BMD
ActiveSummary
BMD has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €339k and a net result of €66k. Equity is growing by ~36.8% per year across the filed fiscal years. Its solvency ranks better than 28% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-23
Solvency59▼-41
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 4.94 against 5.39 in 2024; short-term debt: 6% and cash: 1.7% of total assets), but 65.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.3%
Return on assets
6.7%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-02-2026, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
8 d late
2024
6 d late
2023
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€339k▲ 24.2%
2024 · €273k
2023: €138klowest in 3 years
2024: €273k▲ +98.1% vs 2023
2025: €339k▲ +24.2% vs 2024highest in 3 years
2023 → 2025
Total assets
€988k▲ 206%
2024 · €323k
2023: €207klowest in 3 years
2024: €323k▲ +55.6% vs 2023
2025: €988k▲ +206% vs 2024highest in 3 years
2023 → 2025
Net result
€66k▼ 51.2%
2024 · €135k
2023: €136khighest in 3 years
2024: €135k▼ -0.5% vs 2023
2025: €66k▼ -51.2% vs 2024lowest in 3 years
2023 → 2025
Working capital
€235k▲ 7.1%
2024 · €219k
2023: €97klowest in 3 years
2024: €219k▲ +125% vs 2023
2025: €235k▲ +7.1% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€138k-€273k▲ 98.1%€339k▲ 24.2%
2023: €138klowest in 3 years
2024: €273k▲ +98.1% vs 2023
2025: €339k▲ +24.2% vs 2024highest in 3 years
Operating result€196k-€176k▼ 9.8%€87k▼ 50.7%
2023: €196khighest in 3 years
2024: €176k▼ -9.8% vs 2023
2025: €87k▼ -50.7% vs 2024lowest in 3 years
Net result€136k-€135k▼ 0.5%€66k▼ 51.2%
2023: €136khighest in 3 years
2024: €135k▼ -0.5% vs 2023
2025: €66k▼ -51.2% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €988k
Fixed assets
€694k ▲ 1,188%
Current assets
€294k ▲ 9.5%
Equity and liabilities €988k
Equity
€339k ▲ 24.2%
Debt
€650k ▲ 1,204%
Debt's share of the balance-sheet total rises from 15.4% to 65.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€94k▼
2024 · €182k
Cash flow
€73k▼
2024 · €141k
Current ratio
4.94▼
2024 · 5.39
Debt to equity
1.92▲
2024 · 0.18
ROE
19.5%▼
2024 · 49.5%
ROA
6.7%▼
2024 · 41.9%
Interest coverage
56.61▼
2024 · 142.42
Debt ≤ 1 year
€60k▲
2024 · €50k
Debt > 1 year
€590k
Income taxes
€19k▼
2024 · €40k
Staff costs
€74k▼
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€323k€988k▲
Fixed assets21/28€54k€694k▲
Intangible fixed assets21€18k€16k▼
Tangible fixed assets22/27€36k€678k▲
Land and buildings22-€642k
Plant, machinery and equipment23€12k€15k▲
Furniture and vehicles24€24k€21k▼
Financial fixed assets28€108€108=
Current assets29/58€269k€294k▲
Amounts receivable within one year40/41€127k€277k▲
Other amounts receivable41€127k€277k▲
Cash at bank and in hand54/58€142k€17k▼
Deferred charges and accrued income490/1€255€388▲
Equity and liabilities
Total equity and liabilities10/49€323k€988k▲
Equity10/15€273k€339k▲
Contributions10/11€2k€2k=
Reserves13€136k€136k=
Distributable reserves133€136k€136k=
Profit (loss) carried forward14€135k€201k▲
Amounts payable17/49€50k€650k▲
Amounts payable after more than one year17-€590k
Financial debts170/4-€590k
Amounts payable within one year42/48€50k€60k▲
Trade debts44€2k€11k▲
Suppliers440/4€2k€11k▲
Taxes, remuneration and social security45€48k€49k▲
Taxes450/3€41k€24k▼
Remuneration and social security454/9€7k€25k▲
Income statement
Code20242025
Remuneration, social security and pensions62€75k€74k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€336€85k▲
Gross operating margin9900€257k€253k▼
Operating profit (loss)9901€176k€87k▼
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€175k€85k▼
Income taxes67/77€40k€19k▼
Profit (loss) for the period9904€135k€66k▼
Profit (loss) for the period to be appropriated9905€135k€66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€135k€201k▲
Profit (loss) brought forward from the previous period14P-€135k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €56k | €75k | €74k | ▼ 1.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €941 | €6k | €7k | ▲ 23.7% |
