UNI4SE
UNI4SE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.45M and a net result of €-84k. Equity is shrinking by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 24% of 678 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1.45M |
| Net result | €-84k |
| Better than sector | 24% |
| Active | 5 yrs |
Fragile profile, watch profitability in particular.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 16.8% | 44.9% | |
| Net result | €-84k | €48k | |
| Equity | €1.45M | €1.36M | |
| Gross operating margin | €16k | €42k | |
| Employees (FTE) | 0.0 | 1.4 |
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-84k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €8.59M |
| Equity | €1.45M |
| Debt | €7.15M |
| of which ≤ 1y | €146k |
| of which > 1y | €7.00M |
| Working capital | n/a |
| Employees (FTE) | 0.0 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 16.8% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -1.0% |
| ROE | -5.8% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €8.59M |
| Fixed assets | 21/28 | €8.19M |
| Financial fixed assets | 28 | €8.19M |
| Current assets | 29/58 | €401k |
| Amounts receivable within one year | 40/41 | €175k |
| Cash & bank | 54/58 | €227k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €8.59M |
| Equity | 10/15 | €1.45M |
| Contributions / capital | 10/11 | €2.00M |
| Accumulated profits (losses) | 14 | €-553k |
| Amounts payable | 17/49 | €7.15M |
| Amounts payable after one year | 17 | €7.00M |
| Amounts payable within one year | 42/48 | €146k |
| Trade debts payable within one year | 44 | €145k |
| Income statement | ||
| Gross operating margin | 9900 | €16k |
| Operating result | 9901 | €14k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €98k |
| Result before taxes | 9903 | €-84k |
| Net result for the period | 9904 | €-84k |
| Result to be appropriated | 9905 | €-84k |
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 17-06-2021 |
| Status | Active |
| Postal code | 4950 |
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | UNI4SE |