UNAL CLEAN SERVICES
ActiveSummary
UNAL CLEAN SERVICES has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €56k. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency45▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.98 in 2024; short-term debt: 80.2% and cash: 25.4% of total assets), and 80.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.8%
Return on assets
51.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18202122232425
2018 to 2025 · latest year €21k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
12 d early
2023
15 d early
2022
32 d late
2021
31 d early
2020
31 d late
2018
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 3.0%
2024 · €21k
2018: €14k
2020: €39k
2021: €36k
2022: €26k
2023: €12k
2024: €21k
2018 → 2025
Total assets
€107k▼ 3.0%
2024 · €110k
2018: €81k
2020: €138k
2021: €148k
2022: €108k
2023: €89k
2024: €110k
2018 → 2025
Net result
€56k▼ 28.9%
2024 · €78k
2018: €35k
2020: €25k
2021: €61k
2022: €55k
2023: €42k
2024: €78k
2018 → 2025
Working capital
€3k
2024 · €-2k
2018: €12k
2020: €33k
2021: €20k
2022: €15k
2023: €557
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€26k▼ 27.7%€12k▼ 51.8%€21k▲ 66.1%€21k▲ 3.0%
Operating result€79k-€76k▼ 3.3%€62k▼ 18.8%€110k▲ 78.2%€79k▼ 28.3%
Net result€61k-€55k▼ 10.0%€42k▼ 24.5%€78k▲ 87.7%€56k▼ 28.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€19k ▼ 18.3%
Current assets
€89k ▲ 1.0%
Equity and liabilities €107k
Equity
€21k ▲ 3.0%
Debt
€86k ▼ 4.4%
Debt's share of the balance-sheet total falls from 81.4% to 80.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▼
2024 · €120k
Cash flow
€65k▼
2024 · €88k
Current ratio
1.03▲
2024 · 0.98
Debt to equity
4.05▼
2024 · 4.37
ROE
262.3%▼
2024 · 379.9%
ROA
51.9%▼
2024 · 70.8%
Interest coverage
40.49▼
2024 · 46.61
Debt ≤ 1 year
€86k▼
2024 · €90k
Income taxes
€21k▼
2024 · €29k
Staff costs
€57k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€110k€107k▼
Fixed assets21/28€23k€19k▼
Intangible fixed assets21-€3k
Tangible fixed assets22/27€23k€16k▼
Land and buildings22€5k€5k▲
Plant, machinery and equipment23€9k€5k▼
Furniture and vehicles24€9k€6k▼
Financial fixed assets28€160€160=
Current assets29/58€88k€89k▲
Amounts receivable within one year40/41€28k€58k▲
Trade receivables40€20k€48k▲
Other amounts receivable41€8k€10k▲
Cash at bank and in hand54/58€56k€27k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€110k€107k▼
Equity10/15€21k€21k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€12k€13k▲
Amounts payable17/49€90k€86k▼
Amounts payable within one year42/48€90k€86k▼
Trade debts44€373€4k▲
Suppliers440/4€373€4k▲
Taxes, remuneration and social security45€41k€43k▲
Taxes450/3€41k€42k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€49k€39k▼
Income statement
Code20242025
Remuneration, social security and pensions62€55k€57k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€131-
Gross operating margin9900€176k€147k▼
Operating profit (loss)9901€110k€79k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€107k€77k▼
Income taxes67/77€29k€21k▼
Profit (loss) for the period9904€78k€56k▼
Profit (loss) for the period to be appropriated9905€78k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€68k▼
Profit (loss) brought forward from the previous period14P€4k€12k▲
Profit to be distributed694/7€70k€55k▼
Return on contributions (dividend)694€70k€55k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €78k ▲87.7%
Operating result €110k, net result €78k, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €25k ▼28.1%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pol Verbist(BU) 45004 NamurGround area
592 m²
Building footprint
67 m²
Volume, LiDAR
690 m³
Parcel 92021F0416/00_000, Wallonia · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
UNAL CLEAN SERVICES
since 20032.132.385.741
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92021F0416/00_000 | Wallonia | 592 m² | 1 · 67 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SERVICE VITRES PROPRES
BE 0476.970.675
Antoing · Eq €21,226
FORZAPURA
BE 0672.980.357
Zwevegem · Eq €21,156
ERDINC
BE 0435.315.610
Brussel · Eq €21,266
S&N CLEANING FOOD
BE 0780.372.027
Menen · Eq €21,271
E&F CLEANING
BE 0799.608.117
Liedekerke · Eq €21,130
Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 1,816 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2003
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.