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L.I.E.S.

Active Private limited companyfounded 2025active for 1 yearRanstsesteenweg 68a, 2520 RanstKBO/BCE: BE 1020.626.476

Lifetime

1 annual account with figures
peak €10,852 (2025)
€10,852 
peak €7,648 (2025)
€7,648 
peak €9,315 (2025)
€9,315 
€5,641 
Board1 name since 2025
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Incorporation 05-03Dividend €8331 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €64,000 estimated

The micro format states no turnover.

Position in the sector

€9,315

Less equity than 88% of companies in human health. Sector median €124,612 · 20,766 companies.

Checked score

96
Excellent
Financially stronger than 65% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 04-2026: 0.3% 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 0.6%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.6 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

87equity 62.3% of total assets
83short-term debt 37.7% · cash 94.4%
100return on assets 51.1%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Sector: Human health activities (NACE 86)
Liquidity: current ratio 2.65, cash €14,111
Figures for financial year 2025 (filed on 04-08-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 50% of them on solvency, 65% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 11,279 companies had the same profile as L.I.E.S. has now. Each dot stands for 29 companies, two years later.

96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of L.I.E.S. itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for L.I.E.S.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.65, above the usual 1.5. Short-term debt is 37.7% and cash 94.4% of total assets. 37.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 2.65, cash €14,111
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 04-08-2026)
NBB · annual accounts
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

  • VERBRAEKEN Lies Carine Johan 100 sharesdeed of 05-03-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1020626476
Registered office moved from Ranst to Emblem New registered office: Ranstsesteenweg 68a, 2520 Emblem · Previous registered office: Hof Van Emblehem 8 bus C001, 2520 Ranst · Board meeting of 23-04-2026 · Gazette deed
Incorporation Founding capital of €2,500, 100 shares · Founder: VERBRAEKEN Lies Carine Johan · Appointment: VERBRAEKEN Lies Carine Johan (director) · published on 05-03-2025 · Gazette deed
First establishment Ranstsesteenweg 68a, Ranst
All 5 events

Comparable companies

same main activity, similar in size and age
Company
L.I.E.S. Ranst €14,956 €10,852 62.3% -
Klinisch Psycholoog Thomas Huygh Brasschaat €13,357 €11,047 73.4% -
MINDCRUX Mechelen €21,337 €14,789 68.0% -
Holly Fenlon - Jane James Knitwear Diest €13,657 €10,558 76.3% -
AU CHAMP DES POSSIBLES Anthisnes €12,367 €10,600 76.1% -
GONAY PSYCHOLOGIE Theux €14,131 €8,257 36.0% -
Matières de vies Woluwe-Saint-Lambert €18,639 €10,574 100.0% -

These companies have the same main activity as L.I.E.S.: psychology services (NACE 86931). They are comparable in size and age: total assets between €12,400 and €21,300, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 03-03-2025Normal situation
Activity
Psychology servicesNACE 86931
Establishment unit
2.371.213.2032520 Ranst, since 03-03-2025
Financial year end
31 December
Peppol
Reachable since 26-06-2026
Company details

Annual accounts 2025

€14,956
Filing
Filed on 29-07-2026, 2 days before the end of the filing period
Financials

Insights on L.I.E.S.

L.I.E.S. has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,315 and a net result of €7,648.

Its solvency ranks better than 49% of 20,764 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about L.I.E.S.

What is the company number of L.I.E.S.?
The company number of L.I.E.S. is 1020.626.476. The VAT number is the same number with BE in front: BE 1020.626.476.
Where is L.I.E.S. based?
The registered office is at Ranstsesteenweg 68a, 2520 Ranst.Company details
What does L.I.E.S. do?
According to the KBO register, the main activity is psychology services (NACE 86931).
What is the legal form of L.I.E.S.?
L.I.E.S. is a private limited company (BV).
When was L.I.E.S. founded?
L.I.E.S. was founded on 03-03-2025.
Is L.I.E.S. still active?
Yes, L.I.E.S. is an active enterprise in the KBO register.
What is the turnover of L.I.E.S.?
The turnover in financial year 2025 is ≈ €64,000. This figure is estimated from the gross margin of €10,852 and 40 comparable companies (NACE 869). It probably lies between €43,000 and €110,000. It is a rough estimate.Financials
Is L.I.E.S. profitable?
In financial year 2025, L.I.E.S. made a profit of €7,648.
Where can I find the annual accounts of L.I.E.S.?
L.I.E.S. filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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