Umeris Payroll
ActiveSummary
Umeris Payroll has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €76k. Its solvency ranks better than 41% of 315 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes
Profitability89
Solvency41
Growth-
Track record67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.83; short-term debt: 68.1% and cash: 15.5% of total assets), and 83.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.4%
Return on assets
16.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
11 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€77k
Total assets
€468k
Net result
€76k
Working capital
€-55k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €468k
Fixed assets
€204k
Current assets
€264k
Equity and liabilities €468k
Equity
€77k
Debt
€391k
Debt finances 83.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€113k
Cash flow
€92k
Current ratio
0.83
Debt to equity
5.10
ROE
98.7%
ROA
16.2%
Interest coverage
57.30
Debt ≤ 1 year
€319k
Debt > 1 year
€62k
Income taxes
€18k
Staff costs
€946k
Filed annual accounts As filed with the NBB · 2025 · 47 lines
Balance sheet
Code2025
Assets
Total assets20/58€468k
Fixed assets21/28€204k
Intangible fixed assets21€154k
Financial fixed assets28€50k
Current assets29/58€264k
Amounts receivable within one year40/41€190k
Trade receivables40€184k
Other amounts receivable41€6k
Cash at bank and in hand54/58€73k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€468k
Equity10/15€77k
Contributions10/11€1k
Reserves13€76k
Distributable reserves133€76k
Amounts payable17/49€391k
Amounts payable after more than one year17€62k
Financial debts170/4€62k
Amounts payable within one year42/48€319k
Current portion of amounts payable after more than one year42€14k
Financial debts43€461
Other loans439€461
Trade debts44€86k
Suppliers440/4€86k
Taxes, remuneration and social security45€216k
Taxes450/3€117k
Remuneration and social security454/9€99k
Other amounts payable47/48€3k
Accrued charges and deferred income492/3€11k
Income statement
Code2025
Remuneration, social security and pensions62€946k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€403
Other operating charges640/8€369
Gross operating margin9900€1.06M
Operating profit (loss)9901€96k
Financial income75/76B€27
Recurring financial income75€27
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€94k
Income taxes67/77€18k
Profit (loss) for the period9904€76k
Profit (loss) for the period to be appropriated9905€76k
Appropriation of the result
Profit (loss) to be appropriated9906€76k
Transfer to equity691/2€76k
To other reserves6921€76k
Social balance
Average headcount (FTE)908744.2
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €946k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17k |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €403 |
| Other operating charges640/8 | €369 |
| Gross operating margin9900 | €1.06M |
| Operating profit (loss)9901 | €96k |
| Financial income75/76B | €27 |
| Recurring financial income75 | €27 |
| Financial charges65/66B | €2k |
| Recurring financial charges65 | €2k |
| Profit (loss) for the period before taxes9903 | €94k |
| Income taxes67/77 | €18k |
| Profit (loss) for the period9904 | €76k |
| Profit (loss) for the period to be appropriated9905 | €76k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €468k | |
| Fixed assets21/28 | €204k | |
| Intangible fixed assets21 | €154k | |
| Financial fixed assets28 | €50k | |
| Current assets29/58 | €264k | |
| Amounts receivable within one year40/41 | €190k | |
| Trade receivables40 | €184k | |
| Other amounts receivable41 | €6k | |
| Cash at bank and in hand54/58 | €73k | |
| Deferred charges and accrued income490/1 | €2k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €468k | |
| Equity10/15 | €77k | |
| Contributions10/11 | €1k | |
| Reserves13 | €76k | |
| Distributable reserves133 | €76k | |
| Amounts payable17/49 | €391k | |
| Amounts payable after more than one year17 | €62k | |
| Financial debts170/4 | €62k | |
| Amounts payable within one year42/48 | €319k | |
| Current portion of amounts payable after more than one year42 | €14k | |
| Financial debts43 | €461 | |
| Other loans439 | €461 | |
| Trade debts44 | €86k | |
| Suppliers440/4 | €86k | |
| Taxes, remuneration and social security45 | €216k | |
| Taxes450/3 | €117k | |
| Remuneration and social security454/9 | €99k | |
| Other amounts payable47/48 | €3k | |
| Accrued charges and deferred income492/3 | €11k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €76k |
| + Depreciation and write-downs630 | €17k |
| Operating cash flow (approximation) | €92k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2024
Ground area
1.3 ha
Building footprint
2,870 m²
Volume, LiDAR
21,697 m³
Parcel 11024B0123/00E000, Flanders · tallest building 14.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Umeris Payroll
since 20242.368.869.959
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0123/00E000 | Flanders | 1.3 ha | 1 · 2,870 m² | 14.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 664 EUR awarded · 664 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 664 EUR | 664 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,013 companies in sector 78200 we hold annual accounts for 644. 452 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
78200Temporary employment agencies and other provision of personnel
63920Other information service activities
73300Public relations and communication consultancy
78100Employment placement agencies
Contact
Website
www.umeris.be
E-mail
nick@umeris.be
Scores and ratios are computed by Checked and are not a credit decision.