024 · €514k
2019: €274k
2020: €351k
2021: €401k
2022: €339k
2023: €420k
2024: €514k
2019 → 2025
Net result
€122k▲ 29.0%
2024 · €94k
2019: €37k
2020: €77k
2021: €90k
2022: €69k
2023: €118k
2024: €94k
2019 → 2025
Total assets
€993k▲ 6.6%
2024 · €932k
2019: €346k
2020: €399k
2021: €442k
2022: €592k
2023: €947k
2024: €932k
2019 → 2025
Solvency
59.4%▲ 4.2pp
2024 · 55.2%
2019: 79.3%
2020: 88.0%
2021: 90.9%
2022: 57.3%
2023: 44.4%
2024: 55.2%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€401k-€339k▼ 15.5%€420k▲ 23.9%€514k▲ 22.4%€590k▲ 14.7%
Operating result€129k-€97k▼ 24.7%€172k▲ 77.4%€145k▼ 15.9%€177k▲ 22.5%
Net result€90k-€69k▼ 23.0%€118k▲ 69.7%€94k▼ 20.0%€122k▲ 29.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €993k
Fixed assets
€748k▼ 4.2%
Current assets
€245k▲ 62.7%
Equity and liabilities €993k
Equity
€590k▲ 14.7%
Debt
€403k▼ 3.4%
The debt ratio falls from 44.8% to 40.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
59.4%▲
2024 · 55.2%
ROE
20.6%▲
2024 · 18.3%
ROA
12.2%▲
2024 · 10.1%
Debt
€403k▼
2024 · €418k
Debt ≤ 1 year
€87k▲
2024 · €72k
Debt > 1 year
€316k▼
2024 · €346k
Income taxes
€52k▲
2024 · €43k
Staff costs
€24k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€932k€993k▲
Fixed assets21/28€781k€748k▼
Tangible fixed assets22/27€755k€748k▼
Land and buildings22€755k€736k▼
Plant, machinery and equipment23€0€2k▲
Furniture and vehicles24-€11k
Financial fixed assets28€26k€0▼
Current assets29/58€151k€245k▲
Amounts receivable after more than one year29-€5k
Other amounts receivable291-€5k
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€102k€141k▲
Trade receivables40€73k€116k▲
Other amounts receivable41€29k€25k▼
Cash at bank and in hand54/58€45k€96k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€932k€993k▲
Equity10/15€514k€590k▲
Contributions10/11€6k€6k=
Reserves13€507k€583k▲
Distributable reserves133€507k€583k▲
Profit (loss) carried forward14€932€932=
Amounts payable17/49€418k€403k▼
Amounts payable after more than one year17€346k€316k▼
Financial debts170/4€346k€315k▼
Other amounts payable178/9-€760
Amounts payable within one year42/48€72k€87k▲
Current portion of amounts payable after more than one year42€30k€31k▲
Financial debts43€2k€403▼
Other loans439€2k€403▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€34k€53k▲
Taxes450/3€30k€50k▲
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€2k€760▼
Income statement
Code20242025
Remuneration, social security and pensions62€23k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€22k▲
Other operating charges640/8€8k€3k▼
Gross operating margin9900€195k€227k▲
Operating profit (loss)9901€145k€177k▲
Financial income75/76B€1k€913▼
Recurring financial income75€1k€913▼
Financial charges65/66B€8k€5k▼
Recurring financial charges65€8k€5k▼
Profit (loss) for the period before taxes9903€138k€173k▲
Income taxes67/77€43k€52k▲
Profit (loss) for the period9904€94k€122k▲
Profit (loss) for the period to be appropriated9905€94k€122k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€123k▲
Profit (loss) brought forward from the previous period14P€932€932=
Transfer from equity791/2€0€46k▲
Transfer to equity691/2€94k€122k▲
To other reserves6921€94k€122k▲
Profit to be distributed694/7€0€46k▲
Return on contributions (dividend)694€0€46k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €122k ▲29%
Operating result €177k, net result €122k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €500kEq €514k ▲22.4%
6 profitable years in a row build equity to €514k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
30-06
Financial
Liquidity triplescurrent ratio 3.30
Current ratio from 1.21 to 3.30; short-term debt falls from €72k to €48k.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 5 days late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
DE COOMAN Vincent
CurrentDirector · since 17-04-2023
17-04-2023
Appointed as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kattenberg 529000 GentGround area
1.7 ha
Building footprint
406 m²
Parcel 44805E0745/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
NOSEI
since 20072.162.177.609
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44805E0745/00M000 | Flanders | 1.7 ha | 1 · 406 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DVD INVEST
BE 0632.497.408
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UNIBAR
BE 0654.882.929
Koekelare · Eq €590k
Panach Invest
BE 0656.706.925
Zonhoven · Eq €590k
NIHAM
BE 0737.512.081
Ukkel · Eq €590k
Unison
BE 0763.789.084
Brecht · Eq €590k
Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 13,455 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2007
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.