UNI
ActiveUNI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €38k and a net result of €9k. Equity is growing by ~56.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 15866 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency28▲+3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.16 in 2023), and 81.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.1%
Return on assets
4.3%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
19 d late
2022
11 d late
2021
211 d late
2020
26 d late
2019
151 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€45k▼ 62.1%
2019 · €118k
2018: €149k
2019: €118k
2018 → 2020
EBIT margin
-36.8%▼ 24.4pp
2019 · -12.4%
2018: -36.7%
2019: -12.4%
2018 → 2020
Net result
€9k▼ 73.0%
2023 · €33k
2018: €-55k
2019: €-15k
2020: €-17k
2021: €39k
2022: €17k
2023: €33k
2018 → 2024
Working capital
€36k▲ 33.9%
2023 · €27k
2018: €-10k
2019: €-32k
2020: €-57k
2021: €-21k
2022: €-4k
2023: €27k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€45k-
Equity€-61k-€-21k▲ 64.8%€-4k▲ 80.8%€29k€38k▲ 30.9%
Operating result€-16k-€40k€26k▼ 34.8%€43k▲ 66.0%€15k▼ 64.7%
Net result€-17k-€39k€17k▼ 56.0%€33k▲ 91.8%€9k▼ 73.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 65% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €210k
Fixed assets
€3k=
Current assets
€208k▲ 10.4%
Equity and liabilities €210k
Equity
€38k▲ 30.9%
Debt
€172k▲ 6.5%
The debt ratio falls from 84.7% to 81.9%: equity grows faster than debt.
Key figures and ratios
Solvency
18.1%▲
2023 · 15.3%
Current ratio
1.21▲
2023 · 1.16
Quick ratio
0.34▼
2023 · 0.45
Debt / equity
4.52▼
2023 · 5.55
ROE
23.6%▼
2023 · 114.1%
ROA
4.3%▼
2023 · 17.4%
Debt
€172k▲
2023 · €162k
Debt ≤ 1 year
€172k▲
2023 · €162k
Income taxes
€6k▼
2023 · €9k
Staff costs
€2k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€191k€210k▲
Fixed assets21/28€3k€3k=
Financial fixed assets28€3k€3k=
Current assets29/58€188k€208k▲
Stocks and contracts in progress3€116k€150k▲
Stocks30/36€116k€150k▲
Amounts receivable within one year40/41€25k€50k▲
Trade receivables40€24k€50k▲
Other amounts receivable41€12€0▼
Cash at bank and in hand54/58€48k€7k▼
Deferred charges and accrued income490/1-€386
Equity and liabilities
Total equity and liabilities10/49€191k€210k▲
Equity10/15€29k€38k▲
Contributions10/11€19k€19k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€7k€16k▲
Amounts payable17/49€162k€172k▲
Amounts payable within one year42/48€162k€172k▲
Financial debts43-€502
Credit institutions430/8-€502
Trade debts44€38k€26k▼
Suppliers440/4€38k€26k▼
Taxes, remuneration and social security45€16k€22k▲
Taxes450/3€7k€22k▲
Remuneration and social security454/9€9k€0▼
Other amounts payable47/48€107k€123k▲
Income statement
Code20232024
Remuneration, social security and pensions62€4k€2k▼
Other operating charges640/8€4k€11k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€52k€29k▼
Operating profit (loss)9901€43k€15k▼
Financial income75/76B€22€288▲
Recurring financial income75€22€288▲
Financial charges65/66B€537€888▲
Recurring financial charges65€537€888▲
Profit (loss) for the period before taxes9903€42k€15k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€33k€9k▼
Profit (loss) for the period to be appropriated9905€33k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€16k▲
Profit (loss) brought forward from the previous period14P€-26k€7k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
27-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 211 days late
2021
31-12
Financial
Back to profitnet €39k
Net result €39k after 3 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 151 days late
11-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 499 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Carnotstraat 372060 AntwerpenGround area
701 m²
Building footprint
627 m²
Volume, LiDAR
14,554 m³
2 parcels, Flanders · tallest building 27.2 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
Carnotstraat 37, 2060 Antwerpen
since 20082.173.971.720
UNI
since 20232.353.956.804
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H0947/00C000 | Flanders | 404 m² | 1 · 329 m² | 26.9 m · 8 fl. |
| 11808H0555/00C000 | Flanders | 298 m² | 1 · 298 m² | 27.2 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CLOETENS
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Devinity
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FUTURE IT
BE 0658.778.666
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COMPU GENK
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Genk · Eq €38k
Of 2,120 companies in sector 46500 we hold annual accounts for 1,400. 817 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2008
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46520Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
46495Wholesale trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.