Summary
BSS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €713,607 and a net result of €558,664. Equity is growing by ~148.1% per year across the filed fiscal years. Its solvency ranks better than 16% of 5587 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
7 d early
2024
29 d late
2023
27 d late
2022
33 d early
2021
19 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€713,607▲ 361%
2024 · €154,943
Net result
€558,664▲ 354%
2024 · €123,029
Total assets
€5.2m▼ 2.9%
2024 · €5.3m
Solvency
13.8%▲ 10.9pp
2024 · 2.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20,202-€10,116▼ 49.9%€8,346▼ 17.5%€4,061▼ 51.3%€16,362▲ 303%
Net result€15,116within the sector's middle half-€7,561within the sector's middle half▼ 50.0%€6,237below the sector's middle half▼ 17.5%€123,029within the sector's middle half▲ 1,872%€558,664above the sector's middle half▲ 354%
Equity€18,116below the sector's middle half-€25,677below the sector's middle half▲ 41.7%€31,914below the sector's middle half▲ 24.3%€154,943below the sector's middle half▲ 385%€713,607within the sector's middle half▲ 361%
Total assets€3.5mwithin the sector's middle half-€3.7mwithin the sector's middle half▲ 4.0%€3.7mwithin the sector's middle half▲ 0.5%€5.3mabove the sector's middle half▲ 45.3%€5.2mabove the sector's middle half▼ 2.9%
Debt€3.5m-€3.6m▲ 3.8%€3.6m▲ 0.3%€5.2m▲ 42.3%€4.5m▼ 13.8%
Working capital€8,841within the sector's middle half-€16,752within the sector's middle half▲ 89.5%€23,340within the sector's middle half▲ 39.3%€134,209within the sector's middle half▲ 475%-€11,620within the sector's middle half
Solvency0.5%below the sector's middle half-0.7%below the sector's middle half▲ 0.2pp0.9%below the sector's middle half▲ 0.2pp2.9%below the sector's middle half▲ 2.0pp13.8%below the sector's middle half▲ 10.9pp
Current ratio1.20within the sector's middle half-1.09within the sector's middle half▼ 0.101.12within the sector's middle half▲ 0.031.46within the sector's middle half▲ 0.340.96within the sector's middle half▼ 0.50
Return on assets (ROA)0.4%within the sector's middle half-0.2%below the sector's middle half▼ 0.2pp0.2%below the sector's middle half=2.3%within the sector's middle half▲ 2.1pp10.8%within the sector's middle half▲ 8.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 303% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.2m
Fixed assets
€4.9m ▼ 0.2%
Current assets
€279,902 ▼ 34.4%
Equity and liabilities €5.2m
Equity
€713,607 ▲ 361%
Debt
€4.5m ▼ 13.8%
Debt's share of the balance-sheet total falls from 97.1% to 86.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
78.3%▼
2024 · 79.4%
Debt ≤ 1 year
€291,522▼
2024 · €292,503
Debt > 1 year
€4.2m▼
2024 · €4.9m
Income taxes
€1,221▲
2024 · €343
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €234 | €350 | €350 | €1,233 | €36,250 | ▲ 2,839% |
| Other operating charges640/8 | €794 | €571 | €1,075 | €1,135 | €4,244 | ▲ 274% |
| Gross operating margin9900 | €21,230 | €11,037 | €9,772 | €6,429 | €56,857 | ▲ 784% |
| Operating profit (loss)9901 | €20,202 | €10,116 | €8,346 | €4,061 | €16,362 | ▲ 303% |
| Financial income75/76B | - | - | - | €180,000 | €550,000 | ▲ 206% |
| Recurring financial income75 | - | - | - | €180,000 | €550,000 | ▲ 206% |
| Financial charges65/66B | €48 | €34 | €35 | €60,689 | €6,477 | ▼ 89.3% |
| Recurring financial charges65 | €48 | €34 | €35 | €60,689 | €6,477 | ▼ 89.3% |
| Profit (loss) for the period before taxes9903 | €20,154 | €10,082 | €8,311 | €123,372 | €559,885 | ▲ 354% |
| Income taxes67/77 | €5,039 | €2,520 | €2,074 | €343 | €1,221 | ▲ 256% |
| Profit (loss) for the period9904 | €15,116 | €7,561 | €6,237 | €123,029 | €558,664 | ▲ 354% |
| Profit (loss) for the period to be appropriated9905 | €15,116 | €7,561 | €6,237 | €123,029 | €558,664 | ▲ 354% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.5m | €3.7m | €3.7m | €5.3m | €5.2m | ▼ 2.9% |
