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UNAL & FONSECA

Active
Private limited companyfounded 2022active for 4 yearsS. Hoedemaekerssquare 15-18, 1140 Evere, BelgiumKBO/BCE: BE 0785.957.445
Summary

UNAL & FONSECA has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€25,116) and a net result of -€24,398. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 20,706 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-05-2022 Normal situation
Activity
Dental practice NACE 86230and 1 other
Establishment unit
2.331.535.748 1140 Evere, since 12-05-2022
Financial year end
31 December
Peppol
Reachable since 12-02-2026

Board and ownership

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€221,220
▼ 37.3%
Turnover
≈ €550,000
estimated
Loss
€24,398
Equity
-€25,116
▼ 3,400%
Total assets
€1.4m
▼ 7.4%
Employees on 31-12-2025
7
▲ 133%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 46 days after the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€25,116Last filed accounts filed 46 days late; 1 of the last 3 accounts latelowers riskSector: Human health activities (NACE 86)Size: total assets €1.4mShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 11% of micro companies in human health (NACE 86)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 23-2
equity -1.8% of total assets
Liquidity 57+1
short-term debt 7.4% · cash 5.8%
Profitability 45-37
return on assets -1.8%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,168 companies, NACE 86, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%▼ -0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.1 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.95 (0.83 in 2024), below 1. Short-term debt is 7.4% and cash 5.8% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 3% of them on solvency, 34% on liquidity, 7% on profitability and 0% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Size: total assets €1.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€25,116
NBB · annual accounts
raises risk · Last filed accounts filed 46 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€25,116
raises risk · 2025 accounts filed 46 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
46 days late
2024
137 days early
2023
77 days early
2022
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 34 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (3 of the last 4 accounts filed within 68 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€25,116 View
  • Caution: From profit to loss in 2025after a profit of €156,699 in 2024 -€24,398 View
  • Caution: Lower solvency than 95% of companies in human healthsector median 63.0% · 20,706 companies -1.8% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €65,000 · Appointments: UNAL Hélin (director) and FONSECA PINTO Daniela (director)
All 6 events

Comparable companies

These companies have the same main activity as UNAL & FONSECA: dental practice (NACE 86230). They are comparable in size and age: total assets between €988,000 and €1.4m, founded between 2020 and 2022.

CompanyTotal assetsGross margin
UNAL & FONSECA Evere€1.4m€0.2m
Tandartsenpraktijk Elyf Maasmechelen€1.3m€0.2m
AJ Smile Tournai€1.4m€0.2m
BMD Brussel€1.0m€0.3m
Tandartsen Egmond Zottegem€1.3m€0.2m
JOBLO Nieuwpoort€1.4m€0.2m
Margot Mariën Aalst€1.2m€0.2m
Full comparison

Key facts about UNAL & FONSECA

What is the company number of UNAL & FONSECA?
The company number of UNAL & FONSECA is 0785.957.445. The VAT number is the same number with BE in front: BE 0785.957.445.
Where is UNAL & FONSECA based?
The registered office is at S. Hoedemaekerssquare 15-18, 1140 Evere.Company details
What does UNAL & FONSECA do?
According to the KBO register, the main activity is dental practice (NACE 86230).
What is the legal form of UNAL & FONSECA?
The legal form of UNAL & FONSECA is Private limited company (BV).
When was UNAL & FONSECA founded?
UNAL & FONSECA was founded on 12-05-2022.
Is UNAL & FONSECA still active?
Yes, UNAL & FONSECA is an active enterprise in the KBO register.
How many employees does UNAL & FONSECA have?
UNAL & FONSECA had an average of 4.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of UNAL & FONSECA?
The turnover in financial year 2025 is ≈ €550,000. This figure is estimated from the gross margin of €221,220 and 31 comparable companies (NACE 86230). It probably lies between €390,000 and €630,000.
Is UNAL & FONSECA profitable?
In financial year 2025, UNAL & FONSECA made a loss of €24,398.
Where can I find the annual accounts of UNAL & FONSECA?
UNAL & FONSECA filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of UNAL & FONSECA due?
UNAL & FONSECA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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