UMoev
ActiveSummary
UMoev has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €22k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 70% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability99▲+24
Solvency99▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.85 against 3.01 in 2024; short-term debt: 26% and cash: 63.4% of total assets), and 26% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74%
Return on assets
24.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
1 d late
2024
4 d late
2023
23 d early
2022
6 d early
2021
5 d early
2020
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€65k▲ 46.6%
2024 · €45k
2021: €26klowest in 5 years
2022: €47k▲ +77.7% vs 2021
2023: €35k▼ -24.4% vs 2022
2024: €45k▲ +25.8% vs 2023
2025: €65k▲ +46.6% vs 2024highest in 5 years
2021 → 2025
Total assets
€88k▲ 32.2%
2024 · €67k
2021: €51klowest in 5 years
2022: €80k▲ +56.6% vs 2021
2023: €99k▲ +24.8% vs 2022highest in 5 years
2024: €67k▼ -32.6% vs 2023
2025: €88k▲ +32.2% vs 2024
2021 → 2025
Net result
€22k▲ 116%
2024 · €10k
2021: €25khighest in 5 years
2022: €21k▼ -19.0% vs 2021
2023: €19k▼ -9.6% vs 2022
2024: €10k▼ -45.8% vs 2023lowest in 5 years
2025: €22k▲ +116% vs 2024
2021 → 2025
Working capital
€65k▲ 46.6%
2024 · €45k
2021: €26klowest in 5 years
2022: €47k▲ +77.7% vs 2021
2023: €35k▼ -24.4% vs 2022
2024: €45k▲ +25.8% vs 2023
2025: €65k▲ +46.6% vs 2024highest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€47k▲ 77.7%€35k▼ 24.4%€45k▲ 25.8%€65k▲ 46.6%
2021: €26klowest in 5 years
2022: €47k▲ +77.7% vs 2021
2023: €35k▼ -24.4% vs 2022
2024: €45k▲ +25.8% vs 2023
2025: €65k▲ +46.6% vs 2024highest in 5 years
Operating result€35k-€30k▼ 13.6%€30k▲ 0.4%€17k▼ 43.5%€32k▲ 88.0%
2021: €35khighest in 5 years
2022: €30k▼ -13.6% vs 2021
2023: €30k▲ +0.4% vs 2022
2024: €17k▼ -43.5% vs 2023lowest in 5 years
2025: €32k▲ +88.0% vs 2024
Net result€25k-€21k▼ 19.0%€19k▼ 9.6%€10k▼ 45.8%€22k▲ 116%
2021: €25khighest in 5 years
2022: €21k▼ -19.0% vs 2021
2023: €19k▼ -9.6% vs 2022
2024: €10k▼ -45.8% vs 2023lowest in 5 years
2025: €22k▲ +116% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 88% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €88k
Equity
€65k ▲ 46.6%
Debt
€23k ▲ 3.2%
Debt's share of the balance-sheet total falls from 33.3% to 26.0%. Equity and debt are higher.
Key figures and ratios
Current ratio
3.85▲
2024 · 3.01
Debt to equity
0.35▼
2024 · 0.50
ROE
33.2%▲
2024 · 22.5%
ROA
24.6%▲
2024 · 15.0%
Debt ≤ 1 year
€23k▲
2024 · €22k
Income taxes
€9k▲
2024 · €5k
Staff costs
€97k▼
2024 · €109k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€67k€88k▲
Current assets29/58€67k€88k▲
Amounts receivable within one year40/41€34k€32k▼
Trade receivables40€31k€29k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€32k€56k▲
Deferred charges and accrued income490/1€1k€894▼
Equity and liabilities
Total equity and liabilities10/49€67k€88k▲
Equity10/15€45k€65k▲
Contributions10/11€1k€1k=
Reserves13€44k€64k▲
Distributable reserves133€44k€64k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€22k€23k▲
Amounts payable within one year42/48€22k€23k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€18k€20k▲
Taxes450/3€2k€534▼
Remuneration and social security454/9€16k€20k▲
Other amounts payable47/48€900€900=
Income statement
Code20242025
Remuneration, social security and pensions62€109k€97k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€-7k▼
Other operating charges640/8€642€8k▲
Gross operating margin9900€134k€130k▼
Operating profit (loss)9901€17k€32k▲
Financial income75/76B€452€3▼
Recurring financial income75€452€3▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€15k€30k▲
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€10k€22k▲
Profit (loss) for the period to be appropriated9905€10k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€22k▲
