UNDINE

Active

Private limited companyfounded 2022active for 4 yearsBisschopstraat 12, 2060 Antwerpen, BelgiumKBO/BCE: BE 0791.785.561

Summary

The annual accounts of UNDINE for financial year 2025 show a net loss of 50% of total assets. The 2025 annual accounts show equity of €9,333 and a net result of -€6,099. Equity is shrinking by about 15% per year across the filed financial years. Its solvency ranks better than 66% of 20,598 sector peers (NACE 86, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

UNDINEActiveChecked score 55/100

Risk analysis Report Compare

Activity

Psychology services

NACE 86931

1 site

Size

€12,089total assets 2025

Equity: €9,333
Loss: -€6,099

Turnover not published (micro format)

Financial health

55 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

2025 accounts 32 days early1 of 2 deeds summarised

Why 55raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year1 change of registered office in 24 monthslowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 4.39, cash €5,533, halvedSize: total assets €12,089Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 44% of its sector peers (NACE 86, micro)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 100=

equity 77.2% of total assets

Liquidity 92-1

short-term debt 22.8% · cash 45.8%

Profitability 0-65

return on assets -50.4%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,112 companies, NACE 86, micro)

Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.1%▲ +0.1 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €500 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 4.39, compared with 4.77 in 2024, above the usual 1.5; short-term debt: 22.8% and cash: 45.8% of total assets), and 22.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 82% on solvency, 77% on liquidity, 1% on profitability and 15% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Sector: Human health activities (NACE 86)

KBO

Liquidity: current ratio 4.39, cash €5,533, halved

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Size: total assets €12,089

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

32 days early

2024

29 days early

2023

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 20 days before the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

UBO non-compliance

Searched, nothing found (1)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

29-06-2026 Annual accounts filedfinancial year 2025 · micro…
28-05-2026 Registered officeRegistered-office move
31-12-2025 Weakest financial yearnet -€6,099

Key points

Caution: Among the weakest 5% on net resultsector median €60,170 · 20,585 companies -€6,099 View
Total assets 20253 financial years filed €12,089 View
Active since 2022founded 03-10-2022 4 years View

By topic

Financials

Financial year: 2025
Total assets: €12,089
Loss: -€6,099
Solvency: 77.2%

Total assets▼ 38.1%

Net result

20232025

Go to Financials

Timeline

Events: 7
Since: 2024
Next accounts: by 31-07-2027

02-07-2025Annual accounts filed
10-01-2025UBO non-compliance
31-12-2024Liquidity doubles

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Psychology servicesNACE 86931
Founded: 03-10-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about UNDINE

What is the company number of UNDINE?: 0791.785.561. In Belgium the VAT number is the company number with BE in front: BE 0791.785.561.
Where is UNDINE based?: The registered office is at Bisschopstraat 12, 2060 Antwerpen.Company details
What does UNDINE do?: According to the KBO register, the main activity is psychology services (NACE 86931).
What is the legal form of UNDINE?: Private limited company (BV).
When was UNDINE founded?: On 03-10-2022.
Is UNDINE still active?: Yes, UNDINE is an active enterprise in the KBO register.
What is the turnover of UNDINE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is UNDINE profitable?: In financial year 2025, UNDINE made a loss of €6,099.
Where can I find the annual accounts of UNDINE?: UNDINE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of UNDINE due?: By 31-07-2027, for financial year 2026.Timeline

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Overview