| Other operating charges640/8 | €845 | €336 | €85k | ▲ 25,224% |
| Gross operating margin9900 | €253k | €257k | €253k | ▼ 1.6% |
| Operating profit (loss)9901 | €196k | €176k | €87k | ▼ 50.7% |
| Financial income75/76B | €3 | €4 | - | - |
| Recurring financial income75 | €3 | €4 | - | - |
| Financial charges65/66B | €623 | €1k | €2k | ▲ 30.0% |
| Recurring financial charges65 | €623 | €1k | €2k | ▲ 30.0% |
| Profit (loss) for the period before taxes9903 | €195k | €175k | €85k | ▼ 51.3% |
| Income taxes67/77 | €59k | €40k | €19k | ▼ 51.4% |
| Profit (loss) for the period9904 | €136k | €135k | €66k | ▼ 51.2% |
| Profit (loss) for the period to be appropriated9905 | €136k | €135k | €66k | ▼ 51.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €207k | €323k | €988k | ▲ 206% |
| Fixed assets21/28 | €40k | €54k | €694k | ▲ 1,188% |
| Intangible fixed assets21 | €20k | €18k | €16k | ▼ 11.2% |
| Tangible fixed assets22/27 | €21k | €36k | €678k | ▲ 1,787% |
| Land and buildings22 | - | - | €642k | - |
| Plant, machinery and equipment23 | - | €12k | €15k | ▲ 22.8% |
| Furniture and vehicles24 | €21k | €24k | €21k | ▼ 9.8% |
| Financial fixed assets28 | €108 | €108 | €108 | = |
| Current assets29/58 | €167k | €269k | €294k | ▲ 9.5% |
| Amounts receivable within one year40/41 | €123k | €127k | €277k | ▲ 119% |
| Other amounts receivable41 | €123k | €127k | €277k | ▲ 119% |
| Cash at bank and in hand54/58 | €44k | €142k | €17k | ▼ 87.9% |
| Deferred charges and accrued income490/1 | €63 | €255 | €388 | ▲ 52.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €207k | €323k | €988k | ▲ 206% |
| Equity10/15 | €138k | €273k | €339k | ▲ 24.2% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Reserves13 | €136k | €136k | €136k | = |
| Distributable reserves133 | €136k | €136k | €136k | = |
| Profit (loss) carried forward14 | - | €135k | €201k | ▲ 48.8% |
| Amounts payable17/49 | €70k | €50k | €650k | ▲ 1,204% |
| Amounts payable after more than one year17 | - | - | €590k | - |
| Financial debts170/4 | - | - | €590k | - |
| Amounts payable within one year42/48 | €70k | €50k | €60k | ▲ 19.6% |
| Trade debts44 | €3k | €2k | €11k | ▲ 541% |
| Suppliers440/4 | €3k | €2k | €11k | ▲ 541% |
| Taxes, remuneration and social security45 | €67k | €48k | €49k | ▲ 1.5% |
| Taxes450/3 | €62k | €41k | €24k | ▼ 42.7% |
| Remuneration and social security454/9 | €5k | €7k | €25k | ▲ 269% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €136k | €135k | €66k | ▼ 51.2% |
| + Depreciation and write-downs630 | €941 | €6k | €7k | ▲ 23.7% |
| Operating cash flow (approximation) | €137k | €141k | €73k | ▼ 48.2% |
| Investment in fixed assets (approximation) | - | €-19k | €-647k | ▼ 3,272% |
| Change in cash | - | €98k | €-125k | ▼ 228% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 8 days late
2025
30-06
Financial
Weakest financial yearnet €66k ▼51.2%
Net result drops to €66k, the lowest in the series.
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
30-06
Financial
Liquidity doublescurrent ratio 5.39
Current ratio from 2.40 to 5.39; short-term debt falls from €70k to €50k.
30-06
Financial
Equity above €200kEq €273k ▲98.1%
2 profitable years in a row build equity to €273k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Ground area
3,249 m²
Building footprint
324 m²
Volume, LiDAR
3,311 m³
2 parcels, Brussels, Wallonia · tallest building 21.1 m, ±6 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
BMD
since 20222.333.858.107
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82302C0994/00N000 | Wallonia | 2,314 m² | 1 · 174 m² | 7.9 m · 2 fl. |
| 21804D1535/00A000 | Brussels | 935 m² | 1 · 150 m² | 21.1 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,293. 3,649 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-10-2021
Fiscal year end30-06
Activities, NACEBEL 2025
86230Dental practice
Contact
E-mail
bmdsociete@gmail.com
E-mail
dr.bechraoui.walid@hotmail.fr
Scores and ratios are computed by Checked and are not a credit decision.