Transfer from equity791/2€0-
Transfer to equity691/2€9k€21k▲
To other reserves6921€9k€21k▲
Profit to be distributed694/7€900€900=
Return on contributions (dividend)694€0-
Employees696€900€900=
Social balance
Average headcount (FTE)90872.12.1=
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €78k | €120k | €109k | €97k | ▼ 11.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €7k | €-7k | ▼ 200% |
| Other operating charges640/8 | - | €459 | €645 | €642 | €8k | ▲ 1,104% |
| Gross operating margin9900 | €100k | €109k | €151k | €134k | €130k | ▼ 2.7% |
| Operating profit (loss)9901 | €35k | €30k | €30k | €17k | €32k | ▲ 88.0% |
| Financial income75/76B | - | €1 | €0 | €452 | €3 | ▼ 99.3% |
| Recurring financial income75 | - | €1 | €0 | €452 | €3 | ▼ 99.3% |
| Financial charges65/66B | - | €716 | €3k | €2k | €2k | ▼ 19.3% |
| Recurring financial charges65 | €219 | €716 | €3k | €2k | €2k | ▼ 19.3% |
| Profit (loss) for the period before taxes9903 | €35k | €30k | €28k | €15k | €30k | ▲ 98.0% |
| Income taxes67/77 | €9k | €9k | €9k | €5k | €9k | ▲ 64.0% |
| Profit (loss) for the period9904 | €25k | €21k | €19k | €10k | €22k | ▲ 116% |
| Profit (loss) for the period to be appropriated9905 | €25k | €21k | €19k | €10k | €22k | ▲ 116% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €51k | €80k | €99k | €67k | €88k | ▲ 32.2% |
| Current assets29/58 | €51k | €80k | €99k | €67k | €88k | ▲ 32.2% |
| Amounts receivable within one year40/41 | €26k | €52k | €42k | €34k | €32k | ▼ 6.4% |
| Trade receivables40 | - | €52k | €39k | €31k | €29k | ▼ 8.1% |
| Other amounts receivable41 | - | €8 | €3k | €2k | €3k | ▲ 18.4% |
| Cash at bank and in hand54/58 | €24k | €26k | €56k | €32k | €56k | ▲ 75.2% |
| Deferred charges and accrued income490/1 | - | €754 | €928 | €1k | €894 | ▼ 30.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €51k | €80k | €99k | €67k | €88k | ▲ 32.2% |
| Equity10/15 | €26k | €47k | €35k | €45k | €65k | ▲ 46.6% |
| Contributions10/11 | - | €1k | €1k | €1k | €1k | = |
| Reserves13 | €25k | €46k | €34k | €44k | €64k | ▲ 47.7% |
| Distributable reserves133 | - | €46k | €34k | €44k | €64k | ▲ 47.7% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €24k | €33k | €64k | €22k | €23k | ▲ 3.2% |
| Amounts payable within one year42/48 | €24k | €33k | €64k | €22k | €23k | ▲ 3.2% |
| Trade debts44 | €1k | €5k | €4k | €3k | €2k | ▼ 44.6% |
| Suppliers440/4 | - | €5k | €4k | €3k | €2k | ▼ 44.6% |
| Taxes, remuneration and social security45 | - | €25k | €30k | €18k | €20k | ▲ 11.7% |
| Taxes450/3 | - | €8k | €4k | €2k | €534 | ▼ 75.9% |
| Remuneration and social security454/9 | - | €17k | €26k | €16k | €20k | ▲ 23.8% |
| Other amounts payable47/48 | - | €3k | €30k | €900 | €900 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25k | €21k | €19k | €10k | €22k | ▲ 116% |
| Operating cash flow (approximation) | €25k | €21k | €19k | €10k | €22k | ▲ 116% |
| Change in cash | - | €2k | €30k | €-24k | €24k | ▲ 199% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 1 day late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet €10k ▼45.8%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2019
Ground area
1,669 m²
Building footprint
404 m²
Volume, LiDAR
115 m³
Parcel 36505A0724/00A003, Flanders · tallest building 5.4 m. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
UMoev
since 20192.291.397.643
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505A0724/00A003 | Flanders | 1,669 m² | 1 · 403 m² | 5.4 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 39,372 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-07-2019
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
Contact
Website
www.umoev.be
E-mail
contact@umoev.be
Scores and ratios are computed by Checked and are not a credit decision.