Active BE 1006.041.636Private limited company

Undertake

Rue Grande(SG) 24B ·7330 Saint-Ghislain, Belgium· 2 yrs active

Sector: Hairdressing and barber services (96210)

Conclusion Checked

The computed 12-month bankruptcy probability of Undertake is 2.5% (moderate). The 2025 annual accounts show equity of €7k and a net result of €-2k. Its solvency ranks better than 31% of 4350 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€7k
Net result	€-2k
Better than sector	31%
Active	2 yrs

Financial profile 5 of 5 axes measured · computed by Checked

28 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 20

Profitability 0

Solvency 8

Growth 32

Stability 82

Bankruptcy probability (12 mo) Checked model v1 · free

2.5% Moderate

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

20 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

No credit

negative equity or figures too weak

Score history

43 2024

20 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 0.75 (< 1.0) -10

Leverage Debt/equity 25.73 (> 3.0) -10

Profitability Negatieve ROE -36% -10

Interest coverage Interest coverage 2.4× +3

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 06-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 96, Personal service activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	3.7%	28.3%	better than 31% of 4350 sector peers
Net result	€-2k	€3k	better than 26% of 4355 sector peers
Equity	€7k	€17k	better than 40% of 4365 sector peers
Gross operating margin	€223k	€28k	better than 91% of 4350 sector peers
Staff costs	€204k	€43k	higher than 90% of 2078 sector peers

EBITDA

€18k

+170.4% 24-25

Net profit

€-2k

-212.2% 24-25

Cash flow

€11k

+138.3% 24-25

Total assets

€182k

+81.2% 24-25

Equity

€7k

-26.4% 24-25

Working capital

€-22k

- 24-25

Staff costs

€204k

+255.9% 24-25

Debt

€175k

+92.1% 24-25

Debt ≤ 1y

€91k

+108.9% 24-25

Debt > 1y

€81k

+76.0% 24-25

Current ratio

0.75

-28.3% 24-25

Quick ratio

0.72

-30.2% 24-25

Solvency

3.7%

-59.4% 24-25

Debt / equity

25.73

+160.8% 24-25

ROE

-35.8%

-323.9% 24-25

ROA

-1.3%

-72.3% 24-25

Interest coverage

2.38

-19.6% 24-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€18k	€7k
Net profit	€-2k	€-778
Cash flow	€11k	€4k
Staff costs	€204k	€57k
Income taxes	-	-
Dividends	-	-
Total assets	€182k	€100k
Equity	€7k	€9k
Debt	€175k	€91k
of which ≤ 1y	€91k	€44k
of which > 1y	€81k	€46k
Working capital	€-22k	€2k
Employees (FTE)	-	-

Ratios (computed)

	2025	2024
Current ratio	0.75	1.05
Quick ratio	0.72	1.02
Working capital ratio	-12.3%	2.3%
Solvency	3.7%	9.2%
Debt / equity	25.73	9.87
Long-term debt ratio	11.90	4.98
Interest coverage	2.38	2.97
Gross margin	-	-
Net margin	-	-
ROA	-1.3%	-0.8%
ROE	-35.8%	-8.4%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2025

Assets

Fixed assets €113k · 62.0% Current assets €69k · 38.0%

Equity & liabilities

Equity €7k · 3.7% Debt €175k · 96.3%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€182k	€100k
Fixed assets	21/28	€113k	€54k
Tangible fixed assets	22/27	€108k	€53k
Financial fixed assets	28	€5k	€1k
Current assets	29/58	€69k	€46k
Stocks & contracts in progress	3	€4k	€1k
Amounts receivable within one year	40/41	€709	-
Cash & bank	54/58	€63k	€45k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€182k	€100k
Equity	10/15	€7k	€9k
Contributions / capital	10/11	€10k	€10k
Accumulated profits (losses)	14	€-3k	€-778
Amounts payable	17/49	€175k	€91k
Amounts payable after one year	17	€81k	€46k
Amounts payable within one year	42/48	€91k	€44k
Trade debts payable within one year	44	€20k	€10k
Income statement
Gross operating margin	9900	€223k	€65k
Operating result	9901	€5k	€1k
Financial income	75	€247	€76
Financial charges	65	€8k	€2k
Result before taxes	9903	€-2k	€-778
Net result for the period	9904	€-2k	€-778
Result to be appropriated	9905	€-2k	€-778

Legal Structure

NACE primary	Hairdressing and barber services(96210)
Legal form	Private limited company(610)
Incorporation	15-02-2024
Status	Active
Postal code	7330

Establishment units 2 locations

UNDERTAKE

Rue Grande(SG) 24B, 7330 Saint-GhislainRetail sale of cosmetics and toilet articles

since 20242.360.306.839

UNDERTAKE

Rue de Nimy 64, 7000 MonsRetail sale of cosmetics and toilet articles

since 20252.377.300.150

Real-estate footprint Source: CBE × cadastre

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53403G0133/00L000	Wallonia	324 m²	1 · 122 m²	-
53070B0314/00H000	Wallonia	169 m²	1 · 66 m²	12.5 m · 4 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

06-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 6 days late

2025

24-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Hairdressing96021Hairdressing and barber services96210Retail sale of cosmetics and toilet articles47750

Names & trade names

Legal nameFR

Undertake

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