Une Ecole pour Tous
ActiveUne Ecole pour Tous has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €155k and a net result of €-885. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 514 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability37▼-2
Solvency48▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 6.56 against 5.25 in 2023; short-term debt: 15.3% and cash: 95% of total assets), but 77% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23%
Return on assets
-0.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
on the day
2022
365 d late
2021
30 d late
2020
111 d late
2019
62 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-885
2023 · €3k
2018: €13k
2019: €10k
2020: €15k
2021: €96k
2022: €6k
2023: €3k
2018 → 2024
Working capital
€572k▲ 0.9%
2023 · €567k
2018: €402k
2019: €406k
2020: €462k
2021: €556k
2022: €574k
2023: €567k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€50k-€147k▲ 191%€153k▲ 4.3%€156k▲ 1.9%€155k▼ 0.6%
Operating result€15k-€97k▲ 554%€7k▼ 92.6%€3k▼ 59.0%€-1k
Net result€15k-€96k▲ 554%€6k▼ 93.5%€3k▼ 54.4%€-885
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €1k after €3k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €675k
Equity
€155k▼ 0.6%
Provisions
€368k▲ 1.7%
Debt
€152k▼ 16.6%
The debt ratio falls from 26.1% to 22.6%. Equity and debt are lower.
Key figures and ratios
Solvency
23.0%▲
2023 · 22.3%
Current ratio
6.56▲
2023 · 5.25
Quick ratio
6.56▲
2023 · 5.25
Debt / equity
0.98▼
2023 · 1.17
ROE
-0.6%▼
2023 · 1.8%
ROA
-0.1%▼
2023 · 0.4%
Debt
€152k▼
2023 · €183k
Debt ≤ 1 year
€103k▼
2023 · €133k
Debt > 1 year
€49k=
2023 · €49k
Staff costs
€1.38M▲
2023 · €1.35M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€700k€675k▼
Current assets29/58€700k€675k▼
Amounts receivable within one year40/41€42k€34k▼
Trade receivables40€42k€34k▼
Cash at bank and in hand54/58€658k€641k▼
Equity and liabilities
Total equity and liabilities10/49€700k€675k▼
Equity10/15€156k€155k▼
Reserves13€90k€90k=
Profit (loss) carried forward14€66k€65k▼
Provisions and deferred taxes16€362k€368k▲
Provisions for liabilities and charges160/5€362k€368k▲
Pensions and similar obligations160€277k€368k▲
Major repairs and maintenance162€85k-
Amounts payable17/49€183k€152k▼
Amounts payable after more than one year17€49k€49k=
Financial debts170/4€49k€49k=
Amounts payable within one year42/48€133k€103k▼
Trade debts44€38k€2k▼
Suppliers440/4€38k€2k▼
Taxes, remuneration and social security45€95k€101k▲
Remuneration and social security454/9€95k€101k▲
Income statement
Code20232024
Remuneration, social security and pensions62€1.35M€1.38M▲
Non-recurring operating charges66A€2k€5k▲
Gross operating margin9900€1.34M€1.39M▲
Operating profit (loss)9901€3k€-1k▼
Financial income75/76B€0€374▲
Recurring financial income75€0€374▲
Financial charges65/66B€90€57▼
Recurring financial charges65€90€57▼
Profit (loss) for the period before taxes9903€3k€-885▼
Profit (loss) for the period9904€3k€-885▼
Profit (loss) for the period to be appropriated9905€3k€-885▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€65k▼
Profit (loss) brought forward from the previous period14P€63k€66k▲
Social balance
Average headcount (FTE)908722.526.4▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-885 ▼131%
Net result drops to €-885, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 365 days late
2022
31-12
Financial
Equity above €150kEq €153k ▲4.3%
5 profitable years in a row build equity to €153k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €96k ▲554%
Operating result €97k, net result €96k, both a record.
31-12
Financial
Equity above €100kEq €147k ▲191%
4 profitable years in a row build equity to €147k.
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 111 days late
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 62 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 71 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 144 days late
2016
16-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 138 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 8 establishment units since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Libramont,Rue de la Fontaine 26800 Libramont-ChevignyGround area
9.9 ha
Building footprint
6,142 m²
Volume, LiDAR
45,635 m³
7 parcels, Wallonia · tallest building 17.1 m, ±4 floors. Linked by address, not a title deed.
8 establishment units
Une Ecole pour Tous
since 19932.155.746.014
Une Ecole pour Tous
since 19932.155.746.113
Une Ecole pour Tous
since 19932.155.746.212
Une Ecole pour Tous
since 19932.155.746.410
Une Ecole pour Tous
since 19932.155.746.707
Une Ecole pour Tous
since 19932.155.747.103
Show 2 more locations
Une Ecole pour Tous
since 19932.155.747.202
Une Ecole pour Tous
since 20192.292.990.522
7 parcels
Wallonia
7
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81001A1469/00F000 | Wallonia | 7.1 ha | 1 · 454 m² | 10.1 m · 1 fl. |
| 84009C0165/00K000 | Wallonia | 9,104 m² | 1 · 1,666 m² | 17.1 m · 4 fl. |
| 82026D0228/00G000 | Wallonia | 8,762 m² | 1 · 1,673 m² | 9.1 m · 2 fl. |
| 82003E1303/00Y004 | Wallonia | 7,963 m² | 1 · 2,142 m² | 9.6 m · 2 fl. |
| 84035C0002/00V003 | Wallonia | 568 m² | 1 · 59 m² | 9.3 m · 3 fl. |
| 84050A1334/00Z002indicative | Wallonia | 513 m² | 1 · 74 m² | 7.9 m · 2 fl. |
| 84043A0174/00D002 | Wallonia | 499 m² | 1 · 73 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 7
6 of 7 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2024 to 2025 · 4 entries · 1,715,096 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 2 | 886,427 EUR |
| 2024 | 2 | 828,669 EUR |
Budget allocations
Sub. - PV : AES 2
Sub. - PV : AES 1
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Of 1,590 companies in sector 88911 we hold annual accounts for 707. 536 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded15-12-1993
Fiscal year end31-12
Activities, NACEBEL
85321
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.