Picobello services
ActivePicobello services has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €110k and a net result of €8k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 5895 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 5.3 against 8.1 in 2023; short-term debt: 16.4% and cash: 43.1% of total assets), and 16.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-08-2025, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d late
2023
35 d early
2022
42 d early
2021
18 d early
2020
20 d late
2019
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€110k▲ 7.9%
2023 · €101k
2018: €67k
2019: €74k
2020: €72k
2021: €77k
2022: €87k
2023: €101k
2018 → 2024
Total assets
€131k▲ 13.4%
2023 · €116k
2018: €99k
2019: €96k
2020: €100k
2021: €102k
2022: €96k
2023: €116k
2018 → 2024
Net result
€8k▼ 45.5%
2023 · €15k
2018: €5k
2019: €6k
2020: €-1k
2021: €4k
2022: €10k
2023: €15k
2018 → 2024
Working capital
€92k▼ 7.4%
2023 · €100k
2018: €28k
2019: €37k
2020: €38k
2021: €43k
2022: €84k
2023: €100k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€72k-€77k▲ 6.2%€87k▲ 12.8%€101k▲ 17.0%€110k▲ 7.9%
Operating result€-1k-€5k€11k▲ 112%€16k▲ 51.3%€9k▼ 43.2%
Net result€-1k-€4k€10k▲ 119%€15k▲ 49.9%€8k▼ 45.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 43% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €131k
Fixed assets
€17k▲ 956%
Current assets
€114k=
Equity and liabilities €131k
Equity
€110k▲ 7.9%
Debt
€21k▲ 52.7%
The debt ratio rises from 12.2% to 16.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2023 · €17k
Cash flow
€10k▼
2023 · €16k
Solvency
83.6%▼
2023 · 87.8%
Current ratio
5.30▼
2023 · 8.10
Quick ratio
5.30▼
2023 · 8.10
Debt / equity
0.20▲
2023 · 0.14
ROE
7.3%▼
2023 · 14.5%
ROA
6.1%▼
2023 · 12.8%
Interest coverage
48.34▼
2023 · 126.83
Debt
€21k▲
2023 · €14k
Debt ≤ 1 year
€21k▲
2023 · €14k
Income taxes
€1k▼
2023 · €1k
Staff costs
€118k▲
2023 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€116k€131k▲
Fixed assets21/28€2k€17k▲
Tangible fixed assets22/27€2k€17k▲
Plant, machinery and equipment23€2k€17k▲
Current assets29/58€114k€114k=
Amounts receivable within one year40/41€36k€57k▲
Trade receivables40€12k€31k▲
Other amounts receivable41€23k€27k▲
Cash at bank and in hand54/58€78k€57k▼
Deferred charges and accrued income490/1€859€0▼
Equity and liabilities
Total equity and liabilities10/49€116k€131k▲
Equity10/15€101k€110k▲
Contributions10/11€6k€6k=
Reserves13€95k€103k▲
Distributable reserves133€95k€103k▲
Amounts payable17/49€14k€21k▲
Amounts payable within one year42/48€14k€21k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€12k€20k▲
Taxes450/3-€8k
Remuneration and social security454/9€12k€12k▼
Income statement
Code20232024
Remuneration, social security and pensions62€117k€118k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€881€2k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€135k€130k▼
Operating profit (loss)9901€16k€9k▼
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€136€232▲
Recurring financial charges65€136€232▲
Profit (loss) for the period before taxes9903€16k€9k▼
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€15k€8k▼
Profit (loss) for the period to be appropriated9905€15k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€8k▼
Transfer to equity691/2€15k€8k▼
To other reserves6921€15k€8k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €15k ▲49.9%
Operating result €16k, net result €15k, both a record.
31-12
Financial
Equity above €100kEq €101k ▲17%
3 profitable years in a row build equity to €101k.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
31-12
Financial
Weakest financial yearnet €-1k ▼119%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 10.39
Current ratio from 3.36 to 10.39; short-term debt falls from €12k to €4k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeedijk-Heist 2128301 Knokke-HeistGround area
740 m²
Building footprint
620 m²
Volume, LiDAR
14,742 m³
Parcel 31008I0001/00A000, Flanders · tallest building 32.6 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Zeedijk-Heist 212, 8301 Knokke-Heist
since 19972.079.920.421
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31008I0001/00A000 | Flanders | 740 m² | 1 · 620 m² | 32.6 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ERENSAN
BE 1005.868.917
Evere · Eq €109k
ME CLEANING
BE 0668.446.695
Lokeren · Eq €109k
JEANTIGA
BE 0891.976.564
Oostende · Eq €110k
YILDIRIM.M
BE 0847.815.929
Brussel · Eq €110k
MISTRAL CLEANING
BE 0667.826.687
Oostkamp · Eq €109k
Of 7,356 companies in sector 81210 we hold annual accounts for 2,734. 2,129 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-1996
Fiscal year end31-12
Activities, NACEBEL
74700
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.