| Fixed assets21/28 | €3.5m | €3.5m | €3.5m | €4.9m | €4.9m | ▼ 0.2% |
| Tangible fixed assets22/27 | €9,275 | €8,925 | €8,574 | €792,341 | €781,841 | ▼ 1.3% |
| Land and buildings22 | €9,275 | €8,925 | €8,574 | €792,341 | €756,091 | ▼ 4.6% |
| Assets under construction and advance payments27 | - | - | - | - | €25,750 | - |
| Financial fixed assets28 | €3.5m | €3.5m | €3.5m | €4.1m | €4.1m | = |
| Current assets29/58 | €54,061 | €195,495 | €213,230 | €426,712 | €279,902 | ▼ 34.4% |
| Amounts receivable within one year40/41 | €41,660 | €173,272 | €189,002 | €418,553 | €271,593 | ▼ 35.1% |
| Trade receivables40 | €41,382 | €173,272 | €189,002 | €251,196 | €223,200 | ▼ 11.1% |
| Other amounts receivable41 | €278 | €0 | - | €167,357 | €48,393 | ▼ 71.1% |
| Cash at bank and in hand54/58 | €12,401 | €22,223 | €24,228 | €8,159 | €8,310 | ▲ 1.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.5m | €3.7m | €3.7m | €5.3m | €5.2m | ▼ 2.9% |
| Equity10/15 | €18,116 | €25,677 | €31,914 | €154,943 | €713,607 | ▲ 361% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €15,116 | €22,677 | €28,914 | €151,943 | €710,607 | ▲ 368% |
| Distributable reserves133 | €15,116 | €22,677 | €28,914 | €151,943 | €710,607 | ▲ 368% |
| Amounts payable17/49 | €3.5m | €3.6m | €3.6m | €5.2m | €4.5m | ▼ 13.8% |
| Amounts payable after more than one year17 | €3.5m | €3.5m | €3.5m | €4.9m | €4.2m | ▼ 14.6% |
| Financial debts170/4 | - | - | - | €695,496 | €652,252 | ▼ 6.2% |
| Other amounts payable178/9 | €3.5m | €3.5m | €3.5m | €4.2m | €3.5m | ▼ 16.0% |
| Amounts payable within one year42/48 | €45,221 | €178,742 | €189,890 | €292,503 | €291,522 | ▼ 0.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €43,243 | €43,243 | = |
| Trade debts44 | €39,930 | €175,761 | €187,550 | €249,260 | €248,279 | ▼ 0.4% |
| Suppliers440/4 | €39,930 | €175,761 | €187,550 | €249,260 | €248,279 | ▼ 0.4% |
| Taxes, remuneration and social security45 | €5,291 | €2,982 | €2,340 | €0 | - | - |
| Taxes450/3 | €5,291 | €2,982 | €2,340 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,116 | €7,561 | €6,237 | €123,029 | €558,664 | ▲ 354% |
| + Depreciation and write-downs630 | €234 | €350 | €350 | €1,233 | €36,250 | ▲ 2,839% |
| Operating cash flow (approximation) | €15,349 | €7,912 | €6,588 | €124,262 | €594,914 | ▲ 379% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1.5m | -€25,750 | ▲ 98.2% |
| Change in cash | - | €9,821 | €2,005 | -€16,069 | €150 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €558,664 ▲354%
Net result €558,664, the highest in the series.
31-12
Financial
Equity above €500,000Eq €713,607 ▲361%
5 profitable years in a row build equity to €713,607.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Equity above €150,000Eq €154,943 ▲385%
4 profitable years in a row build equity to €154,943.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €6,237 ▼17.5%
Net result drops to €6,237, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2020
Ground area
1,669 m²
Building footprint
404 m²
Volume, LiDAR
115 m³
Parcel 36505A0724/00A003, Flanders · tallest building 5.4 m. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
BSS
since 20202.301.751.897
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505A0724/00A003 | Flanders | 1,669 m² | 1 · 403 m² | 5.4 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 owners · 2 holdings · 3 subsidiaries in the treeOwners 2
-
25%
-
25%
Holdings 2
-
100%
-
100%
All subsidiaries, including indirect ones 3
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
PERSONA ACCOUNTANTS 100%1 subsidiary
- UMoev 100%
- Persona Legal 100%
According to the 2025 annual accounts of BSS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,304 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0746578910
Also
9925:BE0746578910
Registered
31-10-2023
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.