UMANS BEHEER
ActiveUMANS BEHEER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.42M and a net result of €212k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 5495 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
3 d early
2023
1 d early
2022
1 d early
2021
4 d early
2020
44 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5.42M▲ 4.1%
2024 · €5.21M
2019: €3.05M
2020: €3.15M
2021: €4.86M
2022: €4.84M
2023: €5.03M
2024: €5.21M
2019 → 2025
Net result
€212k▲ 19.5%
2024 · €177k
2019: €89k
2020: €96k
2021: €1.70M
2022: €-22k
2023: €186k
2024: €177k
2019 → 2025
Total assets
€5.50M▲ 3.3%
2024 · €5.32M
2019: €5.93M
2020: €7.29M
2021: €7.78M
2022: €7.57M
2023: €5.14M
2024: €5.32M
2019 → 2025
Solvency
98.6%▲ 0.7pp
2024 · 97.9%
2019: 51.4%
2020: 43.2%
2021: 62.6%
2022: 64.0%
2023: 97.8%
2024: 97.9%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4.86M-€4.84M▼ 0.4%€5.03M▲ 3.8%€5.21M▲ 3.5%€5.42M▲ 4.1%
Operating result€311k-€460▼ 99.9%€230k▲ 49,949%€223k▼ 3.3%€237k▲ 6.2%
Net result€1.70M-€-22k€186k€177k▼ 4.8%€212k▲ 19.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.50M
Fixed assets
€3.12M▼ 2.0%
Current assets
€2.38M▲ 11.2%
Equity and liabilities €5.50M
Equity
€5.42M▲ 4.1%
Debt
€79k▼ 30.9%
The debt ratio falls from 2.1% to 1.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
98.6%▲
2024 · 97.9%
ROE
3.9%▲
2024 · 3.4%
ROA
3.9%▲
2024 · 3.3%
Debt
€79k▼
2024 · €114k
Debt ≤ 1 year
€79k▼
2024 · €112k
Income taxes
€71k▲
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.32M€5.50M▲
Fixed assets21/28€3.18M€3.12M▼
Tangible fixed assets22/27€1.11M€1.05M▼
Land and buildings22€1.11M€1.05M▼
Financial fixed assets28€2.07M€2.07M=
Current assets29/58€2.14M€2.38M▲
Amounts receivable within one year40/41€782k€790k▲
Other amounts receivable41€782k€790k▲
Current investments50/53€550k€400k▼
Cash at bank and in hand54/58€807k€1.19M▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€5.32M€5.50M▲
Equity10/15€5.21M€5.42M▲
Contributions10/11€944k€944k=
Capital10€944k€944k=
Issued capital100€944k€944k=
Reserves13€4.26M€4.47M▲
Non-distributable reserves130/1€94k€94k=
Legal reserve130€94k€94k=
Distributable reserves133€4.17M€4.38M▲
Profit (loss) carried forward14€538€299▼
Amounts payable17/49€114k€79k▼
Amounts payable within one year42/48€112k€79k▼
Trade debts44€668-
Suppliers440/4€668-
Taxes, remuneration and social security45€52k€18k▼
Taxes450/3€52k€18k▼
Other amounts payable47/48€60k€61k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€63k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€291k€305k▲
Operating profit (loss)9901€223k€237k▲
Financial income75/76B€15k€46k▲
Recurring financial income75€15k€46k▲
Financial charges65/66B€2k€44▼
Recurring financial charges65€2k€44▼
Profit (loss) for the period before taxes9903€236k€282k▲
Income taxes67/77€59k€71k▲
Profit (loss) for the period9904€177k€212k▲
Profit (loss) for the period to be appropriated9905€177k€212k▲
Appropriation of the result
Profit (loss) to be appropriated9906€178k€212k▲
Profit (loss) brought forward from the previous period14P€463€538▲
Transfer to equity691/2€177k€212k▲
To other reserves6921€177k€212k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €186k
Net result €186k after one loss-making year.
30-06
Financial
Liquidity times 11current ratio 16.90
Current ratio from 1.58 to 16.90; short-term debt falls from €2.70M to €112k.
30-06
Financial
Equity above €5MEq €5.03M ▲3.8%
Equity rises from €4.84M to €5.03M.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet €-22k ▼101%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €1.70M ▲1662%
Operating result €311k, net result €1.70M, both a record.
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 393930 Hamont-AchelGround area
483 m²
Building footprint
230 m²
Volume, LiDAR
1,589 m³
Parcel 72012C0499/00G002, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Umans Beheer
since 19982.088.563.616
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72012C0499/00G002 | Flanders | 483 m² | 1 · 230 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BEJO
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LSH SERVICES
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BBLDG PARTNERS
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 7,861 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-06-1998
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.