Les Benjamins

Active

Non-profit associationfounded 199035 yrs activeMadeliefjeserf(Biz) 60, 7783 Comines-Warneton, BelgiumKBO/BCE: BE 0443.308.509

Les Benjamins has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €424k and a net result of €2k. Its solvency ranks better than 75% of 463 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

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Checked score

Score 2025

86 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability51

Solvency98

Growth-

Track record85

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €18k at 30 days acceptable

Liquidity ample (current ratio 3.66; short-term debt: 27.1% and cash: 78.5% of total assets), and 27.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 88

Relative position

BE, all sectors

reference

Sector 88

lower

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

72.9%

Return on assets

0.4%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 9 filings

Deviation from the deadline

2025

7 d late

2013

51 d early

2012

69 d late

2011

140 d late

2010

173 d late

2009

8 d early

2008

138 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

€190k

EBIT margin

4.7%

Net result

€2k

Working capital

€420k

Balance-sheet composition

Assets €582k

99.4%

Fixed assets €4k

Current assets €578k

Equity and liabilities €582k

72.9%

27.1%

Equity €424k

Debt €158k

Debt finances 27.1% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€10k

Cash flow

€3k

Solvency

72.9%

Current ratio

3.66

Quick ratio

3.66

Debt / equity

0.37

ROE

0.5%

ROA

0.4%

Interest coverage

4.47

Debt

€158k

Debt ≤ 1 year

€158k

Income taxes

€795

Staff costs

€1.12M

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€582k

Fixed assets21/28€4k

Tangible fixed assets22/27€4k

Plant, machinery and equipment23€4k

Current assets29/58€578k

Amounts receivable within one year40/41€25k

Trade receivables40€25k

Cash at bank and in hand54/58€456k

Deferred charges and accrued income490/1€97k

Equity and liabilities

Total equity and liabilities10/49€582k

Equity10/15€424k

Profit (loss) carried forward14€424k

Amounts payable17/49€158k

Amounts payable within one year42/48€158k

Trade debts44€29k

Suppliers440/4€29k

Taxes, remuneration and social security45€119k

Remuneration and social security454/9€119k

Income statement Code2025

Turnover70€190k

Goods, raw materials, services and sundry goods60/61€189k

Remuneration, social security and pensions62€1.12M

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€679

Gross operating margin9900€1.13M

Operating profit (loss)9901€9k

Financial charges65/66B€6k

Recurring financial charges65€2k

Non-recurring financial charges66B€4k

Profit (loss) for the period before taxes9903€3k

Income taxes67/77€795

Profit (loss) for the period9904€2k

Profit (loss) for the period to be appropriated9905€2k

Appropriation of the result

Profit (loss) to be appropriated9906€424k

Profit (loss) brought forward from the previous period14P€422k

From contributions791€0

To contributions691€0

Social balance

Average headcount (FTE)908721.9

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Filings 9

Next filing, fiscal year 2026, expected by 31-07-2027

2026

07-08